Delavska hranilnica d.d.
LLJSE:DEHG300.00
EUR
+20.00
(+7.14%)
ISIN
SI0021112212
Return %
Stock
S&P 500
1Y
76.47
14.20
3Y
194.12
81.12
5Y
194.12
68.34
Capital Structure
FRC
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in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
FRC
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in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.Company Description
- CEO
- Renato Založnik
- Full Time Employees
- 402
- Sector
- Finance
- Industry
- Major banks
- Address
- Ljubljana Slovenia
- Website
- delavska-hranilnica.si
- Similar Companies
- Business
- Delavska hranilnica d.d. is a Slovenian retail and commercial savings bank providing a comprehensive range of banking and financial services to individual consumers, sole proprietors, small and medium-sized enterprises (SMEs), and institutional clients across the Republic of Slovenia. Founded in 1990 and headquartered in Ljubljana, Slovenia, the bank operates as an independent joint-stock financial institution with its shares traded on the SI ENTER market of the Ljubljana Stock Exchange under the ticker DEHG. The company provides a wide spectrum of financial products and services structured across retail banking, commercial banking, leasing, and ancillary financial operations. Its retail banking portfolio comprises personal transaction accounts and payment packages; demand deposits, term deposits, and dedicated savings accounts; personal consumer loans, residential mortgage loans, union member financing, and specialized green loans; debit and credit card products; domestic and cross-border SEPA payment processing, standing orders, and Flik instant mobile payments; and digital banking services accessible via the DH Osebni web portal and DH Mobilni application. In its corporate and commercial segment, the institution delivers business transaction accounts; short-term working capital facilities and revolving credit lines; long-term investment loans; credit facilities integrated with government and institutional guarantees from the Slovene Enterprise Fund (Slovenski podjetniški sklad) and SID banka; trade finance, bank guarantees, and letters of credit; factoring and receivables financing; and electronic business services, including e-invoicing and B2B direct debits. Through its wholly owned subsidiary DH Leasing d.o.o., the group provides financial leasing solutions for passenger vehicles, commercial fleet vehicles, and agricultural and forestry machinery, alongside life and non-life bancassurance agency services and the marketing of third-party mutual investment funds. In recent developments, Delavska hranilnica has advanced its market presence and capital market visibility, notably through the admission and trading of its shares on the ADVANCE segment of the Ljubljana Stock Exchange-operated SI ENTER market. Operationally, the bank has accelerated its digital transformation program, deploying major upgrades to its DH Mobilni mobile banking platform, introducing streamlined digital loan contracting capabilities, and integrating multi-factor electronic identification through Rekono authentication. Strategically, the institution has expanded its sustainable financing frameworks, launching green lending products for energy-efficient home renovations and corporate sustainability initiatives while maintaining high capital adequacy ratios and complying with European Minimum Requirement for Own Funds and Eligible Liabilities (MREL) standards. Delavska hranilnica also continues to deepen its strategic partnerships with institutional guarantee bodies, such as the Slovene Enterprise Fund, to facilitate access to liquidity and subsidized investment financing for domestic enterprises.