LM Funding America, Inc.

Total Valuation

LM Funding America, Inc. carries a market capitalization of 1.81M, placing it among publicly traded companies globally. Its enterprise value stands at 20.82M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Share Statistics

LM Funding America, Inc. currently has 934,662.00 shares outstanding.

Valuation Ratios

The price-to-sales ratio is 0.30, and the price-to-book ratio stands at 0.20.

Enterprise Valuation

On an enterprise value basis, LM Funding America, Inc. trades at an EV/EBITDA multiple of 6.04 and an EV/FCF ratio of 2.26.

Financial Position

LM Funding America, Inc. maintains a current ratio of 0.99, meaning it holds 1.0x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 128.63, indicating elevated leverage, while an interest coverage ratio of -11.75 demonstrates limited ability to service its debt obligations.

Financial Efficiency

Stock Price Statistics

LM Funding America, Inc.'s stock has declined approximately -92.35294% over the past 52 weeks. The 50-day moving average sits at 4.33, while the 200-day moving average is 10.78.

Income Statement

Over the trailing twelve months, LM Funding America, Inc. generated 8.77M in revenue and converted that into -36.31M in net income, yielding earnings per share of -51.07. EBITDA reached -22.43M, while operating income came in at -28.19M.

Balance Sheet

LM Funding America, Inc. holds 896,898.00 in cash and equivalents against 19.97M in total debt, resulting in a net debt position of 18.50M. Total book value stands at 17.26M, with working capital of -123,470.00 providing operational flexibility.

Cash Flow

LM Funding America, Inc. produced -15.50M in operating cash flow over the past twelve months. After subtracting -22.80M in capital expenditures, free cash flow totaled -38.29M - equivalent to -53.86 per share.

Margins

LM Funding America, Inc. operates with a gross margin of -47.07, reflecting its pricing power and cost economics. The operating margin of -321.45 and net profit margin of -413.95 provide insight into operational efficiency.

Dividends & Yields

Stock Splits

LM Funding America, Inc.'s most recent stock split took place on July 13, 2026 with a 25:1 split ratio.

Scores

LM Funding America, Inc. posts an Altman Z-Score of -7.50, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.