LendingClub Corporation
New York Stock ExchangeTotal Valuation
LendingClub Corporation carries a market capitalization of 1.89B, placing it among publicly traded companies globally. Its enterprise value stands at 854.74M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.89B |
| Enterprise Value | 854.74M |
Share Statistics
LendingClub Corporation currently has 115.50M shares outstanding.
| Shares Outstanding | 115.50M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
LendingClub Corporation trades at a trailing price-to-earnings ratio of 9.38. The price-to-sales ratio is 1.59, and the price-to-book ratio stands at -11.05.
| PE Ratio | 9.38 |
| PS Ratio | 1.59 |
| PB Ratio | -11.05 |
| P/TBV Ratio | 1.14 |
| P/FCF Ratio | -0.59 |
| P/OCF Ratio | -0.55 |
Enterprise Valuation
| EV / Sales | 0.83 |
| EV / EBITDA | 13.19 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 0.82 |
| Debt / EBITDA | 0.19 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | N/A |
| Return on Assets (ROA) | 1.57 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, LendingClub Corporation has paid 52.97M in income taxes, reflecting an effective tax rate of 23.17.
| Income Tax | 52.97M |
| Effective Tax Rate | 23.17 |
Stock Price Statistics
LendingClub Corporation's stock has gained approximately 56.69216% over the past 52 weeks. The 50-day moving average sits at 16.06, while the 200-day moving average is 16.92.
| Beta (5Y) | N/A |
| 52-Week Price Change | 56.69216% |
| 50-Day Moving Average | 16.06 |
| 200-Day Moving Average | 16.92 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, LendingClub Corporation generated 1.03B in revenue and converted that into 175.61M in net income, yielding earnings per share of 1.49.
| Revenue | 1.03B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 228.58M |
| Net Income | 175.61M |
| EBITDA | 64.79M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.49 |
Balance Sheet
LendingClub Corporation holds 804.92M in cash and equivalents against 12.48M in total debt, resulting in a net debt position of -801.94M.
| Cash & Cash Equivalents | 804.92M |
| Total Debt | 12.48M |
| Net Debt | -801.94M |
| Equity (Book Value) | -149.04M |
| Book Value Per Share | -1.30 |
| Working Capital | N/A |
Cash Flow
LendingClub Corporation produced -3.01B in operating cash flow over the past twelve months. After subtracting -153.06M in capital expenditures, free cash flow totaled -3.16B - equivalent to -27.47 per share.
| Operating Cash Flow | -3.01B |
| Capital Expenditures | -153.06M |
| Free Cash Flow | -3.16B |
| FCF Per Share | -27.47 |
Margins
LendingClub Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 22.12 |
| Profit Margin | 16.99 |
| EBITDA Margin | 6.27 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -75.53 |
| FCF Yield | -169.57 |
Stock Splits
LendingClub Corporation's most recent stock split took place on July 8, 2019 with a 5:1 split ratio.
| Last Split Date | 7/8/2019 |
| Split Ratio | 5:1 |
Scores
LendingClub Corporation posts an Altman Z-Score of 0.16, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.16 |