MainStreet Bancshares, Inc.
MNSBP
NASDAQ Capital Market25.09
USD
+0.04
- -
CIK
0001693577
ISIN
US56064Y3080
CUSIP
56064Y308
Return %
Stock
S&P500
1Y
6.22
26.84
3Y
14.05
77.03
5Y
-7.01
80.55
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- CEO
- Jeff W. Dick
- Full Time Employees
- 182
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- 10089 Fairfax Boulevard Fairfax VA United States of America 22030
- IPO Date
- Sep 16, 2020
- CIK
- 0001693577
- Website
- mstreetbank.com
- Similar Companies
- Business
- MainStreet Bancshares, Inc. operates as the financial holding company for MainStreet Bank, a community-focused bank headquartered in Fairfax, Virginia, founded in 2004. The company offers a comprehensive range of banking products and services tailored to individuals, small to medium-sized businesses, and professional service organizations primarily in the Washington, D.C. metropolitan area, including branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington, D.C. MainStreet Bancshares provides demand, NOW, money market, savings, and sweep accounts; certificates of deposit; business and consumer checking; interest-bearing checking; business account analysis; and other depository services. Its commercial lending portfolio includes government contract receivables, plant and equipment loans, general working capital loans, contract administration loans, acquisition loans, commercial real estate loans, real estate construction loans, and residential real estate loans. The company also offers consumer loans such as term loans and overdraft protection, along with debit and credit card services. Additionally, MainStreet Bank delivers cash management, wire transfer, remote deposit capture, bill pay, check imaging, courier services, and merchant services including point-of-sale systems, internet gateways, and smartphone processing. It operates over 55,000 free ATMs and provides a fully integrated online and mobile banking platform, pioneering business online banking and FDIC multi-million dollar insurance solutions such as CDARS and ICS in its region. The bank’s "Put Our Bank in Your Office" model allows business customers to embed banking services directly into their operations with digital technology. Recent key developments include the planned retirement of Chief Financial Officer Thomas J. Chmelik at the end of 2025 with his successor, Alex Vari, appointed CFO, signaling a leadership transition while maintaining continuity. In 2024, the company completed a merger with Wayne Savings Bancshares, Inc., significantly expanding its operations and assets, merging the services and systems under the MainStreet Bank name, and enhancing its capital base and customer deposit footprint. MainStreet Bancshares continues to focus on strategic growth via targeted community banking, digital innovation, and a robust lending platform. Its SBA Preferred Lender status facilitates 7A and 504 loan solutions to support small businesses and government contractors. The company holds an investment grade rating of "A" from Egan-Jones Rating Company, highlighting its strong financial standing. MainStreet Bancshares trades on Nasdaq under the tickers MNSB and MNSBP and is listed on the Russell 2000 index. This positioning reflects a business model centered on relationship banking for commercial and personal clients, leveraging technology to extend branch-lite banking services while emphasizing local expertise and community orientation. Recent operational changes focus on maintaining profitability and enhancing customer experience amid leadership turnover and post-merger integration efforts.
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