1. Finland Stocks

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    Finance

  3. •

    Regional banks
Aktia Bank Plc Class A

Aktia Bank Plc Class A

12.22
EUR
-0.20
(-1.61%)
826.94MMarket Cap
Oct 30Next Earn
Aktia Bank Plc Class A
LSE:0QF8
(London Stock Exchange)

Recent

price

12.22

P/E

ratio

- -

div

yld

0.01%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
EUR
67,343,333.33
59,373,333.33
3.25
3.37
3.19
3.14
3.15
3.06
2.98
3.07
2.88
3.74
4.2
3.97
4.24
4.04
- -
Revenue per Share
16,693,333.33
8,239,333.33
0.74
0.78
0.79
0.78
0.74
0.57
0.81
0.9
0.61
0.96
1.37
1.12
1.04
0.14
- -
Basic EPS, GAAP
-25,251,666.67
66,015,333.33
1.45
-0.98
0.51
-1.86
3.27
-0.45
0.51
0.66
0.64
8.04
-7.25
0.04
0.03
0.48
- -
Free Cash Flow per Basic Share
14,300,000
6,666,666.67
0.3
0.36
0.42
0.48
0.54
0.58
0.55
0.61
- -
0.96
0.56
0.43
0.7
0.82
- -
Dividend per Share
7.16
6.87
8.9
8.67
9.39
9.26
9.24
9.02
8.56
8.82
9.6
10.28
8.87
9.72
10.17
9.62
9.78
Book Value per Share
7.09
6.82
8.69
8.36
8.85
8.5
8.28
7.94
7.59
7.91
8.77
7.86
6.57
7.4
8.1
8.28
8.39
Tangible Book Value per Share
- -
- -
67
67
67
67
67
69
69
69
70
70
72
72
73
73
73
Basic Weighted Avg Shares
202
178
217
224
212
209
210
210
205
212
201
263
303
287
309
295
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
5
4
7
7
7
8
8
10
13
13
13
17
19
20
45
85
- -
Depreciation Expense
50
25
49
52
52
52
49
39
56
62
43
67
98
81
76
10
- -
Net Income, GAAP
25.72
23.23
28.14
19.93
19.44
19.69
19.78
19.91
17.14
17.3
22.21
20.4
20.38
20.73
19.81
58.68
- -
Effective Tax Rate (%)
24.79
13.88
22.72
23.25
24.72
24.91
23.51
18.7
27.31
29.19
21.2
25.59
32.48
28.34
24.59
3.48
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,677
4,100
4,147
3,890
3,757
3,268
2,720
2,686
2,668
2,850
3,004
3,235
3,193
3,722
4,155
4,483
4,316
LT Debt
377
377
657
642
691
615
613
598
590
610
667
738
640
705
742
706
719
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
1.28
0.56
1.04
1.11
1.11
1.26
1.37
1.19
1.71
1.84
1.2
1.76
2.52
1.97
1.63
0.2
- -
Return on Capital (%)
14.65
7.59
10.79
8.92
8.74
8.39
8.03
6.5
9.43
10.3
6.68
9.59
14.27
12.1
10.49
1.42
- -
Return on Common Equity (%)

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
73
73
74
Market Capitalization
909
935
827

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
77
588
642
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.65%
1.58%
-4.88%
Free Cash Flow
173.85%
462.67%
1,457.45%
Net Income, GAAP
-1.01%
-1.29%
-86.47%
Sales/Revenue/Turnover
4.05%
8.8%
-4.28%
Total Cash Common Dividend
- -
- -
17.84%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
77
77
76
79
309
2025
74
73
- -
75
295
2026
65
83
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.37
0.33
0.34
- -
1.04
2025
0.3
0.25
- -
-0.68
0.14
2026
0.21
0.46
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.7
2025
- -
- -
- -
- -
0.82
2026
- -
- -
- -
- -
- -
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Business
Aktia Pankki Oyj Aktia Pankki Oyj is a Finnish provider of banking, asset management and life insurance services to private individuals, corporates, small and medium-sized enterprises, institutions and high-net-worth clients. The company operates through four main segments including Banking Business, Asset Management, Life Insurance, and Group Functions; it offers retail and corporate banking products such as deposits, loans, financing solutions, savings accounts, payment services and financial advisory; investment products comprising mutual funds, private equity funds like Aktia SolarWind III, Aktia Debt Fund II and Aktia Velkarahastot II in partnership with Oaktree Capital Management, structured products and sustainable equity funds such as Aktia Prosperity classified under SFDR Article 9; private banking and wealth management services; as well as personal risk insurance, life insurance, disability coverage and insurance for serious illnesses. Aktia Pankki Oyj maintains a nationwide presence in Finland with offices in Helsinki, Turku, Tampere, Vaasa and Oulu, serving approximately 250,000 private customers and 20,000 corporate and institutional clients primarily through branches, internet and telephone banking. Founded in 1825 as Helsingfors Stads Sparbanks Inrättning and headquartered in Helsinki, the company changed its name to Aktia Pankki Oyj in March 2008 from Aktia Savings Bank Plc, Banking Services. Recent developments include the May 2024 strategic partnership with Swedbank to enhance SME-focused banking while Swedbank targets larger corporates; the Momentum acceleration programme launched in 2025 driving customer growth, positive net subscriptions across premium, private banking, institutional and SME segments, operational improvements and recruitment of asset management specialists; a loan agreement with the Nordic Investment Bank in 2024 to finance SMEs, smaller mid-caps and environmental projects including electric vehicle transitions; launch of the renewed Premium customer concept and reorganisation of banking for enhanced advisory services; and half-year 2025 results showing increased assets under management and loan book expansion amid a challenging interest rate environment.