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    Banks - Regional
InBankshares, Corp

InBankshares, Corp

INBC
InBankshares, CorpUS flagOther OTC
13.58
USD
+0.04
- -
160.03MMarket Cap
InBankshares, Corp
INBC
(Other OTC)

Recent

price

13.58

P/E

ratio

- -

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.1
2.2
3.24
3.48
4.4
4.18
4.69
4.86
3.72
Revenue per Share
-0.21
-0.23
0.18
0.35
0.84
0.75
0.87
0.53
0.43
Basic EPS, GAAP
-0.02
-0.04
-0.64
1.64
1.78
0.56
1.19
1.35
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-0.2
-0.43
-0.25
0.13
0.94
1.42
2.29
2.8
3.08
Book Value per Share
7.36
7.51
8.62
8.46
8.01
8.06
9.22
10.12
10.42
Tangible Book Value per Share
7
7
7
8
10
12
12
12
12
Basic Weighted Avg Shares
8
16
23
28
46
49
55
58
44
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
2
1
2
3
3
2
1
Depreciation Expense
-2
-2
1
3
9
9
10
6
5
Net Income, GAAP
- -
- -
22.28
21.32
20.72
25.68
22.12
18.56
18.88
Effective Tax Rate (%)
-19.36
-10.53
5.55
9.95
19.14
17.98
18.54
10.84
11.55
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
5
5
5
24
28
29
30
30
60
LT Debt
64
64
72
77
111
119
132
142
145
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
162.51
66.47
47.02
20.82
15.46
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
20
- -
LT Borrowings
- -
27
60
LT Finance Leases
- -
3
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
12
12
Market Capitalization
136
142
141

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
119
236
Accounts Receivable, Net
- -
5
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
7
- -
ST Debt
- -
20
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
15.28%
7.24%
Free Cash Flow
- -
-55.64%
13.78%
Net Income, GAAP
- -
62.63%
-38.96%
Sales/Revenue/Turnover
- -
22.03%
4.38%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
13
14
14
15
55
2025
14
14
- -
16
58
2026
15
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.16
0.2
0.22
0.29
0.87
2025
0.21
0.22
- -
-0.08
0.53
2026
0.29
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
InBankshares, Corp (OTCQX: INBC) is the holding company for InBank, an independent community bank that offers a full range of commercial, business, personal and mortgage banking services to individual and business customers primarily throughout the Colorado Front Range, southern Colorado and northern New Mexico; core products and services include business and personal checking and savings accounts, credit cards such as the InBusiness Credit Card, business lending encompassing equipment term loans, owner-occupied real estate loans, Small Business Administration loans, investor real estate loans, construction loans and working capital lines of credit, personal lending such as vehicle loans, residential construction loans, lot loans and home equity lines of credit, merchant services, treasury management services comprising payments, receivables and fraud protection, online and mobile banking, money transfer services through Zelle, a business concierge experience for account transitions, and an SBA lending division branded as INTQ Financial. Founded in 2017 through the acquisition of a 100-year-old community bank and headquartered in Greenwood Village, Colorado, the company operates 19 offices and approximately 181 employees while emphasizing technology solutions, local decision-making and relationship-based advisory services. Recent developments include the completion of the Legacy Bank acquisition in April 2022 for $56 million in cash and stock, which expanded its footprint and propelled assets beyond $1 billion following core system integration, the launch of the INTQ Financial SBA lending division in 2023, executive appointments such as Chief Operations Officer Mark Christian in 2022 and board addition of Mary-Margaret Henke in 2021, a $20 million subordinated notes private placement in 2021, and ongoing loan growth with held-for-investment loans increasing 5.1% in recent quarters alongside strong pre-provision net revenue performance.