Open Lending Corporation

LPRO

LPROOpen Lending Corporation US flag

NASDAQ Global Market

2.18

USD

+0.05

- -

257.71MMarket Cap

Profitability (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Assets (%)	- -	157.97	-52.29	47.67	19.08	5.86	-40.28	-1.59
Return on Capital (%)	- -	- -	- -	-76.43	-73.64	-56.6	- -	- -
Return on Invested Capital (%)	- -	- -	- -	45.8	20.59	6.19	- -	- -
Gross Margin (%)	91.18	91.59	91.01	91.37	88.88	81.03	0.7	76.88
EBITDA Margin (%)	54.71	67.55	53.29	69.93	54.86	25.74	-265.17	-2.78
Operating Margin (%)	54.56	67.44	52.09	69.69	54.35	24.75	-272.14	-5.37
Incremental Operating Margin (%)	- -	83.98	-36.76	87.64	146.07	110.31	- -	- -
Pretax Margin (%)	54.25	67.33	-83.56	88.65	52.08	24.57	-268.92	-5.76
Profit Margin (%)	54.18	67.36	-89.6	67.74	37.09	18.79	-561.98	-4.54
Net Income to Common Margin (%)	-84.49	55.45	-126.96	67.74	37.09	18.79	-561.98	-4.54
Effective Tax Rate (%)	0.13	- -	- -	23.58	28.78	23.52	- -	- -
Dvd Payout Ratio (%)	121.32	60.88	-68.65	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -

Credit (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	3	163	151	152	148	191	134
ST Debt	- -	2	5	4	4	5	28	27
LT Debt	- -	1	158	148	148	143	164	107
Total Debt/EBITDA	- -	0.05	2.81	1	1.54	4.9	-3	-51.73
Net Debt/EBITDA	- -	-0.07	0.97	0.2	-0.58	-3.18	0.88	17.57
Total Debt/EBIT	- -	0.05	2.87	1.01	1.56	5.09	-2.93	-26.83
Net Debt/EBIT	- -	-0.07	0.99	0.2	-0.58	-3.31	0.85	9.11
EBITDA to Interest Expense	83.74	194.78	5	25.74	16.89	2.84	-5.63	-0.27
EBITDA-CapEx/Interest Expense	83.43	194.48	4.9	25.72	16.85	2.82	-5.64	-0.27
EBIT to Interest Expense	83.5	194.46	4.89	25.65	16.74	2.73	-5.78	-0.52
Interest Expense	- -	- -	12	6	6	11	11	10
Common Equity/Total Assets	- -	-306.12	-145.28	-88.19	-56.51	-51.46	-110.5	-140.15
Long-Term Debt/Equity (%)	- -	- -	593.48	92.95	69.43	69.47	209.64	143.04
Long-Term Debt/Capital (%)	- -	-0.35	-59.79	-113.89	-236.57	-322.07	-120.23	-54.31
Long-Term Debt/Total Assets (%)	- -	1.05	53.74	46.35	38.92	38.18	55.24	45.3
Total Debt/Equity (%)	- -	-1.41	611.84	95.23	71.46	72.05	245.02	179.15
Total Debt/Capital (%)	- -	-1.39	-61.64	-116.68	-243.47	-334.07	-140.52	-68.02
Total Debt/Total Assets (%)	- -	4.18	55.4	47.49	40.06	39.6	64.56	56.74
Net Debt to Equity	- -	1.86	211.23	18.75	-26.79	-46.78	-71.58	-60.84
Net Debt/Capital (%)	- -	1.77	-15.37	-12.11	21.36	33.79	14.73	12.19
EBITDA	29	63	58	151	99	30	-64	-3
EBITDA-CapEx	28	63	57	151	98	30	-64	-3
Operating Income (Loss)	28	63	57	150	98	29	-65	-5

Liquidity (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	0.94	5.97	9.65	13.53	11.67	5.15	3.59
Current Ratio	- -	5.52	9.57	16.81	18.58	14.08	5.84	4.52
Quick Ratio	- -	5.03	9.19	16.15	18.16	13.63	5.54	4.18
CFO/Avg Current Liab	- -	10.19	1.96	6.55	7.91	4.63	0.52	-0.07
Common Equity/Total Assets	- -	-306.12	-145.28	-88.19	-56.51	-51.46	-110.5	-140.15
Long-Term Debt/Equity (%)	- -	- -	593.48	92.95	69.43	69.47	209.64	143.04
Long-Term Debt/Capital (%)	- -	-0.35	-59.79	-113.89	-236.57	-322.07	-120.23	-54.31
Long-Term Debt/Total Assets (%)	- -	1.05	53.74	46.35	38.92	38.18	55.24	45.3
Total Debt/Equity (%)	- -	-1.41	611.84	95.23	71.46	72.05	245.02	179.15
Total Debt/Capital (%)	- -	-1.39	-61.64	-116.68	-243.47	-334.07	-140.52	-68.02
Total Debt/Total Assets (%)	- -	4.18	55.4	47.49	40.06	39.6	64.56	56.74
CFO/Total Liabilities	- -	13.3	9.22	59.53	64.4	49.07	8.06	-1.98
CFO/CapEx	269.82	421.84	20.6	857.26	451.39	672.02	106.65	-57.04
Altman's Z-Score	- -	1.9	6.07	12.37	4.43	4.38	0.66	-0.1

Working Capital (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	49.29	26.82	39.65	29.33	22.73	4.97	21.41
Days Sales Outstanding	- -	7.4	13.61	9.2	12.44	16.06	73.47	17.05
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	11.68	4.1	7.88	25.39	67.22	35.93	30.81
Accounts Payable Turnover Days	- -	31.26	89.12	46.33	14.38	5.43	10.16	11.84
Cash Conversion Cycle	- -	-23.85	-75.52	-37.12	-1.93	10.63	63.31	5.2
Inventory to Cash Days	- -	7.4	13.61	9.2	12.44	16.06	73.47	17.05
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	896	968	2,898	2,840	851	1,028	712	184
- Cash & Cash Equivalents	- -	8	102	116	204	240	243	177
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	3	163	151	152	148	191	134
Enterprise Value	896	964	2,960	2,875	799	936	660	142
Total Capital	- -	-239	-264	-130	-62	-44	-136	-197
Total Debt/Capital (%)	- -	-1.39	-61.64	-116.68	-243.47	-334.07	-140.52	-68.02
Total Debt / EV	- -	- -	0.06	0.05	0.19	0.16	0.29	0.95
EV/Sales	17.16	10.38	27.18	13.33	4.45	7.97	27.46	1.52
EV/EBITDA	31.36	15.37	51.01	19.07	8.11	30.96	- -	- -
EV/EBIT	31.45	15.39	52.19	19.13	8.18	32.2	- -	- -
EV/Cash Flow to Firm	30.94	22.9	79.83	28.86	7.16	10.31	15.99	31.95
EV/Free Cash Flow to Firm	30.83	22.85	77.33	28.83	7.14	10.29	15.93	31.55
Diluted Market Cap	896	968	2,898	2,841	852	1,034	712	184
Diluted Enterprise Value	896	964	2,960	2,876	800	942	660	142
EV per Share	9.75	10.49	35.7	22.76	6.33	7.75	5.54	1.19
TTM Sales	52	93	109	216	180	117	24	93
TTM EBITDA	29	63	58	151	99	30	-64	-3
TTM Operating Income	28	63	57	150	98	29	-65	-5
TTM Cash Flow to Firm	29	42	37	100	112	91	41	4
TTM Free Cash Flow to Firm	29	42	38	100	112	91	41	4

Multiples (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	31.2	23.13	112.19	29.82	7.92	12.49	40.06	-58.58
EV/EBIT	31.45	15.39	52.19	19.13	8.18	32.2	- -	- -
Enterprise Value	896	964	2,960	2,875	799	936	660	142
Low Price	9.65	9.75	9.37	20.61	6.11	4.89	4.57	0.7
EV/Sales	17.16	10.38	27.18	13.33	4.45	7.97	27.46	1.52
EV/EBITDA	31.36	15.37	51.01	19.07	8.11	30.96	- -	- -
Price/Earnings	- -	18.8	- -	19.44	12.78	46.59	- -	- -
Price/Earnings Average	-20.27	18.05	-10.6	30.83	23.45	44.48	-5.48	-73.54
Price/Earnings High	-23.99	18.82	-21.13	38.06	44.92	65.64	-7.68	-188.43
Price/Earnings Low	-20.1	17.39	-5.62	17.83	11.57	26.77	-4.03	-19.6
Price/Book Value	- -	-3.99	-6.79	-10.1	-3.97	-5.34	-2.17	-0.55
Price/Book Value Average	- -	-3.83	-3.43	-16.02	-7.28	-5.1	-2.26	-0.94
Price/Book Value High	- -	-4	-6.84	-19.77	-13.95	-7.53	-3.17	-2.41
Price/Book Value Low	- -	-3.69	-1.82	-9.26	-3.59	-3.07	-1.66	-0.25
Price/Tangible Book Value	- -	-4.12	108.88	17.87	4	5.08	9.79	2.59
Price/Tangible Book Value Average	- -	-3.96	55.07	28.33	7.34	4.85	10.17	4.39
Price/Tangible Book Value High	- -	-4.13	109.75	34.97	14.06	7.15	14.26	11.26
Price/Tangible Book Value Low	- -	-3.81	29.18	16.38	3.62	2.92	7.49	1.17
Price/Sales	17.16	10.43	26.62	13.17	4.74	8.75	29.62	1.97
Price/Sales Average	17.13	10.01	13.46	20.88	8.7	8.36	30.78	3.34
Price/Sales High	20.27	10.44	26.83	25.78	16.66	12.33	43.16	8.56
Price/Sales Low	16.98	9.65	7.13	12.08	4.29	5.03	22.67	0.89
Price/Cash Flow	31.31	23.18	117.63	29.85	7.92	12.44	40.43	-57.56
Price/Cash Flow Average	31.26	22.25	59.5	47.33	14.54	11.88	42.02	-97.53
Price/Cash Flow High	37	23.2	118.58	58.43	27.86	17.53	58.92	-249.91
Price/Cash Flow Low	30.99	21.44	31.53	27.37	7.17	7.15	30.95	-25.99
Price/Free Cash Flow Average	31.14	22.2	56.74	47.29	14.53	11.92	41.63	-99.27
Price/Free Cash Flow High	36.86	23.15	113.09	58.37	27.83	17.59	58.37	-254.37
Price/Free Cash Flow Low	30.88	21.39	30.07	27.34	7.17	7.18	30.66	-26.46
EV/Sales Average	17.13	9.96	14.03	21.04	8.41	7.57	28.62	2.89
EV/Sales High	20.27	10.39	27.39	25.94	16.37	11.55	41	8.11
EV/Sales Low	16.98	9.6	7.7	12.24	4	4.25	20.51	0.44
EV/EBITDA Average	31.31	14.74	26.32	30.09	15.33	29.43	-10.79	-103.69
EV/EBITDA High	37.06	15.38	51.41	37.1	29.84	44.87	-15.46	-291.17
EV/EBITDA Low	31.04	14.21	14.45	17.5	7.29	16.5	-7.74	-15.68
EV/EBIT Average	31.39	14.77	26.93	30.2	15.47	30.6	-10.52	-53.77
EV/EBIT High	37.16	15.41	52.6	37.23	30.12	46.66	-15.07	-150.99
EV/EBIT Low	31.13	14.23	14.78	17.56	7.36	17.15	-7.54	-8.13
Last Price	9.75	10.54	34.96	22.48	6.75	8.51	5.97	1.55
High Price	11.52	10.55	35.24	44	23.73	11.99	8.7	6.73
Enterprise Value Average	894	925	1,527	4,538	1,510	890	688	269
Enterprise Value High	1,058	965	2,983	5,595	2,940	1,357	985	756
Enterprise Value Low	886	891	838	2,639	718	499	493	41

Profitability (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Assets (%)	- -	157.97	-52.29	47.67	19.08	5.86	-40.28	-1.59
Return on Capital (%)	- -	- -	- -	-76.43	-73.64	-56.6	- -	- -
Return on Invested Capital (%)	- -	- -	- -	45.8	20.59	6.19	- -	- -
Gross Margin (%)	91.18	91.59	91.01	91.37	88.88	81.03	0.7	76.88
EBITDA Margin (%)	54.71	67.55	53.29	69.93	54.86	25.74	-265.17	-2.78
Operating Margin (%)	54.56	67.44	52.09	69.69	54.35	24.75	-272.14	-5.37
Incremental Operating Margin (%)	- -	83.98	-36.76	87.64	146.07	110.31	- -	- -
Pretax Margin (%)	54.25	67.33	-83.56	88.65	52.08	24.57	-268.92	-5.76
Profit Margin (%)	54.18	67.36	-89.6	67.74	37.09	18.79	-561.98	-4.54
Net Income to Common Margin (%)	-84.49	55.45	-126.96	67.74	37.09	18.79	-561.98	-4.54
Effective Tax Rate (%)	0.13	- -	- -	23.58	28.78	23.52	- -	- -
Dvd Payout Ratio (%)	121.32	60.88	-68.65	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -

Credit (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	3	163	151	152	148	191	134
ST Debt	- -	2	5	4	4	5	28	27
LT Debt	- -	1	158	148	148	143	164	107
Total Debt/EBITDA	- -	0.05	2.81	1	1.54	4.9	-3	-51.73
Net Debt/EBITDA	- -	-0.07	0.97	0.2	-0.58	-3.18	0.88	17.57
Total Debt/EBIT	- -	0.05	2.87	1.01	1.56	5.09	-2.93	-26.83
Net Debt/EBIT	- -	-0.07	0.99	0.2	-0.58	-3.31	0.85	9.11
EBITDA to Interest Expense	83.74	194.78	5	25.74	16.89	2.84	-5.63	-0.27
EBITDA-CapEx/Interest Expense	83.43	194.48	4.9	25.72	16.85	2.82	-5.64	-0.27
EBIT to Interest Expense	83.5	194.46	4.89	25.65	16.74	2.73	-5.78	-0.52
Interest Expense	- -	- -	12	6	6	11	11	10
Common Equity/Total Assets	- -	-306.12	-145.28	-88.19	-56.51	-51.46	-110.5	-140.15
Long-Term Debt/Equity (%)	- -	- -	593.48	92.95	69.43	69.47	209.64	143.04
Long-Term Debt/Capital (%)	- -	-0.35	-59.79	-113.89	-236.57	-322.07	-120.23	-54.31
Long-Term Debt/Total Assets (%)	- -	1.05	53.74	46.35	38.92	38.18	55.24	45.3
Total Debt/Equity (%)	- -	-1.41	611.84	95.23	71.46	72.05	245.02	179.15
Total Debt/Capital (%)	- -	-1.39	-61.64	-116.68	-243.47	-334.07	-140.52	-68.02
Total Debt/Total Assets (%)	- -	4.18	55.4	47.49	40.06	39.6	64.56	56.74
Net Debt to Equity	- -	1.86	211.23	18.75	-26.79	-46.78	-71.58	-60.84
Net Debt/Capital (%)	- -	1.77	-15.37	-12.11	21.36	33.79	14.73	12.19
EBITDA	29	63	58	151	99	30	-64	-3
EBITDA-CapEx	28	63	57	151	98	30	-64	-3
Operating Income (Loss)	28	63	57	150	98	29	-65	-5

Liquidity (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	0.94	5.97	9.65	13.53	11.67	5.15	3.59
Current Ratio	- -	5.52	9.57	16.81	18.58	14.08	5.84	4.52
Quick Ratio	- -	5.03	9.19	16.15	18.16	13.63	5.54	4.18
CFO/Avg Current Liab	- -	10.19	1.96	6.55	7.91	4.63	0.52	-0.07
Common Equity/Total Assets	- -	-306.12	-145.28	-88.19	-56.51	-51.46	-110.5	-140.15
Long-Term Debt/Equity (%)	- -	- -	593.48	92.95	69.43	69.47	209.64	143.04
Long-Term Debt/Capital (%)	- -	-0.35	-59.79	-113.89	-236.57	-322.07	-120.23	-54.31
Long-Term Debt/Total Assets (%)	- -	1.05	53.74	46.35	38.92	38.18	55.24	45.3
Total Debt/Equity (%)	- -	-1.41	611.84	95.23	71.46	72.05	245.02	179.15
Total Debt/Capital (%)	- -	-1.39	-61.64	-116.68	-243.47	-334.07	-140.52	-68.02
Total Debt/Total Assets (%)	- -	4.18	55.4	47.49	40.06	39.6	64.56	56.74
CFO/Total Liabilities	- -	13.3	9.22	59.53	64.4	49.07	8.06	-1.98
CFO/CapEx	269.82	421.84	20.6	857.26	451.39	672.02	106.65	-57.04
Altman's Z-Score	- -	1.9	6.07	12.37	4.43	4.38	0.66	-0.1

Working Capital (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	49.29	26.82	39.65	29.33	22.73	4.97	21.41
Days Sales Outstanding	- -	7.4	13.61	9.2	12.44	16.06	73.47	17.05
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	11.68	4.1	7.88	25.39	67.22	35.93	30.81
Accounts Payable Turnover Days	- -	31.26	89.12	46.33	14.38	5.43	10.16	11.84
Cash Conversion Cycle	- -	-23.85	-75.52	-37.12	-1.93	10.63	63.31	5.2
Inventory to Cash Days	- -	7.4	13.61	9.2	12.44	16.06	73.47	17.05
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	896	968	2,898	2,840	851	1,028	712	184
- Cash & Cash Equivalents	- -	8	102	116	204	240	243	177
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	3	163	151	152	148	191	134
Enterprise Value	896	964	2,960	2,875	799	936	660	142
Total Capital	- -	-239	-264	-130	-62	-44	-136	-197
Total Debt/Capital (%)	- -	-1.39	-61.64	-116.68	-243.47	-334.07	-140.52	-68.02
Total Debt / EV	- -	- -	0.06	0.05	0.19	0.16	0.29	0.95
EV/Sales	17.16	10.38	27.18	13.33	4.45	7.97	27.46	1.52
EV/EBITDA	31.36	15.37	51.01	19.07	8.11	30.96	- -	- -
EV/EBIT	31.45	15.39	52.19	19.13	8.18	32.2	- -	- -
EV/Cash Flow to Firm	30.94	22.9	79.83	28.86	7.16	10.31	15.99	31.95
EV/Free Cash Flow to Firm	30.83	22.85	77.33	28.83	7.14	10.29	15.93	31.55
Diluted Market Cap	896	968	2,898	2,841	852	1,034	712	184
Diluted Enterprise Value	896	964	2,960	2,876	800	942	660	142
EV per Share	9.75	10.49	35.7	22.76	6.33	7.75	5.54	1.19
TTM Sales	52	93	109	216	180	117	24	93
TTM EBITDA	29	63	58	151	99	30	-64	-3
TTM Operating Income	28	63	57	150	98	29	-65	-5
TTM Cash Flow to Firm	29	42	37	100	112	91	41	4
TTM Free Cash Flow to Firm	29	42	38	100	112	91	41	4

Multiples (USD)

MCP API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	31.2	23.13	112.19	29.82	7.92	12.49	40.06	-58.58
EV/EBIT	31.45	15.39	52.19	19.13	8.18	32.2	- -	- -
Enterprise Value	896	964	2,960	2,875	799	936	660	142
Low Price	9.65	9.75	9.37	20.61	6.11	4.89	4.57	0.7
EV/Sales	17.16	10.38	27.18	13.33	4.45	7.97	27.46	1.52
EV/EBITDA	31.36	15.37	51.01	19.07	8.11	30.96	- -	- -
Price/Earnings	- -	18.8	- -	19.44	12.78	46.59	- -	- -
Price/Earnings Average	-20.27	18.05	-10.6	30.83	23.45	44.48	-5.48	-73.54
Price/Earnings High	-23.99	18.82	-21.13	38.06	44.92	65.64	-7.68	-188.43
Price/Earnings Low	-20.1	17.39	-5.62	17.83	11.57	26.77	-4.03	-19.6
Price/Book Value	- -	-3.99	-6.79	-10.1	-3.97	-5.34	-2.17	-0.55
Price/Book Value Average	- -	-3.83	-3.43	-16.02	-7.28	-5.1	-2.26	-0.94
Price/Book Value High	- -	-4	-6.84	-19.77	-13.95	-7.53	-3.17	-2.41
Price/Book Value Low	- -	-3.69	-1.82	-9.26	-3.59	-3.07	-1.66	-0.25
Price/Tangible Book Value	- -	-4.12	108.88	17.87	4	5.08	9.79	2.59
Price/Tangible Book Value Average	- -	-3.96	55.07	28.33	7.34	4.85	10.17	4.39
Price/Tangible Book Value High	- -	-4.13	109.75	34.97	14.06	7.15	14.26	11.26
Price/Tangible Book Value Low	- -	-3.81	29.18	16.38	3.62	2.92	7.49	1.17
Price/Sales	17.16	10.43	26.62	13.17	4.74	8.75	29.62	1.97
Price/Sales Average	17.13	10.01	13.46	20.88	8.7	8.36	30.78	3.34
Price/Sales High	20.27	10.44	26.83	25.78	16.66	12.33	43.16	8.56
Price/Sales Low	16.98	9.65	7.13	12.08	4.29	5.03	22.67	0.89
Price/Cash Flow	31.31	23.18	117.63	29.85	7.92	12.44	40.43	-57.56
Price/Cash Flow Average	31.26	22.25	59.5	47.33	14.54	11.88	42.02	-97.53
Price/Cash Flow High	37	23.2	118.58	58.43	27.86	17.53	58.92	-249.91
Price/Cash Flow Low	30.99	21.44	31.53	27.37	7.17	7.15	30.95	-25.99
Price/Free Cash Flow Average	31.14	22.2	56.74	47.29	14.53	11.92	41.63	-99.27
Price/Free Cash Flow High	36.86	23.15	113.09	58.37	27.83	17.59	58.37	-254.37
Price/Free Cash Flow Low	30.88	21.39	30.07	27.34	7.17	7.18	30.66	-26.46
EV/Sales Average	17.13	9.96	14.03	21.04	8.41	7.57	28.62	2.89
EV/Sales High	20.27	10.39	27.39	25.94	16.37	11.55	41	8.11
EV/Sales Low	16.98	9.6	7.7	12.24	4	4.25	20.51	0.44
EV/EBITDA Average	31.31	14.74	26.32	30.09	15.33	29.43	-10.79	-103.69
EV/EBITDA High	37.06	15.38	51.41	37.1	29.84	44.87	-15.46	-291.17
EV/EBITDA Low	31.04	14.21	14.45	17.5	7.29	16.5	-7.74	-15.68
EV/EBIT Average	31.39	14.77	26.93	30.2	15.47	30.6	-10.52	-53.77
EV/EBIT High	37.16	15.41	52.6	37.23	30.12	46.66	-15.07	-150.99
EV/EBIT Low	31.13	14.23	14.78	17.56	7.36	17.15	-7.54	-8.13
Last Price	9.75	10.54	34.96	22.48	6.75	8.51	5.97	1.55
High Price	11.52	10.55	35.24	44	23.73	11.99	8.7	6.73
Enterprise Value Average	894	925	1,527	4,538	1,510	890	688	269
Enterprise Value High	1,058	965	2,983	5,595	2,940	1,357	985	756
Enterprise Value Low	886	891	838	2,639	718	499	493	41

Shares Outstanding	- -	92	127	126	124	119	119	118
Diluted Weighted Avg Shares	92	92	83	126	126	121	119	119
Basic Weighted Avg Shares	92	92	83	126	126	121	119	119
Revenue per Share	0.57	1.01	1.31	1.71	1.42	0.97	0.2	0.79
EBITDA per Share	0.31	0.68	0.7	1.19	0.78	0.25	-0.53	-0.02
Operating Income per Share	0.31	0.68	0.68	1.19	0.77	0.24	-0.55	-0.04
Basic EPS, GAAP	-0.48	0.56	-1.67	1.16	0.53	0.18	-1.13	-0.04
Basic EPS from Cont Ops	0.31	0.68	-1.18	1.16	0.53	0.18	-1.13	-0.04
Diluted EPS, GAAP	-0.48	0.56	-1.67	1.16	0.53	0.18	-1.13	-0.04
Diluted EPS from Cont Ops	0.31	0.68	-1.18	1.16	0.53	0.18	-1.13	-0.04
Dividend per Share	0.21	0.46	1.64	- -	- -	- -	- -	- -
Cash Flow per Share	0.31	0.45	0.3	0.75	0.85	0.68	0.15	-0.03
Free Cash Flow per Basic Share	0.31	0.45	0.28	0.75	0.85	0.68	0.15	-0.03
Cash & Equivalents per Share	- -	0.08	1.22	0.92	1.62	1.99	2.04	1.49
Book Value per Share	- -	-2.64	-5.15	-2.23	-1.7	-1.59	-2.75	-2.8
Tangible Book Value per Share	- -	-2.56	0.32	1.26	1.69	1.68	0.61	0.6

Open Lending Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)