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Kuwait Finance House K.S.C.

Kuwait Finance House K.S.C.

KKSE:KFH
737.00
KWF
-7.00
(-0.94%)
14.19TMarket Cap
Feb 02Next Earn
Kuwait Finance House K.S.C.
KSE:KFH
(Kuwait Stock Exchange)

Recent

price

737.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
KWD
0.06
0.06
0.06
0.06
0.05
0.05
0.05
0.05
0.05
0.06
0.06
0.06
0.07
0.08
0.09
0.1
- -
Revenue per Share
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.02
0.02
0.01
0.02
0.02
0.03
0.03
0.03
- -
Basic EPS, GAAP
0.04
0.01
-0.04
0.04
0.03
0.01
-0.02
-0.03
0.03
0.07
0.08
-0.04
-0.02
0.03
- -
0.12
0.13
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.02
0.02
0.02
- -
Dividend per Share
0.2
0.11
0.11
0.13
0.14
0.14
0.14
0.15
0.14
0.16
0.15
0.17
0.32
0.32
0.33
0.35
0.34
Book Value per Share
0.2
0.1
0.09
0.12
0.12
0.12
0.14
0.14
0.13
0.16
0.15
0.17
0.18
0.19
0.2
0.22
0.21
Tangible Book Value per Share
10,559
11,261
12,297
11,986
13,922
12,663
12,670
12,681
12,687
12,706
12,749
12,757
14,551
18,416
18,401
18,409
18,409
Basic Weighted Avg Shares
613
689
774
702
680
678
618
680
695
774
767
814
1,015
1,416
1,654
1,825
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
48
79
75
74
87
78
37
35
33
43
43
42
45
79
84
91
- -
Depreciation Expense
72
80
88
116
126
146
165
184
227
251
148
243
358
585
602
632
- -
Net Income, GAAP
86.64
0.75
0.77
16.31
14.71
10.82
12.48
12.1
9.26
16.11
14.23
15.36
18.34
18.33
21.26
20.88
- -
Effective Tax Rate (%)
11.71
11.67
11.32
16.51
18.59
21.5
26.76
27.08
32.71
32.45
19.35
29.91
35.25
41.28
36.39
34.64
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
1,797
2,252
2,467
3,447
3,048
473
518
499
320
315
217
784
636
987
1,414
1,744
LT Debt
1,570
1,469
1,577
1,953
2,097
2,055
2,039
2,116
2,074
2,243
2,101
2,307
6,286
6,163
6,418
6,845
6,778
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
4.62
5.11
1.47
2.01
1.86
1.91
4.43
5.99
7.35
9.35
4.52
7.15
5.85
7.12
7.91
6.95
- -
Return on Capital (%)
5.8
6.53
7.1
7.91
7.42
8.28
9.21
10
12.08
12.7
7.43
11.89
8.92
10.01
10.16
10.19
- -
Return on Common Equity (%)

Capital Structure

KWD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
18,409
18,410
18,499
Market Capitalization
13,953
13,851
14,189

Working Capital

KWD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,532
8,410
6,355
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KWD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.39%
38.22%
6.65%
Free Cash Flow
-758.33%
-1,468.18%
-6,753.82%
Net Income, GAAP
20.01%
36.48%
5.04%
Sales/Revenue/Turnover
11.13%
19.5%
10.34%
Total Cash Common Dividend
32.19%
47.44%
20.35%

Quarterly Revenue

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
392
431
369
400
1,654
2025
475
426
- -
513
1,825
2026
494
494
- -
- -
- -

Quarterly Earnings Per Share

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
0.01
0.01
0.01
0.03
2025
0.01
0.01
- -
0.01
0.03
2026
0.01
0.01
- -
- -
- -

Quarterly Dividends Per Share

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.01
- -
0.02
2025
- -
- -
- -
- -
0.02
2026
- -
- -
- -
- -
- -
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Business
Kuwait Finance House K.S.C.P. (KFH.KW) operates as a leading Islamic financial institution, providing Sharia-compliant banking, finance, and investment services across the Middle East, Europe, and internationally through its Treasury, Retail and Private Banking, Corporate Banking, and Investment segments. The company offers a comprehensive range of products including murabaha investments, debt securities, liquidity management, current, savings, gold, wakala, and electron deposit accounts; installment, consumer, auto, construction, medical care, real estate, and commodity financing; debit, prepaid, and credit cards; trade finance solutions such as letters of credit, guarantees, documentary credits, export financing, and istisna'a facilities; leasing services; investment funds, portfolios, and plans; merchant services, safe deposit boxes, portfolio management, insurance, and car leasing; as well as e-banking, telephone banking, ATM services, real estate investment, development, leasing, trading, management, computer maintenance, consultancy, software, and healthcare services. Founded in 1977 and headquartered in Kuwait City, Kuwait, KFH maintains over 680 branches in 12 countries including Kuwait, Bahrain, Saudi Arabia, United Arab Emirates, Turkey, Malaysia, Germany, United Kingdom, Egypt, Iraq, Oman, and Libya, serving retail, private, corporate, and institutional clients with subsidiaries such as KFH Capital for equity, private equity, and real estate investments. Recent developments include the completion of its historic merger with Ahli United Bank Kuwait in February 2024, the largest banking deal in Kuwait's history, enhancing cross-border capabilities and economic diversification; rebranding of AUB operations as KFH Egypt in January 2025 to enter the Egyptian market; divestment of shares in KFH-Bahrain and Sharjah Islamic Bank in 2024 to focus on high-growth areas; issuance of a $1 billion sukuk listed in London in January 2025 under new CEO Khaled Yousef Alshamlan; launch of a new logo and slogan "Horizons Without Limits" in January 2025; and introduction of a smartphone-based payment solution for businesses in April 2025 to advance digital banking services.