MainStreet Bancshares, Inc.

MainStreet Bancshares, Inc.

23.96
USD
+0.46
(+1.96%)

Important Dates

MainStreet Bancshares, Inc. - Depositary Shares's next confirmed earnings release is scheduled for October 22, 2026.

Earnings Date10/22/2026

Financial Position

These figures are as of June 30, 2026.

Debt / Equity32.69

Financial Efficiency

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Over the twelve months ended June 30, 2026, MainStreet Bancshares, Inc. - Depositary Shares posted a return on equity (ROE) of 8.13, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.80, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 6.09, useful for judging operating efficiency across full business cycles. The company generates approximately 408,083.68 in revenue per employee across its workforce of 179.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)8.13
Return on Assets (ROA)0.80
Return on Capital Employed (ROCE)6.09
Revenue Per Employee408,083.68
Employee Count179.25

Taxes

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Over the twelve months ended June 30, 2026, MainStreet Bancshares, Inc. - Depositary Shares recorded 4.35M in income tax expense. That works out to an effective tax rate of 20.05, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 21.69M, leaving 17.34M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax4.35M
Effective Tax Rate20.05

Stock Price Statistics

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As of the close on October 22, 2026, MainStreet Bancshares, Inc. - Depositary Shares's stock has declined approximately 2.96% over the past 52 weeks. The 50-day moving average sits at 25.03, while the 200-day moving average is 24.88.

52-Week Price Change-2.96%
50-Day Moving Average25.03
200-Day Moving Average24.88

Income Statement

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These figures cover the twelve months ended June 30, 2026.

Revenue73.15M
Pretax Income21.69M
Net Income17.34M

Balance Sheet

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As of June 30, 2026, MainStreet Bancshares, Inc. - Depositary Shares holds 32.03M in cash and equivalents against 70.10M in total debt, resulting in a net debt position of 39.22M.

Cash & Cash Equivalents32.03M
Total Debt70.10M
Net Debt39.22M
Equity (Book Value)187.17M

Cash Flow

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MainStreet Bancshares, Inc. - Depositary Shares produced 23.71M in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow23.71M
Capital Expenditures-494,000.00
Free Cash Flow23.22M

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin29.65
Profit Margin23.70

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. The dividend payout ratio of 19.69 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.

Payout Ratio19.69