1. United States of America Stocks

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    Financial Services

  3. •

    Banks - Regional
Lumbee Guaranty Bank

Lumbee Guaranty Bank

LUMB
Lumbee Guaranty BankUS flagOther OTC
14.15
USD
- -
- -
45.62MMarket Cap

Income Statement (USD)

Income Statement APIChatGPT
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2017
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Sales/Revenue/Turnover
14
15
15
14
16
17
20
17
18
+ Sales & Services Revenue
14
15
15
14
16
17
20
17
18
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Selling, General & Admin
7
6
6
6
7
6
7
7
8
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-7
-6
-6
-6
-7
-6
-7
-7
-8
Operating Income (Loss)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
-3
-4
-3
-3
-5
-6
-7
-5
-5
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
-3
-4
-3
-3
-5
-6
-7
-5
-5
Pretax Income
3
4
3
3
5
6
7
5
5
- Income Tax Expense (Benefit)
1
1
- -
- -
1
1
1
1
1
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
2
3
3
2
4
5
6
4
4
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
2
3
3
2
4
5
6
4
4
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
3
3
2
4
5
6
4
4
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
2
3
3
2
4
5
6
4
4
EBIT
- -
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA
1
- -
- -
1
1
1
1
1
1
EBITDA Margin (%)
3.83
3.27
3.31
4.16
3.73
3.29
2.82
3.72
3.55
EBITA
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
100
100
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
13.23
21.29
20.19
17.44
25.36
29.24
30.2
22.48
23.24
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.2
0.22
0.23
0.24
0.25
0.28
0.31
0.33
0.35
Depreciation Expense
1
- -
- -
1
1
1
1
1
1
Basic Weighted Avg Shares
3
3
3
3
3
3
3
3
3
Basic EPS, GAAP
0.56
0.94
0.88
0.73
1.19
1.48
1.78
1.16
1.25
Basic EPS from Cont Ops
0.56
0.94
0.88
0.73
1.19
1.48
1.78
1.16
1.25
Diluted Weighted Avg Shares
3
3
3
3
3
3
3
3
3
Diluted EPS, GAAP
0.56
0.94
0.88
0.73
1.19
1.48
1.78
1.16
1.25
Diluted EPS from Cont Ops
0.56
0.94
0.88
0.73
1.19
1.48
1.78
1.16
1.25

Balance Sheet (USD)

Balance Sheet APIChatGPT
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2017
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
68
83
84
109
140
130
157
136
140
+ Cash & Cash Equivalents
13
27
31
45
42
35
44
25
32
+ ST Investments
55
57
53
64
98
95
112
111
108
+ Accounts & Notes Receiv
1
1
1
2
2
2
3
3
3
+ Accounts Receivable, Net
1
1
1
2
2
2
3
3
3
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-69
-85
-85
-111
-142
-133
-159
-139
-143
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
9
9
- -
- -
- -
8
8
8
10
+ Property, Plant & Equip
15
15
- -
- -
- -
16
16
16
19
- Accumulated Depreciation
6
6
- -
- -
- -
8
8
9
9
+ LT Investments & Receivables
107
105
100
137
228
237
252
248
268
+ LT Investments
107
105
100
137
228
237
252
248
268
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-116
-114
-100
-137
-228
-245
-260
-255
-278
+ Total Intangible Assets
1
1
1
1
1
1
1
1
1
+ Goodwill
- -
- -
- -
- -
- -
1
1
1
1
+ Other Intangible Assets
1
1
1
1
1
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-117
-114
-101
-138
-229
-246
-261
-256
-279
Total Assets
319
336
344
417
473
484
520
520
561
+ Payables & Accruals
3
3
- -
- -
- -
- -
2
- -
- -
+ Accounts Payable
3
3
- -
- -
- -
- -
2
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
-3
-3
- -
- -
- -
- -
-2
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
-3
-3
- -
- -
- -
- -
-2
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
1
3
1
5
- -
- -
- -
- -
10
+ LT Borrowings
1
3
1
5
- -
- -
- -
- -
10
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
-1
-3
-1
-5
- -
- -
- -
- -
-10
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
1
1
2
2
2
1
1
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-2
-4
-2
-7
-3
-1
-1
- -
-10
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
283
298
303
374
430
449
477
475
510
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
14
14
14
14
13
13
13
13
13
+ Common Stock
7
7
7
7
7
7
7
7
7
+ Additional Paid in Capital
7
7
7
7
7
6
6
6
6
- Treasury Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Retained Earnings
24
26
29
30
33
37
43
45
48
+ Other Equity
-2
-2
-2
-1
-3
-15
-13
-13
-9
Equity Before Minority Interest
36
38
41
43
43
35
42
45
52
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
36
38
41
43
43
35
42
45
52
Total Liabilities & Equity
319
336
344
417
473
484
520
520
561
Shares Outstanding
3
3
3
3
3
3
3
3
3
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Debt
-12
-24
-30
-40
-42
-35
-44
-25
-22
Net Debt to Equity
-33.21
-62.6
-73.9
-92.4
-96.66
-100.08
-104.69
-55.56
-42.65
Tangible Common Equity Ratio
11.17
11.09
11.72
10.16
9.02
7.19
8.03
8.58
9.11
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

Cash Flow Statement APIChatGPT
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2017
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
+ Net Income
2
3
3
2
4
5
6
4
4
+ Depreciation & Amortization
1
- -
- -
1
1
1
1
1
1
+ Non-Cash Items
1
1
- -
1
1
2
1
1
1
+ Stock-Based Compensation
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Income Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Asset Impairment Charge
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
1
1
- -
1
1
2
1
1
1
+ Chg in Non-Cash Work Cap
- -
- -
1
-1
- -
-2
-1
- -
-1
+ (Inc) Dec in Accts Receiv
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
-1
- -
-1
1
-1
- -
+ Inc (Dec) in Accts Payable
- -
- -
- -
- -
- -
- -
2
- -
- -
+ Inc (Dec) in Other
- -
- -
- -
- -
- -
- -
-3
1
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
3
5
4
2
6
6
7
5
5
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
- -
- -
-1
- -
- -
- -
- -
-1
-3
+ Acq of Fixed Prod Assets
- -
- -
-1
- -
- -
- -
- -
-1
-3
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Increase in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Net Change in LT Investment
5
1
6
-37
-95
-27
-15
2
-17
+ Dec in LT Investment
14
12
29
29
45
18
9
14
23
+ Inc in LT Investment
-10
-11
-23
-66
-140
-45
-24
-12
-40
+ Net Cash From Acq & Div
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-3
-6
-8
-21
32
-3
-12
-22
-12
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
1
-5
-3
-58
-63
-31
-27
-20
-32
+ Dividends Paid
-1
-1
-1
-1
-1
-1
-1
-1
-1
+ Net Cash From Debt
- -
2
-2
4
-5
- -
- -
- -
10
+ Cash From Debt
- -
2
- -
4
- -
- -
- -
5
30
+ Repayments of Debt
- -
- -
-2
- -
-5
- -
- -
-5
-20
+ Other Financing Activities
-13
13
6
67
60
20
30
-3
25
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
-14
14
3
70
54
19
29
-4
34
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
-10
14
4
14
-3
-6
9
-19
7
EBITDA
1
- -
- -
1
1
1
1
1
1
EBITDA Margin (%)
3.83
3.27
3.31
4.16
3.73
3.29
2.82
3.72
3.55
Free Cash Flow
3
5
3
2
6
5
7
4
2
Net Cash Paid for Acquisitions
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
3
5
3
2
6
5
7
4
2
Free Cash Flow to Equity
- -
6
1
6
1
5
7
4
12
Free Cash Flow per Basic Share
0.84
1.38
0.95
0.6
1.69
1.61
2.06
1.26
0.73
Price/Free Cash Flow
- -
- -
7.5
12.97
7.06
6.47
3.99
7.79
6.08
Cash Flow to Net Income
1.6
1.52
1.4
0.99
1.44
1.16
1.21
1.27
1.21
Capital Expenditures
- -
- -
-1
- -
- -
- -
- -
-1
-3