Lumbee Guaranty Bank
Other OTCTotal Valuation
Lumbee Guaranty Bank carries a market capitalization of 45.62M, placing it among publicly traded companies globally. Its enterprise value stands at 66.21M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 45.62M |
| Enterprise Value | 66.21M |
Share Statistics
Lumbee Guaranty Bank currently has 3.31M shares outstanding.
| Shares Outstanding | 3.31M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Lumbee Guaranty Bank trades at a trailing price-to-earnings ratio of 9.74. The price-to-sales ratio is 2.38, and the price-to-book ratio stands at 0.86.
| PE Ratio | 9.74 |
| PS Ratio | 2.38 |
| PB Ratio | 0.86 |
| P/TBV Ratio | 0.86 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
| EV / Sales | 3.53 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 71.94 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 9.14 |
| Return on Assets (ROA) | 0.83 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Lumbee Guaranty Bank has paid 664,648.00 in income taxes, reflecting an effective tax rate of 12.66.
| Income Tax | 664,648.00 |
| Effective Tax Rate | 12.66 |
Stock Price Statistics
Lumbee Guaranty Bank's stock has gained approximately 4.81481% over the past 52 weeks. The 50-day moving average sits at 13.64, while the 200-day moving average is 13.77.
| Beta (5Y) | N/A |
| 52-Week Price Change | 4.81481% |
| 50-Day Moving Average | 13.64 |
| 200-Day Moving Average | 13.77 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Lumbee Guaranty Bank generated 18.78M in revenue and converted that into 4.58M in net income, yielding earnings per share of 1.39.
| Revenue | 18.78M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 5.25M |
| Net Income | 4.58M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.39 |
Balance Sheet
Lumbee Guaranty Bank holds 15.95M in cash and equivalents against 37.50M in total debt, resulting in a net debt position of 21.55M.
| Cash & Cash Equivalents | 15.95M |
| Total Debt | 37.50M |
| Net Debt | 21.55M |
| Equity (Book Value) | 52.13M |
| Book Value Per Share | 15.76 |
| Working Capital | N/A |
Margins
Lumbee Guaranty Bank operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 27.96 |
| Profit Margin | 24.42 |
| EBITDA Margin | N/A |
Scores
Lumbee Guaranty Bank posts an Altman Z-Score of 0.08, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.08 |