Amar Finance & Leasing Co. KSCC

Amar Finance & Leasing Co. KSCC

KKSE:AMAR
88.70
KWF
+3.10
(+3.62%)
4.56EPS
23.04P/E
20.50BMarket Cap

Total Valuation

KWF

As of June 30, 2026, Amar Finance & Leasing Co. KSCC carries a market capitalization of 20.50B, placing it among publicly traded companies globally. Its enterprise value stands at 16.94B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap20.50B
Enterprise Value16.94B

Share Statistics

As of June 30, 2026, Amar Finance & Leasing Co. KSCC has 195.23M shares outstanding.

Shares Outstanding195.23M

Valuation Ratios

As of June 30, 2026, Amar Finance & Leasing Co. KSCC trades at a trailing price-to-earnings ratio of 23.04. The price-to-sales ratio is 15.54, and the price-to-book ratio stands at 0.89.

PE Ratio23.04
PS Ratio15.54
PB Ratio0.89
P/TBV Ratio0.90
P/FCF Ratio41.22
P/OCF Ratio40.93

Enterprise Valuation

As of June 30, 2026, Amar Finance & Leasing Co. KSCC trades at an EV/EBITDA multiple of 37.21 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 12.84 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 41.20 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Amar Finance & Leasing Co. KSCC trades at an EV/FCF ratio of 33.32, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 16.94B versus a market cap of 20.50B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales12.84
EV / EBITDA37.21
EV / EBIT41.20
EV / FCF33.32

Financial Position

As of June 30, 2026, Amar Finance & Leasing Co. KSCC maintains a current ratio of 13.29, meaning it holds 13.3x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 1.10, indicating moderate leverage, while an interest coverage ratio of 41.15 demonstrates strong ability to service its debt obligations.

Current Ratio13.29
Quick Ratio7.94
Debt / Equity1.10
Debt / EBITDA0.55
Interest Coverage41.15

Financial Efficiency

Over the twelve months ended June 30, 2026, Amar Finance & Leasing Co. KSCC posted a return on equity (ROE) of 3.95, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 1.81 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 3.84, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.96, useful for judging operating efficiency across full business cycles.

Return on Equity (ROE)3.95
Return on Assets (ROA)3.84
Return on Invested Capital (ROIC)1.81
Return on Capital Employed (ROCE)3.96

Stock Price Statistics

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As of the close on October 22, 2026, Amar Finance & Leasing Co. KSCC's stock has declined approximately 25.46% over the past 52 weeks. The 50-day moving average sits at 104.66, while the 200-day moving average is 101.62.

52-Week Price Change-25.46%
50-Day Moving Average104.66
200-Day Moving Average101.62

Income Statement

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Over the twelve months ended June 30, 2026, Amar Finance & Leasing Co. KSCC generated 1.32B in revenue and converted that into 889.58M in net income, yielding earnings per share of 4.56. EBITDA reached 455.16M, while operating income came in at 410.06M.

Revenue1.32B
Gross Profit1.24B
Operating Income410.06M
Pretax Income926.42M
Net Income889.58M
EBITDA455.16M
EBIT411.13M
Earnings Per Share (EPS)4.56

Balance Sheet

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As of June 30, 2026, Amar Finance & Leasing Co. KSCC holds 3.81B in cash and equivalents against 252.61M in total debt, resulting in a net debt position of -3.56B. Total book value stands at 22.91B, with working capital of 5.90B providing operational flexibility.

Cash & Cash Equivalents3.81B
Total Debt252.61M
Net Debt-3.56B
Equity (Book Value)22.91B
Book Value Per Share117.34
Working Capital5.90B

Cash Flow

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Amar Finance & Leasing Co. KSCC produced 500.82M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -3.53M in capital expenditures, free cash flow totaled 497.29M - equivalent to 2.55 per share.

Operating Cash Flow500.82M
Capital Expenditures-3.53M
Free Cash Flow497.29M
FCF Per Share2.55

Margins

Over the twelve months ended June 30, 2026, Amar Finance & Leasing Co. KSCC posted a gross margin of 94.13, reflecting its pricing power and cost economics. The operating margin of 31.09 and net profit margin of 67.44 provide insight into operational efficiency.

Gross Margin94.13
Operating Margin31.09
Pretax Margin70.24
Profit Margin67.44
EBITDA Margin34.51

Dividends & Yields

Over the twelve months ended June 30, 2026, Amar Finance & Leasing Co. KSCC paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 2.43, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 0.07, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Amar Finance & Leasing Co. KSCC shareholders.

Shareholder Yield0.07
FCF Yield2.43

Scores

As of June 30, 2026, Amar Finance & Leasing Co. KSCC has an Altman Z-Score of 18.95, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score18.95