Renaissance Insurance

Renaissance Insurance

MMOEX:RENI
69.76
RUB
-0.80
(-1.13%)
15.67P/E

Share Statistics

As of December 31, 2021, Renaissance Insurance has 556.95M shares outstanding.

Shares Outstanding556.95M

Valuation Ratios

As of December 31, 2021, Renaissance Insurance trades at a trailing price-to-earnings ratio of 15.67. The price-to-sales ratio is 0.54, and the price-to-book ratio stands at 1.12.

PE Ratio15.67
PS Ratio0.54
PB Ratio1.12
P/TBV Ratio1.40
P/FCF Ratio61.31

Enterprise Valuation

These figures are as of December 31, 2021. The EV/Sales ratio of 0.18 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Renaissance Insurance trades at an EV/FCF ratio of 13.98, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.

EV / Sales0.18
EV / FCF13.98

Financial Position

These figures are as of December 31, 2021.

Debt / Equity8.60

Financial Efficiency

Over the twelve months ended December 31, 2021, Renaissance Insurance posted a return on equity (ROE) of 8.92, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.10, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 9.06, useful for judging operating efficiency across full business cycles.

Return on Equity (ROE)8.92
Return on Assets (ROA)2.10
Return on Capital Employed (ROCE)9.06

Taxes

These figures cover the twelve months ended December 31, 2021. That works out to an effective tax rate of 8.65, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

Effective Tax Rate8.65

Stock Price Statistics

RUB

As of the close on October 22, 2026, Renaissance Insurance's stock has declined approximately 29.54% over the past 52 weeks. The 50-day moving average sits at 69.51, while the 200-day moving average is 78.22.

52-Week Price Change-29.54%
50-Day Moving Average69.51
200-Day Moving Average78.22

Margins

Over the twelve months ended December 31, 2021, Renaissance Insurance posted a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Pretax Margin3.30
Profit Margin3.42

Dividends & Yields

These figures cover the twelve months ended December 31, 2021. Free cash flow yield stands at 1.63, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -30.16, meaning Renaissance Insurance raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-30.16
FCF Yield1.63

Scores

As of December 31, 2021, Renaissance Insurance has an Altman Z-Score of 1.01, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score1.01