1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Pacific State Bancorp

Pacific State Bancorp

PSBC
Pacific State BancorpUS flagOther OTC
0.00
USD
+0.00
- -
52,111.00Market Cap
1998 Y
1999 Y
2000 Y
2001 Y
2002 Y
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2008 Y
2009 Y
TTM
Revenue per Share
4.21
4.71
0.37
2.32
2.45
3.07
3.77
4.6
5.63
5.39
5.04
3.78
3.72
Basic EPS, GAAP
0.19
0.28
0.36
0.35
0.36
0.61
0.92
1.23
1.57
1.23
-1.4
-6.19
-6.76
Free Cash Flow per Basic Share
- -
- -
- -
0.54
0.47
0.97
0.93
1.15
1.56
1.24
-0.69
1.33
1.35
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
3.19
3.5
3.98
4.87
6.16
5.51
6.51
5.07
-1.14
-1.77
Tangible Book Value per Share
2.31
2.36
2.87
3.17
3.5
4
4.89
6.13
8.23
9.23
7.35
1.53
0.88
Basic Weighted Avg Shares
3
3
3
3
3
3
3
3
4
4
4
4
4
Sales/Revenue/Turnover
11
12
1
7
8
10
13
16
20
20
19
14
14
Operating Margin (%)
97.84
- -
-369.47
22.64
22.62
31.93
38.86
42.97
46.1
37.47
-56.51
-166.44
-172.92
Depreciation Expense
- -
- -
- -
1
1
1
1
1
- -
- -
1
1
1
Net Income, GAAP
- -
1
1
1
1
2
3
4
6
5
-5
-23
-25
Effective Tax Rate (%)
- -
- -
- -
33.42
35.14
37.79
37.16
37.72
39.55
38.88
- -
- -
- -
Profit Margin (%)
4.51
6.05
96.28
15.07
14.68
19.86
24.42
26.76
27.87
22.9
-27.77
-163.99
-181.49
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
4
9
9
9
9
49
49
38
28
Total Equity
6
6
8
9
11
13
17
21
29
34
27
6
3
Return on Invested Capital (%)
- -
- -
- -
11.89
9.05
10.28
11.91
13.45
14.42
5.5
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
21.96
11.21
16.61
21
22.41
27.09
20.93
-24.24
- -
-135.41

Capital Structure

FRC

•

in mil. unless spec.
Sep'09
Dec'09
Mar'10
ST Debt
- -
- -
- -
LT Borrowings
39
38
28
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
4
1
1

Working Capital

FRC

•

in mil. unless spec.
Sep'09
Dec'09
Mar'10
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
45
11
10
Accounts Receivable, Net
7
10
9
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
4
4
4
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.28%
-3.79%
-79.19%
Free Cash Flow
- -
-80.83%
-293.79%
Net Income, GAAP
35.81%
35.29%
343.89%
Sales/Revenue/Turnover
55.24%
3.35%
-24.84%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2008
4
4
8
2
19
2009
4
4
3
4
14
2010
3
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2008
0.3
0.16
-0.33
- -
-1.4
2009
-0.08
-1.23
-2.12
- -
-6.19
2010
-0.63
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2008
- -
- -
- -
- -
- -
2009
- -
- -
- -
- -
- -
2010
- -
- -
- -
- -
- -

Company Description

APIChatGPT
Full Time Employees
91
Sector
Financial Services
Industry
Banks - Regional
Address
1899 West March Lane Stockton CA United States of America 95207
IPO Date
Oct 13, 1995
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Business
Pacific State Bancorp (PSBC) serves as the holding company for Pacific State Bank, a California-chartered community bank providing commercial banking services to small and middle-market businesses and individuals throughout Central California. The company offers a comprehensive range of deposit products, including checking accounts, savings accounts, individual retirement accounts, time deposits, and certificates of deposit; diverse loan products such as commercial loans, construction loans, agricultural loans, real estate loans, and personal credit lines; and additional services encompassing U.S. Savings bonds, domestic and foreign drafts, letters of credit, cash management assistance, wire transfers, Visa and MasterCard issuance, revolving lines of credit secured by residential deeds of trust, unsecured overdraft protection, ATM cards, and MasterMoney debit cards. Founded in 2002 and headquartered at 1899 West March Lane in Stockton, California, Pacific State Bancorp operates branches in Stockton, Lodi, Modesto, Tracy, Hayward, Angels Camp, Arnold, and Groveland, focusing on the agricultural and commercial sectors in the Central Valley region. The company maintains two subsidiary grantor trusts to support its banking operations and employs approximately 91 staff members. No major acquisitions, funding rounds, partnerships, or strategic expansions have been reported for Pacific State Bancorp in the last 1-2 years, with the entity continuing stable operations as a microcap OTC-traded holding company amid a quiet profile in recent financial disclosures.