Mifflinburg Bancorp, Inc.

Mifflinburg Bancorp, Inc.

MIFF
Mifflinburg Bancorp, Inc.US flagOther OTC
26.00
USD
- -
- -
48.32MMarket Cap
Mifflinburg Bancorp, Inc.
MIFF
(Other OTC)

Recent

price

26.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
FRC
8.28
8.9
9.72
9.58
8.5
- -
Revenue per Share
2.74
2.86
3.18
3.2
2.22
- -
Basic EPS, GAAP
3.55
2.06
3.35
2.78
2.98
- -
Free Cash Flow per Basic Share
1.21
1.25
1.31
1.37
1.4
- -
Dividend per Share
28.41
30.02
31.89
33.73
34.42
- -
Book Value per Share
25.97
28.3
29.49
26.71
29.29
- -
Tangible Book Value per Share
2
2
2
2
2
- -
Basic Weighted Avg Shares
15
17
18
18
16
19
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
5
6
6
4
4
Net Income, GAAP
14.63
15.26
15.12
15.52
13.71
16.63
Effective Tax Rate (%)
33.03
32.13
32.72
33.39
26.13
24.03
Profit Margin (%)
- -
- -
- -
- -
- -
- -
Working Capital
22
22
9
32
16
43
LT Debt
49
53
55
50
55
56
Total Equity
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
9.79
10.27
9.75
6.52
6.86
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
3.09%
2.06%
Free Cash Flow
- -
1.58%
-2.69%
Net Income, GAAP
- -
-1.28%
7.9%
Sales/Revenue/Turnover
- -
4.24%
17.32%
Total Cash Common Dividend
- -
3.56%
3.06%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
18
2023
- -
- -
- -
- -
16
2024
- -
- -
- -
- -
19

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
3.2
2023
- -
- -
- -
- -
2.22
2024
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
1.37
2023
- -
- -
- -
- -
1.4
2024
- -
- -
- -
- -
- -
Business
Mifflinburg Bancorp, Inc., founded in 1907 and headquartered in Mifflinburg, Pennsylvania, operates as a regional community bank holding company primarily through its subsidiary Mifflinburg Bank and Trust Company. The company provides a comprehensive range of retail and commercial banking products and services including checking and savings accounts; certificates of deposit (CDs); individual retirement accounts (IRAs); personal and business loans; credit cards; online banking; home loans; agricultural and business banking services; and wealth management solutions. It serves customers primarily in Central Pennsylvania through a network of branches and ATMs. In 2024, Mifflinburg Bancorp executed a strategic merger of equals with Northumberland Bancorp, consolidating their banking subsidiaries and significantly expanding its geographic footprint and market presence in the Susquehanna Valley, Pennsylvania. Following the merger completed in early 2025, the combined entity was renamed Steele Bancorp, Inc., and the banking subsidiary rebranded to reflect the unified institution. This merger created a stronger organization with approximately $1.34 billion in total assets, enhanced lending capacity, broader product offerings, improved operational scale, and greater resources to compete in the regional banking market. Leadership was realigned with Jeffrey J. Kapsar continuing as President and CEO of the combined entity, and the management team retained key executives from both legacy banks to drive integration and growth. Steele Bancorp, Inc. focuses on community banking with personalized service while leveraging the benefits of increased scale and capital strength to support individuals, families, nonprofits, and businesses in its expanded service area. The company’s recent financial performance demonstrates growth in earnings and net interest income supported by strong loan demand and improved margins, positioning it well for future expansion.

Company News

APIChatGPT
  • The winners of the 45th MIFF were awarded in Moscow. The first prize went to the Brazilian film “Three Brothers”