LM Funding America, Inc.

LMFA

LMFALM Funding America, Inc. US flag

NASDAQ Capital Market

2.60

USD

- -

1.80MMarket Cap

Income Statement (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	6	7	6	4	4	3	2	1	14	6	6	11	9
+ Sales & Services Revenue	6	7	6	4	4	3	2	1	14	6	6	11	9
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12	13
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12	13
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-4
+ Other Operating Income	-2	-3	-2	4	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6	19
+ Selling, General & Admin	4	3	3	4	3	2	1	4	7	20	7	3	3
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-4	-3	-3	-4	-3	-2	-1	-4	-7	-20	-7	3	16
Operating Income (Loss)	2	3	2	-4	- -	- -	- -	- -	- -	- -	- -	-6	-23
- Non-Operating (Income) Loss	- -	- -	- -	- -	5	- -	3	4	-5	26	19	1	4
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	- -	5	- -	3	4	-5	26	19	1	4
Pretax Income	2	3	2	-4	-5	- -	-3	-4	5	-26	-19	-8	-27
- Income Tax Expense (Benefit)	- -	- -	- -	-1	3	- -	- -	- -	- -	1	- -	- -	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	2	3	2	-2	-9	- -	-3	-4	5	-28	-19	-8	-27
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	3	-6	-1	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	3	-6	-1	- -
Income (Loss) Incl. MI	2	2	2	-2	-9	- -	-3	-4	5	-31	-13	-7	-27
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	3	- -	- -
Net Income, GAAP	2	2	2	-2	-9	- -	-3	-4	5	-29	-16	-7	-27
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	2	2	2	-2	-9	- -	-3	-4	5	-29	-16	-7	-27
EBIT	2	3	2	-4	- -	- -	- -	- -	- -	- -	- -	-6	-23
EBITDA	2	3	2	-4	- -	- -	- -	- -	- -	- -	5	2	-15
EBITDA Margin (%)	32.67	40.5	29.33	-89.95	2.69	2.35	2.76	0.87	0.01	7.45	80.52	13.37	-172.65
EBITA	2	3	2	-4	- -	- -	- -	- -	- -	- -	- -	-6	-23
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	-6.05	-48.37
Operating Margin (%)	32.67	38.21	28.55	-91.75	- -	- -	- -	- -	- -	- -	- -	-55.39	-265.01
Profit Margin (%)	30.47	35.75	28.66	-59.08	-243.08	-16.25	-130.25	-314.18	33.95	-455.64	-257.62	-64.7	-304.26
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	121.9	89.01	354.95	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5	8	8
Basic Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	1	2	2	3	9
Basic EPS, GAAP	157.39	216.59	157.43	-215.49	-770.35	-14.21	-28.77	-14.94	4.18	-13.1	-6.98	-2.61	-3.09
Basic EPS from Cont Ops	168.74	231.48	170.15	-215.49	-770.35	-14.21	-29.48	-15.01	4.4	-12.49	-8.26	-2.73	-3.1
Diluted Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	1	2	2	3	9
Diluted EPS, GAAP	157.39	216.59	157.15	-215.49	-770.35	-14.21	-28.77	-14.94	3.6	-13.1	-6.98	-2.61	-3.09
Diluted EPS from Cont Ops	168.74	231.48	169.84	-215.49	-770.35	-14.21	-29.48	-15.01	3.79	-12.49	-8.26	-2.73	-3.1

Balance Sheet (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14	23
+ Cash, Cash Equivalents & STI	1	2	9	2	1	5	1	12	51	5	2	3	1
+ Cash & Cash Equivalents	1	2	9	2	1	4	1	12	49	5	2	3	1
+ ST Investments	- -	- -	- -	- -	- -	2	- -	- -	2	- -	- -	- -	- -
+ Accounts & Notes Receiv	- -	4	3	2	- -	- -	- -	- -	2	4	2	- -	13
+ Accounts Receivable, Net	- -	3	2	2	1	1	- -	- -	- -	- -	- -	- -	13
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	2	4	1	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	-1	-1	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-1	-6	-12	-4	-1	-5	-1	-12	-53	-9	-4	10	9
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	31	28
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	- -	- -	- -	1	30	25	20	11
+ Property, Plant & Equip	- -	- -	- -	- -	- -	- -	- -	- -	1	30	30	33	30
- Accumulated Depreciation	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	6	13	19
+ LT Investments & Receivables	5	3	- -	- -	- -	2	2	- -	9	12	1	- -	- -
+ LT Investments	5	3	- -	- -	- -	2	2	- -	9	12	1	- -	- -
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-5	-3	- -	- -	- -	-2	-2	- -	-10	-42	-26	11	17
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	4	- -	- -	- -	- -	5	6
+ Goodwill	- -	- -	- -	- -	- -	- -	4	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5	6
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-5	-3	- -	- -	- -	-2	-6	- -	-10	-42	-26	5	11
Total Assets	6	7	14	10	2	6	8	12	62	53	38	44	51
+ Payables & Accruals	- -	- -	- -	- -	1	- -	- -	- -	1	2	2	1	2
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	2	1	2
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	18
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	- -	18
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	-1	- -	- -	-1	-1	-2	-3	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	-1	- -	- -	-1	-1	-2	-3	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	20
+ LT Debt	8	7	8	5	- -	- -	4	- -	- -	- -	- -	7	3
+ LT Borrowings	8	7	8	5	- -	- -	3	- -	- -	- -	- -	6	2
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1
+ Other LT Liabilities	-8	-7	-8	-5	- -	- -	-4	- -	- -	- -	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-8	-7	-8	-5	- -	- -	-4	- -	- -	- -	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7	3
Total Liabilities	9	8	8	6	1	- -	5	1	1	2	3	9	22
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	6	7	12	17	17	30	75	92	95	103	123
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	6	7	12	17	17	30	75	92	95	103	123
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	- -	- -	- -	-2	-11	-11	-14	-19	-14	-43	-59	-66	-93
+ Other Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	-3	-1	6	4	1	6	3	11	61	49	36	37	31
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	-1	-2	-2
Total Equity	-3	-1	6	4	1	6	3	11	61	51	35	35	29
Total Liabilities & Equity	6	7	14	10	2	6	8	12	62	53	38	44	51
Shares Outstanding	- -	- -	- -	- -	- -	- -	- -	1	2	2	2	5	14
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1
Net Debt	7	5	-1	3	-1	-3	3	-11	-48	-4	-2	3	18
Net Debt to Equity	-294.13	-476.91	-23.4	69.38	-57.12	-59.87	95.54	-98.28	-79.38	-8.44	-5.32	9.55	63.84
Tangible Common Equity Ratio	-40.36	-16.73	43.46	41.63	44.29	95.86	-33.45	93.11	98.24	95.5	92.44	77.43	50.12
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.64	1.18
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-46.49	223.48

Cash Flow Statement (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	- -	2	2	-2	-9	- -	-3	-4	5	-28	-19	-8	-27
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5	8	8
+ Non-Cash Items	2	- -	- -	-1	6	- -	1	- -	-1	19	22	-15	4
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	3	18	3	1	1
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	-1	3	- -	2	- -	- -	2	2	1	5
+ Other Non-Cash Adj	2	- -	- -	- -	3	- -	- -	- -	-4	-1	17	-17	-3
+ Chg in Non-Cash Work Cap	- -	- -	- -	- -	- -	- -	- -	1	-1	-1	-12	3	1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	-1	1	- -	4	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	1
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -	- -	1	- -	-1	-12	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	2	2	2	-3	-2	-1	-1	-4	3	-9	-3	-12	-14
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	-17	-16	- -	- -	-23
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	-16	-15	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1	- -	- -	-23
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	5	- -	9	- -	- -	- -	2	19
+ Increase in Capital Stock	- -	- -	- -	- -	- -	5	- -	9	- -	- -	- -	2	27
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-8
+ Net Change in LT Investment	- -	- -	- -	- -	- -	-2	-2	- -	-5	-4	- -	8	- -
+ Dec in LT Investment	- -	- -	- -	- -	- -	- -	- -	- -	2	1	- -	8	- -
+ Inc in LT Investment	- -	- -	- -	- -	- -	-2	-2	- -	-7	-5	- -	- -	- -
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4	-4
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4	-4
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	- -	1	1	- -	1	- -	- -	2	-1	1	2	-3	8
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	- -	1	1	- -	1	-1	-1	1	-23	-19	2	- -	-20
+ Dividends Paid	-1	-1	-4	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	-2	-1	2	-2	-1	- -	- -	- -	- -	- -	-1	6	13
+ Cash From Debt	- -	7	2	- -	- -	1	- -	- -	- -	- -	- -	6	13
+ Repayments of Debt	-2	-8	- -	-2	-1	-1	- -	- -	- -	- -	-1	- -	- -
+ Other Financing Activities	- -	- -	6	-1	- -	-1	- -	3	42	- -	- -	4	-1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-3	-2	4	-4	-1	5	- -	13	41	- -	-1	13	32
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-1	1	7	-7	-2	3	-2	10	21	-28	-2	1	-2
EBITDA	2	3	2	-4	- -	- -	- -	- -	- -	- -	5	2	-15
EBITDA Margin (%)	32.67	40.5	29.33	-89.95	2.69	2.35	2.76	0.87	0.01	7.45	80.52	13.37	-172.65
Free Cash Flow	2	2	2	-3	-2	-1	-1	-4	-15	-25	-3	-12	-37
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4	4
Free Cash Flow to Firm	2	2	- -	- -	- -	- -	- -	- -	-15	- -	- -	- -	- -
Free Cash Flow to Equity	- -	2	4	-6	-3	- -	-1	-3	-14	-24	-4	-6	-1
Free Cash Flow per Basic Share	173.35	220.23	204.57	-304.79	-161.67	-22.83	-11.24	-13.03	-12.92	-11.1	-1.51	-4.43	-4.23
Price/Free Cash Flow	- -	- -	- -	- -	-73.3	-38.77	-52.96	-38.59	47.9	28.4	-62.7	-13.17	10.93
Cash Flow to Net Income	1.1	1.02	1.3	1.41	0.21	1.61	0.39	0.87	0.57	0.31	0.21	1.63	0.52
Capital Expenditures	- -	- -	- -	- -	- -	- -	- -	- -	-17	-16	- -	- -	-23