1. Kuwait Stocks

  2. •

    Finance

  3. •

    Real estate development
Amar Finance & Leasing Co. KSCC

Amar Finance & Leasing Co. KSCC

KKSE:AMAR
88.70
KWF
+3.10
(+3.62%)
4.56EPS
23.04P/E
20.50BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.01
0.01
0.01
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.01
0.01
Basic EPS, GAAP
0.01
- -
- -
-0.01
-0.01
- -
- -
- -
0.02
- -
0.01
- -
- -
- -
Free Cash Flow per Basic Share
0.01
-0.01
- -
- -
- -
-0.01
- -
- -
- -
- -
- -
-0.01
-0.01
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.12
0.11
0.11
0.1
0.09
0.09
0.09
0.09
0.11
0.11
0.11
0.11
0.12
0.12
Tangible Book Value per Share
0.12
0.11
0.11
0.1
0.09
0.09
0.09
0.09
0.11
0.11
0.11
0.11
0.12
0.12
Basic Weighted Avg Shares
196
195
195
195
195
195
195
195
195
195
195
195
195
195
Sales/Revenue/Turnover
2
1
2
- -
- -
1
1
1
1
1
1
1
1
1
Operating Margin (%)
- -
- -
- -
- -
- -
- -
10.19
6.43
-0.07
8.14
7.05
9.49
29.84
31.09
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
- -
- -
-2
-2
-1
- -
- -
3
- -
1
- -
1
1
Effective Tax Rate (%)
4.45
3.49
- -
- -
- -
- -
3.76
9.54
2.88
- -
4.08
4.16
4.12
- -
Profit Margin (%)
76.45
21.2
-11.03
2,872.11
-373.35
-170.38
29.95
8.71
486.24
-33.55
132.7
51.76
67.45
67.44
Working Capital
- -
- -
- -
- -
- -
- -
- -
6
5
6
6
6
6
6
LT Debt
- -
- -
1
2
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
23
22
22
20
18
17
17
18
21
21
22
22
23
23
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
0.42
1.94
1
- -
3.58
0.39
1.6
1.81
Return on Capital (%)
8.06
1.1
- -
- -
- -
- -
1.34
0.33
18.13
- -
5.32
2.24
3.85
3.96
Return on Common Equity (%)
8.06
1.1
-0.82
-8.44
-8.12
-5.34
1.35
0.33
18.13
-1.14
5.32
2.24
3.81
3.95

Capital Structure

KWD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
195
195
195
Market Capitalization
20
17
20

Working Capital

KWD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
6
6
6
Cash, Cash Equivalents & STI
4
4
4
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
1
1
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KWD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.61%
5.52%
0.77%
Free Cash Flow
34.85%
83.23%
0.02%
Net Income, GAAP
585.65%
1,047.17%
72.7%
Sales/Revenue/Turnover
-74.57%
14.33%
32.51%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1
2025
- -
- -
- -
- -
1
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Mohammad Abdullah Al-Saad
Sector
Finance
Industry
Real estate development
Address
Kuwait City Kuwait
IPO Date
Dec 22, 2009
Website
amarfinance.com
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Business
Amar Finance & Leasing Co. KSCC is a Kuwait-based Islamic financial institution that specializes in the provision of Sharia-compliant investment, leasing, and financing solutions. Founded in 2004 and headquartered in Kuwait City, Kuwait, the company operates primarily within the State of Kuwait and across the broader Gulf Cooperation Council region, catering to individual, corporate, and institutional clients. The company operates through three principal business segments: Financing and Leasing, Real Estate Investments, and Asset Management and Financial Advisory. Its core products and services include consumer and commercial Murabaha financing for vehicle, equipment, and commodity purchases; Ijara facilities encompassing lease-to-own arrangements for commercial assets, real estate, and industrial equipment; Musawamah and Istisna financing tailored for trade, contracting, and development projects; direct real estate investment, property management, and income-generating asset development; portfolio and fund management services focused on local and regional Islamic capital markets; and corporate advisory services, including debt restructuring, capital structuring, and Sharia compliance consulting. In recent developments, Amar Finance & Leasing Co. has undertaken strategic portfolio realignments to optimize asset allocation, reduce non-performing exposures, and bolster liquidity in alignment with Central Bank of Kuwait and Capital Markets Authority regulatory frameworks. Furthermore, the company has enhanced its risk management infrastructure, initiated operational digital transformation initiatives to modernize client financing portals, and expanded its corporate financing solutions to support mid-market commercial enterprises and local real estate development projects.