First Internet Bancorp

First Internet Bancorp

INBK
First Internet BancorpUS flagNASDAQ Global Select
26.17
USD
+0.60
- -
228.12MMarket Cap

Total Valuation

First Internet Bancorp carries a market capitalization of 228.12M, placing it among publicly traded companies globally. Its enterprise value stands at -699.02M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap228.12M
Enterprise Value-699.02M

Share Statistics

First Internet Bancorp currently has 8.72M shares outstanding.

Shares Outstanding8.72M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

First Internet Bancorp trades at a trailing price-to-earnings ratio of 15.16. The price-to-sales ratio is 1.52, and the price-to-book ratio stands at 0.47.

PE Ratio15.16
PS Ratio1.52
PB Ratio0.47
P/TBV Ratio0.50
P/FCF Ratio3.76
P/OCF Ratio3.86

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity95.59
Debt / EBITDA44.06
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)-8.41
Return on Assets (ROA)-0.58
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, First Internet Bancorp has paid -15.52M in income taxes, reflecting an effective tax rate of 3.87.

Income Tax-15.52M
Effective Tax Rate3.87

Stock Price Statistics

First Internet Bancorp's stock has gained approximately 12.89905% over the past 52 weeks. The 50-day moving average sits at 23.85, while the 200-day moving average is 21.79.

Beta (5Y)N/A
52-Week Price Change12.89905%
50-Day Moving Average23.85
200-Day Moving Average21.79
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, First Internet Bancorp generated 116.74M in revenue and converted that into -33.60M in net income, yielding earnings per share of -3.84.

Revenue116.74M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income-49.12M
Net Income-33.60M
EBITDA7.83M
EBITN/A
Earnings Per Share (EPS)-3.84

Balance Sheet

First Internet Bancorp holds 1.22B in cash and equivalents against 345.05M in total debt, resulting in a net debt position of -256.76M.

Cash & Cash Equivalents1.22B
Total Debt345.05M
Net Debt-256.76M
Equity (Book Value)382.26M
Book Value Per Share43.76
Working CapitalN/A

Cash Flow

First Internet Bancorp produced 46.17M in operating cash flow over the past twelve months. After subtracting -1.34M in capital expenditures, free cash flow totaled 44.83M - equivalent to 5.13 per share.

Operating Cash Flow46.17M
Capital Expenditures-1.34M
Free Cash Flow44.83M
FCF Per Share5.13

Margins

First Internet Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin-42.07
Profit Margin-28.78
EBITDA Margin6.71

Dividends & Yields

The company's payout ratio of -6.21 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.24
Dividend YieldN/A
Payout Ratio-6.21
Shareholder Yield68.70
FCF Yield26.61

Stock Splits

First Internet Bancorp's most recent stock split took place on June 24, 2013 with a 2:3 split ratio.

Last Split Date6/24/2013
Split Ratio2:3

Scores

First Internet Bancorp posts an Altman Z-Score of 0.09, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.09