Renaissance Insurance

Renaissance Insurance

MMOEX:RENI
69.76
RUB
-0.80
(-1.13%)
15.67P/E
2018 Y
2019 Y
2020 Y
2021 Y
Revenue per Share
130.04
137.48
160.35
188.7
Basic EPS, GAAP
6.06
7.45
8.4
6.45
Free Cash Flow per Basic Share
-1.23
-0.66
-1.47
-1.65
Dividend per Share
1.78
- -
- -
- -
Book Value per Share
38.81
45.91
54.3
90.23
Tangible Book Value per Share
21.59
28.84
36.78
72.1
Basic Weighted Avg Shares
557
557
557
557
Sales/Revenue/Turnover
72,428
76,570
89,309
105,095
Operating Margin (%)
- -
- -
- -
- -
Depreciation Expense
580
814
814
835
Net Income, GAAP
3,378
4,147
4,680
3,591
Effective Tax Rate (%)
19.36
20.62
18.79
8.65
Profit Margin (%)
4.66
5.42
5.24
3.42
Working Capital
- -
- -
- -
- -
LT Debt
2,508
4,052
3,790
4,321
Total Equity
21,617
25,572
30,244
50,253
Return on Invested Capital (%)
- -
- -
- -
- -
Return on Capital (%)
- -
16.43
15.64
9.06
Return on Common Equity (%)
- -
17.58
16.77
8.92

Capital Structure

RUB

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

RUB

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

RUB

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
66.16%
Free Cash Flow
- -
- -
11.87%
Net Income, GAAP
- -
- -
-23.26%
Sales/Revenue/Turnover
- -
- -
17.68%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

RUB

•

in mil. unless spec.

Year

H1
H2
FY
2019
- -
- -
76,570
2020
- -
- -
89,309
2021
- -
- -
105,095

Semi-annual Earnings Per Share

RUB

•

in mil. unless spec.

Year

H1
H2
FY
2019
- -
- -
7.45
2020
- -
- -
8.4
2021
- -
- -
6.45

Semi-annual Dividends Per Share

RUB

•

in mil. unless spec.

Year

H1
H2
FY
2019
- -
- -
- -
2020
- -
- -
- -
2021
- -
- -
- -

Company Description

CEO
Yuliya Olegovna Gadliba
Full Time Employees
3,257
Sector
Finance
Industry
Insurance brokers/Services
Address
Derbenevskaya nab., 11 Moscow Russian Federation 115114
IPO Date
Oct 20, 2021
Business
Renaissance Insurance Group JSC operates as a universal insurance company based in Moscow, Russia, founded in 1997. It offers a broad range of insurance products and services across six business segments, including non-life insurance and life insurance. Its non-life insurance products cover vehicle, property, cargo, civil and professional liability, voluntary medical, citizens traveling abroad, and compulsory insurance products such as compulsory motor third party liability (OSAGO). Life insurance offerings include endowment insurance, term life, mixed premium insurance, accident insurance, and credit life insurance. The company also provides non-state pension services and participates in the state co-financing long-term savings program. Geographically, Renaissance Insurance Group primarily operates within the Russian Federation, focusing on retail and corporate clients. The company emphasizes digital sales channels and has achieved significant premium growth via its digital platforms. Recent major company changes include the strategic acquisition of Raiffeisen Life in 2023, enhancing its life insurance segment, and ongoing development of partnerships and business digitalization to drive sales growth. In 2025, Renaissance expanded its footprint through the acquisition of Insurance Agency Network (IAN), extending its reach into additional Russian states and strengthening its agency network. These strategic moves reinforce Renaissance's position as a rapidly growing universal insurance provider with strong capabilities in both life and non-life insurance lines, supported by innovative digitalization efforts and new market expansions.