First Internet Bancorp

First Internet Bancorp

INBK
First Internet BancorpUS flagNASDAQ
29.06
USD
-0.22
- -
253.31MMarket Cap

Total Valuation

First Internet Bancorp carries a market capitalization of 253.31M, placing it among publicly traded companies globally. Its enterprise value stands at -461.32M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap253.31M
Enterprise Value-461.32M

Share Statistics

First Internet Bancorp currently has 8.73M shares outstanding.

Shares Outstanding8.73M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

The price-to-sales ratio is 1.96, and the price-to-book ratio stands at 0.67.

PE RatioN/A
PS Ratio1.96
PB Ratio0.67
P/TBV Ratio0.68
P/FCF Ratio1.51
P/OCF Ratio1.51

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity94.93
Debt / EBITDA43.45
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)-8.34
Return on Assets (ROA)-0.54
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, First Internet Bancorp has paid -14.24M in income taxes, reflecting an effective tax rate of 3.87.

Income Tax-14.24M
Effective Tax Rate3.87

Stock Price Statistics

First Internet Bancorp's stock has gained approximately 27.01049% over the past 52 weeks. The 50-day moving average sits at 27.06, while the 200-day moving average is 22.72.

Beta (5Y)N/A
52-Week Price Change27.01049%
50-Day Moving Average27.06
200-Day Moving Average22.72
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, First Internet Bancorp generated 123.74M in revenue and converted that into -31.43M in net income, yielding earnings per share of -3.58.

Revenue123.74M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income-45.67M
Net Income-31.43M
EBITDA7.94M
EBITN/A
Earnings Per Share (EPS)-3.58

Balance Sheet

First Internet Bancorp holds 1.05B in cash and equivalents against 345.13M in total debt, resulting in a net debt position of -65.84M.

Cash & Cash Equivalents1.05B
Total Debt345.13M
Net Debt-65.84M
Equity (Book Value)363.55M
Book Value Per Share41.63
Working CapitalN/A

Cash Flow

First Internet Bancorp produced 160.62M in operating cash flow over the past twelve months. After subtracting -714,000.00 in capital expenditures, free cash flow totaled 159.91M - equivalent to 18.30 per share.

Operating Cash Flow160.62M
Capital Expenditures-714,000.00
Free Cash Flow159.91M
FCF Per Share18.30

Margins

First Internet Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin-36.91
Profit Margin-25.40
EBITDA Margin6.42

Dividends & Yields

The company's payout ratio of -6.61 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.24
Dividend YieldN/A
Payout Ratio-6.61
Shareholder Yield203.98
FCF Yield66.12

Stock Splits

First Internet Bancorp's most recent stock split took place on June 24, 2013 with a 2:3 split ratio.

Last Split Date6/24/2013
Split Ratio2:3

Scores

First Internet Bancorp posts an Altman Z-Score of 0.10, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.10