1. Indonesia Stocks

  2. •

    Finance

  3. •

    Major banks
PT Bank Panin Dubai Syariah Tbk

PT Bank Panin Dubai Syariah Tbk

IIDX:PNBS
39.00
IDR
0.00
(0.00%)
1.82EPS
27.46P/E
1.94TMarket Cap
PT Bank Panin Dubai Syariah Tbk
IDX:PNBS
(Indonesia Stock Exchange)

Recent

price

39.00

P/E

ratio

27.46

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
IDR
396,702.95
473,867.02
935,710.89
27.86
26.83
31.78
32.26
33.34
10.92
7.45
4.08
10.65
15.07
13.31
12
11.06
13.32
Revenue per Share
-213,471.43
91,405.79
367,260.27
4.31
7.2
5.44
1.98
-96.66
1.14
0.55
- -
-21.08
6.45
5.86
3.5
0.52
1.82
Basic EPS, GAAP
2,208,967.62
-2,176,668.21
2,436,953.72
166.31
-52.5
-18.64
-29.72
24.85
-74.32
3.31
-41.46
17.59
-12.62
23.87
-20.86
3.11
4.84
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
4,267,244.43
4,499,967.19
4,867,227.46
105.31
109.55
117.04
119.76
26.89
69.64
70.73
80.27
59.31
64.55
71.4
73.49
76.57
77.53
Book Value per Share
4,267,244.43
4,499,967.19
4,854,799.75
104.85
109.38
116.75
119.46
23.33
69.16
70.45
80.2
59.3
64.35
70.85
72.93
75.94
76.93
Tangible Book Value per Share
- -
- -
- -
4,944
9,848
9,848
9,883
10,023
18,265
23,959
38,814
38,814
38,814
38,814
38,814
38,814
38,814
Basic Weighted Avg Shares
13,329
47,868
94,521
137,750
264,191
312,987
318,804
334,193
199,527
178,384
158,285
413,503
585,090
516,574
465,841
429,417
516,972
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
2,627
2,546
3,573
3,893
4,738
6,370
10,120
12,987
9,056
18,473
18,216
15,242
17,494
23,249
25,603
29,889
Depreciation Expense
-7,173
9,233
37,099
21,332
70,937
53,578
19,541
-968,851
20,788
13,237
128
-818,112
250,532
227,518
135,932
20,016
70,666
Net Income, GAAP
- -
25.6
25.16
26.85
27.75
30.69
31.35
- -
2.91
43.3
98.1
- -
1.57
4.03
- -
33.91
13.64
Effective Tax Rate (%)
-53.81
19.29
39.25
15.49
26.85
17.12
6.13
-289.91
10.42
7.42
0.08
-197.85
42.82
44.04
29.18
4.66
13.67
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
4,237
6,403
13,496
13,510
9,698
7,876
10,284
LT Debt
143,379
454,564
491,663
526,567
1,076,317
1,155,491
1,187,941
274,196
1,668,466
1,694,566
3,115,653
2,301,945
2,505,404
2,771,350
2,852,257
2,971,819
3,009,122
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
3.09
7.84
4.19
8.85
4.8
1.67
- -
2.14
0.79
0.01
- -
10.38
8.58
- -
0.69
2.39
Return on Capital (%)
-4.88
3.09
7.84
4.19
8.85
4.8
1.67
-132.53
2.14
0.79
0.01
-30.2
10.42
8.62
4.83
0.69
2.4
Return on Common Equity (%)

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
38,814
38,814
38,814
Market Capitalization
2,057,123
1,940,682
1,940,682

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,427,311
1,172,326
1,148,689
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
52.02%
0.09%
4.19%
Free Cash Flow
-391.13%
-181.13%
-114.89%
Net Income, GAAP
-64,429.6%
-127,787.39%
-85.28%
Sales/Revenue/Turnover
11.79%
34.68%
-7.82%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
130,099
117,283
112,850
105,608
465,841
2025
92,417
99,916
- -
133,196
429,417
2026
144,283
139,577
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.92
1.25
0.24
-0.12
3.5
2025
0.34
0.34
- -
-0.6
0.52
2026
1.29
0.79
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Similar Companies
HDFC Bank Limited (NSE:HDFCBANK)
Bank of America Corporation (NYSE:BAC)
JP Morgan Chase & Co. (NYSE:JPM)
Axis Bank Limited (NSE:AXISBANK)
Kotak Mahindra Bank Limited (NSE:KOTAKBANK)
Banco Santander, S.A. (BME:SAN)
Business
PT Bank Panin Dubai Syariah Tbk is an Indonesian sharia-compliant bank that primarily offers Islamic banking products and services. Its core offerings include fund products such as savings accounts, checking accounts, and deposits; fund programs; service products; financing products including mortgage financing, car loans, working capital financing, and multi-finance; as well as treasury products. The bank operates based on revenue-sharing principles compliant with Islamic Shariah law. Its operations span across Indonesia, with branch offices in Sumatra, Java, and West Nusa Tenggara. Headquartered in Jakarta, the bank was originally founded in 1972 and is a subsidiary of PT Bank Panin Tbk, leveraging local market expertise alongside global Islamic finance principles. A significant recent development is the strategic partnership and acquisition by Dubai Islamic Bank (DIB), which acquired approximately 40% ownership in the bank. This acquisition, completed in 2015 and rebranded as Panin Dubai Syariah Bank, marks DIB’s first entry into the Asia-Pacific region and aims to advance Islamic finance in Indonesia. This partnership combines Bank Panin’s local experience with DIB’s global leadership and aims to expand Sharia-compliant banking as a mainstream financial option in the region. The bank has also maintained steady financial performance with reported profits in recent quarters and has held major meetings to strengthen governance and capital structure, reflecting ongoing strategic focus on growth and operational resilience within the Indonesian Islamic banking sector. Overall, PT Bank Panin Dubai Syariah Tbk operates within the Islamic finance industry segment targeting Muslim consumers in Indonesia’s growing sharia banking market, offering a comprehensive range of financial products aligned with Islamic principles for retail, commercial, and corporate customers. The bank emphasizes compliance with Shariah law, leveraging strategic international alliances, and expanding its reach domestically through extensive branch coverage and diverse financial services. The company's sustained evolution reflects its dual heritage of Indonesian banking expertise and global Islamic banking leadership through its partnership with Dubai Islamic Bank.