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    Banks - Regional
Indian Bank

Indian Bank

INDIANB.BO
Indian BankIN flagBombay Stock Exchange
786.15
INR
-0.85
- -
1.06TMarket Cap
Indian Bank
INDIANB.BO
(Bombay Stock Exchange)

Recent

price

786.15

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
121.69
131.91
135.61
132.67
121.54
129.92
153.47
180.78
185.37
207.82
192.86
198.09
225.4
250.12
261.5
280.58
266.91
Revenue per Share
40.61
41.09
37.45
27.48
21.84
15.64
30.25
27.29
7.91
16.38
27.88
33.99
44.74
66.03
83.61
86.89
81.43
Basic EPS, GAAP
-7.71
-47.4
75.67
-20.71
101.86
-35.68
-228.98
-81.18
125.13
-164.6
147.61
233.31
-226.65
-72.49
125.14
136.32
- -
Free Cash Flow per Basic Share
7.43
8.43
8.43
7.4
4.88
4.2
1.5
6
- -
- -
- -
2.04
6.5
8.4
12
16.25
- -
Dividend per Share
12.93
13.25
13.93
15.4
15.16
16.01
17.02
18.11
19.33
22.16
17.48
19.02
20.97
25.61
26.96
23.69
- -
Book Value per Share
216.41
244.89
272.41
324.33
313.25
343.69
363.38
390.08
410.68
433.37
349.58
369.14
397.71
472.72
531.16
594.5
- -
Tangible Book Value per Share
430
430
430
433
480
480
480
480
481
526
1,129
1,218
1,245
1,275
1,347
1,347
1,347
Basic Weighted Avg Shares
52,297
56,692
58,283
57,424
58,373
62,397
73,712
86,828
89,083
109,285
217,811
241,358
280,722
318,928
352,229
377,938
359,489
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
726
900
919
1,054
1,390
1,513
1,662
2,368
2,593
3,140
6,369
6,009
5,324
5,311
5,429
6,089
- -
Depreciation Expense
17,454
17,658
16,094
11,892
10,488
7,513
14,531
13,105
3,801
8,613
31,492
41,418
55,723
84,194
112,615
117,043
109,674
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
81.81
- -
- -
12.37
35.85
35.4
34.96
27.83
Effective Tax Rate (%)
33.38
31.15
27.61
20.71
17.97
12.04
19.71
15.09
4.27
7.88
14.46
17.16
19.85
26.4
31.97
30.97
30.51
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
20,004
47,229
26,786
45,239
26,461
35,093
126,369
47,602
57,422
93,004
197,307
172,175
220,924
231,429
333,743
368,066
- -
LT Debt
97,006
109,246
121,074
140,383
150,452
165,071
174,530
187,353
197,359
227,888
394,807
449,769
495,330
602,775
715,451
800,776
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
251.99
313.96
275.56
187.96
150.4
100.37
183.19
155.36
42.26
82.25
200.58
193.01
226.13
286.54
326.58
343.13
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
1,347
- -
Market Capitalization
715,176
730,363
866,502

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
549,614
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.35%
15.27%
11.93%
Free Cash Flow
-78.29%
-93.89%
8.93%
Net Income, GAAP
55.96%
30.97%
3.93%
Sales/Revenue/Turnover
21.9%
11.69%
7.3%
Total Cash Common Dividend
- -
66.02%
35.42%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
75,758
79,268
79,320
84,583
318,928
2025
82,572
88,177
88,224
93,273
352,229
2026
89,815
96,919
98,893
- -
377,938

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
14.85
16.61
17.46
- -
66.03
2025
19.08
20.79
21.6
22.14
83.61
2026
16.9
23.36
23.56
- -
86.89

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
8.4
2025
- -
- -
- -
- -
12
2026
- -
- -
- -
- -
16.25
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Business
Indian Bank, a public sector bank headquartered in Chennai, India, and founded in 1907, provides a comprehensive range of banking products and services including deposit products such as savings bank accounts, current accounts, term deposits, and non-resident Indian accounts; lending solutions encompassing agriculture loans, MSME loans, corporate loans, supply chain finance, home loans, mortgage loans, vehicle loans, personal loans, educational loans, jewel loans, 59-minute loans, and loans against deposits, National Savings Certificates, Kisan Vikas Patra, or relief bonds and LIC policies; digital offerings like IndOASIS internet and mobile banking, SMS banking, debit and credit cards, national common mobility cards, mutual funds, initial public offerings, demat accounts, trading services, and point-of-sale systems; as well as online collection products, National Pension System services, and other retail schemes, operating through over 5,900 branches, 3,000 ATMs, and 2,400 cash deposit machines primarily in India with select overseas presence. The bank serves treasury, corporate/wholesale banking, retail banking, and other operations segments targeting individuals, businesses, farmers, MSMEs, and corporations across the country. In recent developments, Indian Bank continues to integrate operations from its 2020 amalgamation with Allahabad Bank, which expanded its branch network, business scale, and geographical footprint particularly in northern, eastern, and northeastern India while enhancing its customer base and lending capacity; it focuses on strategies to bolster current account and savings account deposits through salary account mandates in consortium lending, targeting four lakh new accounts in fiscal 2025, alongside growth in retail, MSME, agriculture, mid-corporate, and green finance segments like solar projects and data centers.