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PT Asuransi Tugu Pratama Indonesia Tbk

PT Asuransi Tugu Pratama Indonesia Tbk

IIDX:TUGU
1,385.00
IDR
+10.00
(+0.73%)
241.45EPS
4.90P/E
4.09TMarket Cap
PT Asuransi Tugu Pratama Indonesia Tbk
IDX:TUGU
(Indonesia Stock Exchange)

Recent

price

1,385.00

P/E

ratio

4.90

div

yld

0.30%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
IDR
1,886,241.08
208.06
216.08
3,514,437.24
351.81
4,502,288.72
7,591,689.89
875.2
944.15
1,024.9
910.21
1,031.69
1,144.51
1,274.01
1,450.32
1,868.14
782.05
Revenue per Share
74,347.68
35.8
46.44
464,018.74
106.53
899,353.21
3,916,096.79
146.39
73.14
129.01
74.57
89.01
97.64
371.92
112.94
199.98
234.51
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
104,430.24
4.39
17.51
214,072.84
6.83
- -
618,559.91
8.43
25.76
20.8
38.7
27.49
37.09
68.73
123.26
81.07
4.17
Dividend per Share
4,908,955.21
579.07
633.86
9,411,215.48
895.84
13,905,096.68
22,983,324.95
1,900.24
2,000.57
2,132.1
2,185.13
2,276.81
2,373.55
2,563.2
2,573.02
2,648.18
2,582.32
Book Value per Share
4,727,451.18
559.22
613.36
9,139,899.33
873.93
13,562,109.3
22,663,697.76
1,890.25
1,992.13
2,118.59
2,178.6
2,270.71
2,362.01
2,531.3
2,538.23
2,617
2,558.04
Tangible Book Value per Share
3,200
3,200
3,200
3,200
3,200
3,200
3,200
3,200
3,407
3,556
3,556
3,556
3,556
3,556
3,556
3,556
3,556
Basic Weighted Avg Shares
6,035,971,446
665,801
691,454
11,246,199,162
1,125,789
14,407,323,893
24,293,407,657
2,800,630
3,217,114
3,644,090
3,236,314
3,668,231
4,069,394
4,529,833
5,156,710
6,642,307
2,780,646
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
7,066
558,547,403
42,015
753,841,494
828,499,600
117,971
131,003
140,969
153,170
162,055
161,059
105,284
28,701
230,789
266,193
Depreciation Expense
237,912,588
114,569
148,594
1,484,859,976
340,903
2,877,930,256
12,531,509,740
468,448
249,207
458,699
265,143
316,480
347,151
1,322,394
401,575
711,057
833,812
Net Income, GAAP
60.78
22.74
13.22
19.53
17.06
6.13
3.67
9.09
- -
15.95
11.09
3.19
18.82
17.6
31.55
19.67
17.66
Effective Tax Rate (%)
3.94
17.21
21.49
13.2
30.28
19.98
51.58
16.73
7.75
12.59
8.19
8.63
8.53
29.19
7.79
10.7
29.99
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
373,274,959
25,994
3,416
633,827,009
22,400
571,967,282
549,718,538
3,640
150,042
8,872
13,968
50,176
124,264
302,344
551,342
638,629
707,625
LT Debt
15,708,934,563
1,853,052
2,028,403
30,116,780,386
2,866,780
44,503,251,941
73,562,847,210
6,458,818
7,428,033
8,277,069
8,458,563
8,789,731
9,172,098
9,836,329
9,881,623
10,173,757
10,006,301
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
7.84
9.7
- -
13.48
21.31
- -
- -
5.35
3.29
3.72
3.41
13.97
3.9
6.56
7.71
Return on Capital (%)
- -
- -
7.66
9.86
- -
12.93
21.23
- -
3.78
6.24
3.45
3.99
4.2
15.07
4.4
7.66
8.7
Return on Common Equity (%)

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
7,250
- -
- -
LT Borrowings
632,029
682,697
697,322
LT Finance Leases
6,599
10,302
10,302
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,556
3,556
3,556
Market Capitalization
4,142,246
4,444,470
4,088,912

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,812,518
6,760,107
7,080,758
Accounts Receivable, Net
131,717
- -
- -
Inventories
4,238
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
7,250
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.29%
3.79%
2.96%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
54.79%
63.48%
77.07%
Sales/Revenue/Turnover
6.38%
15.65%
28.81%
Total Cash Common Dividend
- -
27.28%
-34.23%

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,824,738
1,398,181
1,088,134
1,233,478
5,156,710
2025
4,449,565
4,402,724
1,080,189
-618,371
6,642,307
2026
3,091,168
-772,340
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
99.6
67.5
31.75
41.96
112.94
2025
102.44
31
66.74
32.69
199.98
2026
74.7
60.38
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
123.26
2025
- -
- -
- -
4.17
81.07
2026
- -
- -
- -
- -
- -
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Business
PT Asuransi Tugu Pratama Indonesia Tbk PT Asuransi Tugu Pratama Indonesia Tbk is a general insurance company providing a comprehensive range of insurance products and services including corporate insurance covering energy such as offshore and onshore property, well control, marine hull and machinery; fire and property risks for assets, buildings and contents; marine cargo and hull; aviation and satellite launches; engineering for construction delays and equipment breakdowns; credit and surety bonds; health; liability; and miscellaneous lines; as well as retail insurance protecting homes, motor vehicles, personal accidents, travel, cyber risks and sharia-compliant options managed on Islamic principles; alongside reinsurance and rental-related businesses, primarily serving corporate clients in the energy sector, individuals and sharia markets throughout Indonesia. Established on November 25, 1981 and headquartered at Wisma Tugu I in Jakarta, the company operates as a majority-owned subsidiary of PT Pertamina (Persero) with over 58.50% ownership, listing on the Indonesia Stock Exchange in May 2018 under ticker TUGU to bolster capital for reinsurance expansion. Recent developments include robust financial growth with gross premiums rising 37% to IDR 4.1 trillion and operating profits surging 80% to IDR 562 billion through August 2024 driven by Pertamina synergies and non-captive segment expansion, alongside a failed acquisition of PT Asuransi Sonwelis Takaful prompting portfolio shifts in the market, enhanced data warehouse collaboration for operational improvements, ongoing share buybacks, increased shareholder base to over 8,453, and strategic investment portfolio reshuffling toward higher-yield assets amid falling interest rates to optimize returns and solvency well above regulatory requirements.