Jyske Bank A/S

Jyske Bank A/S

JYSK.CO
Jyske Bank A/SDK flagNASDAQ Copenhagen
982.00
DKK
+3.50
- -
55.76BMarket Cap
Jyske Bank A/S
JYSK.CO
(NASDAQ Copenhagen)

Recent

price

982.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
106.32
100.94
107.04
114.24
94
107.82
104.74
111.1
103.69
107.64
116.73
130.04
145.41
231.04
223.71
239.65
177.12
Revenue per Share
11.71
7.59
8.48
25.37
35.07
26.07
33.73
35.71
29.66
30.98
22.07
44.89
57.61
91.88
84.19
89.87
63.35
Basic EPS, GAAP
-22.56
90.5
-128.17
43.96
183.87
-97.49
-42.88
115.98
-144.97
176.52
153.38
-58.16
898.19
235.18
-564.68
65.25
-210.3
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
5.4
11.71
12.42
- -
- -
- -
- -
7.78
7.92
25.61
25.97
Dividend per Share
201.34
209.08
218.71
239.89
308.69
305.84
324.75
352.06
367.22
409.39
454.32
491.04
570.49
652.17
696.33
757.66
775.96
Book Value per Share
202.75
210.35
223.6
244.43
311.72
315.42
351.16
393.03
407.29
453.33
502.42
540.88
572.66
661.23
748.98
814.22
807.15
Tangible Book Value per Share
65
65
70
71
88
95
92
88
84
79
73
71
65
64
63
60
59
Basic Weighted Avg Shares
6,876
6,519
7,469
8,136
8,277
10,238
9,677
9,778
8,739
8,479
8,511
9,200
9,470
14,847
14,116
14,437
10,491
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
184
226
540
390
424
456
582
742
557
571
647
604
658
673
598
761
511
Depreciation Expense
757
490
592
1,807
3,088
2,476
3,116
3,143
2,500
2,440
1,609
3,176
3,752
5,904
5,312
5,414
3,752
Net Income, GAAP
24.53
17.97
29.92
21.43
0.45
22.72
20.23
21.46
20.38
20.75
23.74
21.13
17.67
25.15
25.86
25.4
25.69
Effective Tax Rate (%)
11.01
7.52
7.93
22.21
37.31
24.18
32.2
32.14
28.61
28.78
18.9
34.52
39.62
39.77
37.63
37.5
35.76
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
48,640
40,197
37,644
29,399
253,280
280,722
324,345
345,829
364,040
400,218
418,641
419,317
426,350
445,881
436,593
452,368
430,327
LT Debt
13,352
13,846
15,642
17,479
27,561
30,040
32,514
34,604
34,332
35,710
36,632
38,266
40,624
45,886
50,588
52,312
51,052
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
6
3.69
4.12
11.17
13.95
8.81
10.55
10.31
8.07
7.72
4.92
9.36
10.44
14.93
12.38
12.09
8.24
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
58
58
Market Capitalization
43,131
53,152
52,092

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
57,755
36,948
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.77%
7.45%
3.41%
Free Cash Flow
-304.72%
-435.86%
-111.03%
Net Income, GAAP
13.46%
32.96%
1.92%
Sales/Revenue/Turnover
4.75%
13.03%
2.27%
Total Cash Common Dividend
- -
- -
208.6%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,499
3,534
3,587
3,489
14,116
2025
3,445
3,422
- -
3,934
14,437
2026
3,135
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
20.01
20.96
22.76
- -
84.19
2025
20.43
21.22
- -
- -
89.87
2026
18.06
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7.78
- -
- -
- -
7.92
2025
25.1
- -
- -
- -
25.61
2026
26.48
- -
- -
- -
- -
Business
Jyske Bank A/S, Denmark's third-largest bank by market share, provides a comprehensive range of financial services including retail banking, private banking, corporate banking, investment and trading services, asset management, market and investment banking, mortgage loans through Jyske Realkredit A/S, leasing activities via Jyske Finans A/S covering car finance, equipment financing, financial and operational leasing, insurance products, pension solutions, and digital banking platforms; it serves private individuals, small and medium-sized enterprises, and corporate clients primarily through 86 branches in Denmark and a branch in Hamburg, Germany. Founded in 1967 through the merger of four mid-Jutland banks and headquartered in Silkeborg, Denmark, the bank operates predominantly in Denmark with minimal international revenue from Germany and manages DKK 198.9 billion in deposits and DKK 567.2 billion in loans as of end-2024. Subsidiaries include JN Data A/S for data services, Jyske Invest Fund Management A/S for mutual and hedge funds, and Jyske Realkredit A/S for residential and commercial mortgage lending. In recent strategic developments, Jyske Bank completed the 2022 acquisition of Handelsbanken Danmark, expanding its customer base, branch network, and corporate banking capabilities with ongoing integration efforts to realize synergies; the bank launched a new customer-oriented strategy in 2025 emphasizing digital transformation, product refinements, risk management enhancements, and partnerships while initiating a DKK 2.25 billion share repurchase program running from February 2025 to January 2026.