BSP
254.93
RUB
+1.06
(+0.42%)
BSP
MOEX:BSPB
(Russian Exchange)
Recent
price
254.93
P/E
ratio
3.94
div
yld
- -
ROIC.AI
Capital Structure
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in mil. unless spec.- Similar Companies
- Business
- Bank Saint-Petersburg Public Joint-Stock Company (BSPB.ME) operates as a universal regional bank primarily focused on St. Petersburg and the Leningrad Region in Northwest Russia, offering a comprehensive range of banking products and services to approximately 2 million individual customers and 55,000 corporate clients, including small, medium, and large enterprises; its core offerings encompass corporate banking services such as payment and settlement solutions, corporate lending, cash management, business cards, acquiring, payroll projects, documentary operations, and international trade finance; retail banking products including deposits, payments and transfers, mortgage and consumer loans, bank cards, and self-employed programs; private banking for high-net-worth individuals with tailored financial and non-financial services; and digital banking via internet and mobile platforms like i.bspb.ru, supporting online transactions and e-banking for all customer segments. Founded in 1990 and headquartered at 64A Malookhtinsky Avenue in St. Petersburg, Russia, the bank maintains a network of 65 offices and 789 ATMs concentrated in St. Petersburg (accounting for 71% of loans and 91% of deposits), with additional operations in Moscow, Kaliningrad, and limited presence in other regions like Nizhny Novgorod; it serves diverse industries through diversified lending and emphasizes small and medium enterprises (SMEs) with specialized packages such as Delovoy.Start, Delovoy.Light, and Delovoy.Sam for self-employed individuals, alongside innovative SME overdrafts like Overdraft-50 up to RUB 50 million; the bank positions itself as a high-efficiency leader in customer service quality, leveraging lean production, digital transformation, and "office of the future" concepts, while its subsidiary BSPB Capital LLC provides asset management services. In recent developments, Bank Saint-Petersburg approved a significant share buyback program in October 2025 for up to RUB 5 billion worth of ordinary shares from October 6, 2025, to May 20, 2026, aimed at maintaining capitalization, following a prior authorization in July 2024 for up to 20 million shares until January 2025; the bank reported strong financial performance with RUB 15.5 billion net profit under IFRS for 1Q 2025, a total loan portfolio of RUB 760.4 billion, and robust capital adequacy ratios, alongside dividend payouts exceeding 50% of 2024 net profit (RUB 50.8 billion); it continues to expand SME offerings, including branch-free online services launched in Krasnodar Krai and updated settlement packages, while navigating sector challenges such as EU sanctions designating it for transaction bans in 2025.