Solera National Bancorp, Inc.

Solera National Bancorp, Inc.

SLRK
Solera National Bancorp, Inc.US flagOther OTC
20.00
USD
-0.10
- -
86.00MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.35
2.94
1.73
1.64
1.86
2.04
2.45
3.73
5.6
8.42
9.05
10.38
- -
4.06
Basic EPS, GAAP
-0.24
-0.15
0.62
1.09
0.19
0.63
0.87
1.42
2.58
4.25
3.87
4.19
- -
-0.63
Free Cash Flow per Basic Share
-1.68
3.53
0.36
0.6
0.53
0.81
-0.47
0.35
0.93
1.02
3.67
2.49
- -
1.54
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-2.89
-3.01
-2.32
-1.23
-1.11
-0.21
0.69
2.09
4.62
8.89
12.67
16.86
- -
-3.17
Tangible Book Value per Share
6.15
6.59
6.92
8.04
8.75
9.94
9.94
11.48
13.71
13.5
18.5
20.69
- -
6.91
Basic Weighted Avg Shares
3
3
3
3
3
4
4
4
4
4
4
4
- -
3
Sales/Revenue/Turnover
12
8
5
5
5
7
10
16
24
36
39
45
54
11
Operating Margin (%)
-5.46
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-15.52
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
1
1
2
- -
Net Income, GAAP
-1
- -
2
3
1
2
4
6
11
18
17
18
23
-2
Effective Tax Rate (%)
- -
- -
- -
- -
70.25
23.61
22.38
22.67
24.43
17.37
21.67
26.5
25.82
- -
Profit Margin (%)
-5.47
-5.26
35.9
66.55
10.04
30.66
35.71
38.04
46.06
50.48
42.79
40.4
42.45
-15.52
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
18
6
5
6
12
4
4
4
4
56
172
141
313
21
Total Equity
17
18
20
23
24
35
41
48
59
58
80
89
107
18
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
102.43
77.52
62.79
36.02
28.41
27.39
- -

Capital Structure

FRC

in mil. unless spec.
Dec'13
Mar'14
Jun'14
ST Debt
- -
9
14
LT Borrowings
18
8
6
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
16
17
13

Working Capital

FRC

in mil. unless spec.
Dec'13
Mar'14
Jun'14
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3
1
1
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
1
1
ST Debt
- -
9
14
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.16%
18.09%
20.16%
Free Cash Flow
14.71%
67.76%
-69.48%
Net Income, GAAP
63.52%
35.65%
27.56%
Sales/Revenue/Turnover
28.78%
29.61%
21.4%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
39
2024
- -
- -
- -
- -
45
2025
- -
- -
- -
- -
54

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
3.87
2024
- -
- -
- -
- -
4.19
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Michael Drew Quagliano
Full Time Employees
84
Sector
Financial Services
Industry
Banks - Regional
Address
319 South Sheridan Boulevard Lakewood CO United States of America 80226
IPO Date
Apr 17, 2012
Business
Solera National Bancorp, Inc. functions as the parent holding company for Solera National Bank, delivering comprehensive commercial and personal banking solutions across the United States. The institution caters to the needs of small and mid-sized enterprises, various licensed professionals, real estate investors, and individual clients, with a particular focus on self-directed retirement accounts. It provides a diverse array of deposit products, including checking and savings accounts, money market options, certificates of deposit, and specialized self-directed Individual Retirement Accounts and Solo 401(k)s. Lending services encompass real estate-backed loans, construction financing, Small Business Administration (SBA) loans, business lines of credit, and equipment acquisition funding. Furthermore, the bank offers modern digital banking platforms, account analysis, commercial sweeping, remote deposit capabilities, ACH origination, payroll services, merchant services, fraud protection, business debit cards, and extensive cash management tools. The company, established in 2006 and headquartered in Lakewood, Colorado, prioritizes a boutique banking experience and a relationship-focused approach. In recent developments, Solera received a non-binding acquisition offer in October 2025, following a year of strong financial performance and recognition as a top-performing bank by American Banker.

Company News

APIChatGPT
  • Solera National Bancorp Announces First Quarter 2026 Financial Results

  • Solera National Bancorp (OTCMKTS:SLRK) Stock Price Passes Above 50-Day Moving Average – Here’s Why

  • Reviewing Independent Bank (NASDAQ:IBCP) & Solera National Bancorp (OTCMKTS:SLRK)

  • Solera National Bancorp Announces Fourth Quarter 2025 Financial Results

  • Analyzing First Business Financial Services (NASDAQ:FBIZ) and Solera National Bancorp (OTCMKTS:SLRK)

  • Solera National Bancorp (OTCMKTS:SLRK) Stock Price Crosses Below Fifty Day Moving Average – Here’s Why

  • Reviewing Solera National Bancorp (OTCMKTS:SLRK) and Farmers National Banc (NASDAQ:FMNB)

  • Solera National Bancorp Announces Third Quarter 2025 Financial Results

  • Solera National Bancorp Announces Second Quarter 2025 Financial Results

  • Solera National Bancorp Announces First Quarter 2025 Financial Results

  • Solera National Bancorp Announces Fourth Quarter 2024 Financial Results

  • Solera National Bancorp Announces Third Quarter 2024 Financial Results

  • Solera National Bancorp Announces Second Quarter 2024 Financial Results

  • Solera National Bancorp Announces First Quarter 2024 Financial Results

  • CORRECTION: Solera National Bancorp Announces Fourth Quarter 2023 Financial Results

  • Solera National Bancorp Announces Fourth Quarter 2023 Financial Results

  • Solera National Bancorp Announces Third Quarter 2023 Financial Results

  • Solera National Bancorp Announces Second Quarter 2023 Financial Results