1. South Korea Stocks

  2. •

    Finance

  3. •

    Multi-line insurance
DB INSURANCE CO. LTD

DB INSURANCE CO. LTD

KKRX:005830
184,200.00
KRW
-2,900.00
(-1.55%)
29,592.85EPS
4.47P/E
8.12TMarket Cap
Nov 12Next Earn
DB INSURANCE CO. LTD
KRX:005830
(Korea Stock Exchange)

Recent

price

184,200.00

P/E

ratio

4.47

div

yld

4.38%

ROIC.AI

2011
2012
2013
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
KRW
149,750.27
159,107.29
172,175.14
153,572.41
217,643.73
232,977.75
224,508.49
251,469.73
254,731.39
246,919.76
270,648.39
290,971.77
250,593.45
268,501.34
287,031.69
309,011.48
322,799.08
Revenue per Share
4,476
6,258.56
7,808
4,267
6,668
6,616
8,273
10,445
8,413
5,940
9,063
14,482
33,874
28,955
30,838
29,597
29,959.22
Basic EPS, GAAP
1,039.73
-2,037.16
-338.91
15,395.01
41,031.65
37,303.55
48,379.93
-5,663.68
3,318.67
34,194.01
19,578.98
37,286.75
44,520.71
73,200.96
54,424.9
-6,491.35
84,148.16
Free Cash Flow per Basic Share
749.93
900
1,200
1,318.02
1,067.93
1,517.82
1,617.91
1,721.38
2,394.35
2,094.39
1,677.83
2,257.36
3,610.61
4,639.59
5,329.38
6,895.37
8,061.71
Dividend per Share
21,481.92
35,772.85
44,325.63
42,618.24
54,352.28
58,593.41
65,873.19
71,222.41
78,441.48
93,934.6
106,676.59
110,605.42
200,125.82
170,485.64
154,831.94
181,216.06
230,365.24
Book Value per Share
20,573.29
34,616.31
36,996.59
36,083.19
46,309.02
52,530.5
60,837.2
67,156.25
75,322.11
91,186.45
103,916.22
107,051.55
197,779.46
168,205.43
151,828.79
178,617.06
206,270.31
Tangible Book Value per Share
63
63
63
63
63
63
63
63
63
63
61
60
60
60
60
60
61
Basic Weighted Avg Shares
9,479,834
10,071,228
10,898,432
9,719,787
13,775,764
14,747,518
14,210,615
15,917,489
16,124,374
15,629,762
16,492,762
17,470,415
15,046,414
16,121,847
17,234,132
18,668,127
19,622,059
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
49,978
50,028
71,910
112,300
133,924
153,796
138,173
135,118
128,715
123,061
120,149
120,747
122,487
130,308
141,685
138,049
139,450
Depreciation Expense
283,350
396,156
494,235
270,064
422,051
418,794
523,652
661,146
532,539
375,996
552,281
869,523
2,033,901
1,738,569
1,851,594
1,788,026
1,821,138
Net Income, GAAP
23.59
26.1
20.18
23.93
19.12
21.1
24.15
24.75
26.86
27.11
25.3
25.74
24.45
22.76
23.95
27.32
29.67
Effective Tax Rate (%)
2.99
3.93
4.53
2.78
3.06
2.84
3.68
4.15
3.3
2.41
3.35
4.98
13.52
10.78
10.74
9.58
9.28
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
33,010
181,782
267,266
234,497
292,723
307,676
869,254
929,561
990,591
1,017,530
1,602,253
1,985,223
1,277,717
1,484,700
2,732,656
3,485,891
LT Debt
1,590,372
2,264,362
3,066,579
2,857,771
3,591,176
3,966,945
4,344,731
4,833,010
5,292,758
6,145,040
6,494,899
6,732,469
12,124,267
10,303,747
9,391,213
10,935,289
14,041,221
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
19.01
20.54
18.23
8.85
12.25
10.37
11.83
13.05
9.37
6.09
8.07
11.67
19.63
15.8
19.63
18.16
15.86
Return on Capital (%)
22.37
21.86
19.5
9.81
13.75
11.72
13.29
15.24
11.24
6.89
8.94
13.33
21.8
15.63
18.96
17.72
15.89
Return on Common Equity (%)

Capital Structure

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
2,732,656
3,258,982
3,485,891
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
60
61
61
Market Capitalization
7,871,699
9,933,400
8,120,160

Working Capital

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
30,569,562
32,742,165
35,664,334
Accounts Receivable, Net
765,333
717,523
1,301,084
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.84%
15.26%
16.44%
Free Cash Flow
67.86%
6.76%
-112%
Net Income, GAAP
22.92%
35.98%
-3.43%
Sales/Revenue/Turnover
2.65%
2.89%
8.32%
Total Cash Common Dividend
18.27%
33.21%
30.18%

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,188,112
4,363,036
4,377,532
4,305,450
17,234,132
2025
4,482,260
4,747,601
4,676,460
4,761,804
18,668,127
2026
4,736,924
5,446,871
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
9,662
10,180
7,909
3,086.81
30,838
2025
7,175
10,832
5,465.81
6,243.71
29,597
2026
3,931.27
14,169
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7.33
5,307.43
7.33
7.33
5,329.38
2025
7.33
6,799.89
- -
129
6,895.37
2026
135.83
7,667.43
- -
- -
- -
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Business
DB Insurance Co., Ltd. (005830.KS) provides non-life insurance products and services primarily in South Korea. The company offers automobile insurance; fire and property insurance; marine insurance; long-term casualty insurance including driver, travel, comprehensive, cancer, health, indemnity/dental, children's, and pet coverage; warranty insurance; foreign goods insurance; personal pension insurance; special insurance; and loan services under the Promy car and Promy life brands. Founded in 1962 as Korea's first auto insurance provider and headquartered in Seoul, South Korea, at 432 Teheran-ro, Gangnam-gu, DB Insurance operates through approximately 60 domestic branches and 23 customer service centers while maintaining international presence in the US (Anaheim, Honolulu, Great Neck), UK (London representative office), Guam, Indonesia, Myanmar, China, and other regions. In September 2025, DB Insurance announced its agreement to acquire US-based specialty insurer Fortegra Group, Inc. for $1.65 billion, marking the first such purchase by a Korean non-life insurer to expand into global property and casualty markets, surety, and warranty sectors for enhanced geographic diversification and earnings stability.