1. Kuwait Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Commercial Facilities Co. SAK

Commercial Facilities Co. SAK

KKSE:FACIL
242.00
KWF
0.00
(0.00%)
19.42EPS
14.15P/E
136.75BMarket Cap
Commercial Facilities Co. SAK
KSE:FACIL
(Kuwait Stock Exchange)

Recent

price

242.00

P/E

ratio

14.15

div

yld

8.73%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
KWD
0.04
0.04
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.04
0.03
0.03
0.03
0.02
0.03
0.03
0.03
Revenue per Share
0.03
0.03
0.03
0.03
0.02
0.02
0.02
0.02
0.02
0.03
- -
0.03
0.02
0.02
0.02
0.03
0.02
Basic EPS, GAAP
0.08
0.08
0.02
0.02
-0.01
-0.02
0.01
0.03
0.05
0.06
0.09
0.04
0.03
0.02
0.03
0.04
0.06
Free Cash Flow per Basic Share
- -
- -
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.01
0.01
0.02
0.02
0.02
0.02
Dividend per Share
0.3
0.31
0.32
0.33
0.33
0.33
0.33
0.33
0.31
0.32
0.3
0.31
0.32
0.32
0.32
0.33
0.31
Book Value per Share
0.3
0.31
0.32
0.33
0.33
0.33
0.33
0.33
0.31
0.32
0.3
0.31
0.32
0.32
0.32
0.33
0.31
Tangible Book Value per Share
537
537
515
514
514
512
510
508
508
508
508
508
508
507
507
507
506
Basic Weighted Avg Shares
24
20
16
15
14
14
14
16
16
19
13
16
14
11
15
17
13
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
17
14
16
13
11
9
8
9
10
13
-1
14
10
8
12
16
10
Net Income, GAAP
2.23
4.51
4.5
4.52
4.04
4.22
4.19
4.38
4.22
4.44
- -
4.35
4.7
4.03
4.35
4.36
4.2
Effective Tax Rate (%)
71.89
71.45
98.81
87.91
77.3
60.85
56.79
53.82
63.23
70.19
-5.07
89.77
76.08
80.4
79.19
90.59
72.95
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
124
131
110
106
121
154
174
160
157
142
103
106
115
106
113
140
108
LT Debt
161
164
170
169
170
168
168
169
159
164
153
158
161
160
164
185
158
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
5.74
4.89
5.52
4.64
3.85
2.8
2.43
2.6
3.09
4.24
- -
5.47
3.84
3.13
4.43
5.2
3.4
Return on Capital (%)
10.9
8.72
9.52
7.6
6.44
5.07
4.81
5.18
6.07
8.17
-0.41
9.15
6.5
5.28
7.44
9.45
6.05
Return on Common Equity (%)

Capital Structure

KWD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
506
506
506
Market Capitalization
146
140
137

Working Capital

KWD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
20
19
14
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KWD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.06%
3.9%
12.58%
Free Cash Flow
23.36%
-5.32%
35.62%
Net Income, GAAP
-231.77%
-452.31%
30.03%
Sales/Revenue/Turnover
4.46%
9%
13.67%
Total Cash Common Dividend
2.17%
6.76%
24.63%

Quarterly Revenue

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4
3
4
4
15
2025
5
5
4
3
17
2026
4
1
- -
- -
- -

Quarterly Earnings Per Share

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
- -
0.01
- -
0.02
2025
0.01
0.01
0.01
0.01
0.03
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.02
2025
- -
0.02
- -
- -
0.02
2026
- -
0.02
- -
- -
- -
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Business
Commercial Facilities Company S.A.K.P. is a Kuwait-based financial institution that provides consumer installment credit, personal financing, commercial loans, and investment services to individual and corporate clients. Founded in 1977 as the first specialized consumer finance company in Kuwait and headquartered in Sharq, Kuwait City, the company operates across the State of Kuwait through a network of branch offices, automotive dealership service desks, and digital service channels. The company organizes its operations into three primary business segments: Financing, Real Estate, and Investments. Its comprehensive portfolio of products and services includes automotive installment financing for new and pre-owned passenger and commercial vehicles; marine equipment financing for boats, watercraft, and related marine accessories; home improvement financing for construction materials, residential repairs, and renovations; consumer durable goods financing covering furniture, household electronics, and electrical appliances; personal cash loans; and structured commercial credit facilities, including working capital financing, asset-backed loans, and equipment financing for small and medium-sized enterprises (SMEs) and corporate institutions. Additionally, the company manages proprietary investment and cash portfolios, invests in commercial real estate properties, and provides vehicle rental and leasing operations through its subsidiary, Priority Automobile Company K.S.C.C. In recent developments, Commercial Facilities Company has accelerated its digital transformation strategy by deploying upgraded mobile application features that facilitate end-to-end digital loan origination, electronic document signing, instant installment payment processing, and automated credit assessment. The company has also expanded its point-of-sale financing partnerships with prominent automotive dealerships and retail merchants across Kuwait, secured renewed revolving credit and syndicated bank facilities with regional lenders to optimize liquidity and funding costs, and strengthened its risk management infrastructure to enhance portfolio quality in compliance with Central Bank of Kuwait regulatory standards.