Lumbee Guaranty Bank

Lumbee Guaranty Bank

LUMB
Lumbee Guaranty BankUS flagOther OTC
13.99
USD
- -
- -
45.10MMarket Cap

Total Valuation

Lumbee Guaranty Bank carries a market capitalization of 45.10M, placing it among publicly traded companies globally. Its enterprise value stands at 15.12M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap45.10M
Enterprise Value15.12M

Valuation Ratios

Lumbee Guaranty Bank trades at a trailing price-to-earnings ratio of 13.52.

PE Ratio13.52
PS Ratio2.70
PB RatioN/A
P/TBV Ratio0.97
P/FCF RatioN/A
P/OCF RatioN/A

Enterprise Valuation

EV / Sales0.88
EV / EBITDAN/A
EV / EBITN/A
EV / FCFN/A

Financial Efficiency

Return on Equity (ROE)N/A
Return on Assets (ROA)0.66
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Lumbee Guaranty Bank has paid 937,097.00 in income taxes, reflecting an effective tax rate of 21.39.

Income Tax937,097.00
Effective Tax Rate21.39

Stock Price Statistics

Lumbee Guaranty Bank's stock has gained approximately 0% over the past 52 weeks. The 50-day moving average sits at 13.91, while the 200-day moving average is 13.90.

Beta (5Y)N/A
52-Week Price Change0%
50-Day Moving Average13.91
200-Day Moving Average13.90
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Lumbee Guaranty Bank generated 17.25M in revenue and converted that into 3.44M in net income, yielding earnings per share of 1.04.

Revenue17.25M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income4.38M
Net Income3.44M
EBITDAN/A
EBITN/A
Earnings Per Share (EPS)1.04

Balance Sheet

Cash & Cash Equivalents31.43M
Total DebtN/A
Net Debt-31.43M
Equity (Book Value)N/A
Book Value Per ShareN/A
Working CapitalN/A

Margins

Lumbee Guaranty Bank operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin25.39
Profit Margin19.96
EBITDA MarginN/A

Scores

Lumbee Guaranty Bank posts an Altman Z-Score of 0.09, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.09