Open Lending Corporation

Total Valuation

Open Lending Corporation carries a market capitalization of 257.71M, placing it among publicly traded companies globally. Its enterprise value stands at 104.78M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Share Statistics

Open Lending Corporation currently has 118.22M shares outstanding.

Valuation Ratios

The price-to-sales ratio is 1.65, and the price-to-book ratio stands at -0.44.

Enterprise Valuation

Financial Position

Open Lending Corporation maintains a current ratio of 4.44, meaning it holds 4.4x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 173.07, indicating elevated leverage, while an interest coverage ratio of -0.46 demonstrates limited ability to service its debt obligations.

Financial Efficiency

Taxes

Over the trailing twelve months, Open Lending Corporation has paid -1.20M in income taxes, reflecting an effective tax rate of 7.18.

Stock Price Statistics

Open Lending Corporation's stock has declined approximately -0.90909091% over the past 52 weeks. The 50-day moving average sits at 1.84, while the 200-day moving average is 1.78.

Income Statement

Over the trailing twelve months, Open Lending Corporation generated 89.32M in revenue and converted that into -5.31M in net income, yielding earnings per share of -0.04. EBITDA reached -3.88M, while operating income came in at -6.40M.

Balance Sheet

Open Lending Corporation holds 173.31M in cash and equivalents against 130.35M in total debt, resulting in a net debt position of -45.09M. Total book value stands at -332.17M, with working capital of 168.99M providing operational flexibility.

Cash Flow

Open Lending Corporation produced -120,000.00 in operating cash flow over the past twelve months. After subtracting -11,000.00 in capital expenditures, free cash flow totaled -131,000.00 - equivalent to 0.00 per share.

Margins

Open Lending Corporation operates with a gross margin of 77.24, reflecting its pricing power and cost economics. The operating margin of -7.17 and net profit margin of -5.95 provide insight into operational efficiency.

Dividends & Yields

Scores

Open Lending Corporation posts an Altman Z-Score of -0.29, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.