Juniata Valley Financial Corp.
Other OTCTotal Valuation
Juniata Valley Financial Corp. carries a market capitalization of 78.53M, placing it among publicly traded companies globally. Its enterprise value stands at 55.61M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 78.53M |
| Enterprise Value | 55.61M |
Share Statistics
Juniata Valley Financial Corp. currently has 5.03M shares outstanding.
| Shares Outstanding | 5.03M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Juniata Valley Financial Corp. trades at a trailing price-to-earnings ratio of 8.24. The price-to-sales ratio is 2.28, and the price-to-book ratio stands at 1.24.
| PE Ratio | 8.24 |
| PS Ratio | 2.28 |
| PB Ratio | 1.24 |
| P/TBV Ratio | 1.47 |
| P/FCF Ratio | 5.53 |
| P/OCF Ratio | 6.02 |
Enterprise Valuation
On an enterprise value basis, Juniata Valley Financial Corp. trades at an EV/EBITDA multiple of 62.69 and an EV/FCF ratio of 3.96.
| EV / Sales | 1.64 |
| EV / EBITDA | 62.69 |
| EV / EBIT | N/A |
| EV / FCF | 3.96 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 52.81 |
| Debt / EBITDA | 37.32 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 16.31 |
| Return on Assets (ROA) | 1.05 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Juniata Valley Financial Corp. has paid 1.73M in income taxes, reflecting an effective tax rate of 15.57.
| Income Tax | 1.73M |
| Effective Tax Rate | 15.57 |
Stock Price Statistics
Juniata Valley Financial Corp.'s stock has gained approximately 12.39193% over the past 52 weeks. The 50-day moving average sits at 16.22, while the 200-day moving average is 14.96.
| Beta (5Y) | N/A |
| 52-Week Price Change | 12.39193% |
| 50-Day Moving Average | 16.22 |
| 200-Day Moving Average | 14.96 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Juniata Valley Financial Corp. generated 33.86M in revenue and converted that into 9.38M in net income, yielding earnings per share of 1.86.
| Revenue | 33.86M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 11.11M |
| Net Income | 9.38M |
| EBITDA | 887,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.86 |
Balance Sheet
Juniata Valley Financial Corp. holds 55.02M in cash and equivalents against 33.10M in total debt, resulting in a net debt position of 19.09M.
| Cash & Cash Equivalents | 55.02M |
| Total Debt | 33.10M |
| Net Debt | 19.09M |
| Equity (Book Value) | 62.67M |
| Book Value Per Share | 12.45 |
| Working Capital | N/A |
Cash Flow
Juniata Valley Financial Corp. produced 12.84M in operating cash flow over the past twelve months. After subtracting -1.20M in capital expenditures, free cash flow totaled 11.63M - equivalent to 2.32 per share.
| Operating Cash Flow | 12.84M |
| Capital Expenditures | -1.20M |
| Free Cash Flow | 11.63M |
| FCF Per Share | 2.32 |
Margins
Juniata Valley Financial Corp. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 32.83 |
| Profit Margin | 27.71 |
| EBITDA Margin | 2.62 |
Dividends & Yields
The company's payout ratio of 47.10 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.88 |
| Dividend Yield | N/A |
| Payout Ratio | 47.10 |
| Shareholder Yield | -46.57 |
| FCF Yield | 18.08 |
Stock Splits
Juniata Valley Financial Corp.'s most recent stock split took place on November 1, 2005 with a 1:2 split ratio.
| Last Split Date | 11/1/2005 |
| Split Ratio | 1:2 |
Scores
Juniata Valley Financial Corp. posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.18 |