1. Russian Federation Stocks

  2. •

    Finance

  3. •

    Regional banks
Sberbank

Sberbank

291.10
RUB
-0.55
(-0.19%)
4.86P/E
Oct 28Next Earn
Sberbank
MOEX:SBERP
(Russian Exchange)

Recent

price

291.10

P/E

ratio

4.86

div

yld

- -

ROIC.AI

2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
TTM
RUB
16.85
21.01
30.02
30.44
38.21
45.79
54.23
65.86
80.13
92.87
99.96
103.24
105.43
116.19
118.51
- -
118.46
Revenue per Share
5.06
4.5
1.1
8.44
14.64
16.03
16.78
13.45
10.36
25.05
34.63
38.2
38.55
35.4
58.17
- -
57.33
Basic EPS, GAAP
-10.88
15.26
23.74
39.32
-16.37
35.86
12.93
32.79
10.25
12.81
-2.4
10.58
14.92
23.25
- -
- -
27.17
Free Cash Flow per Basic Share
0.42
0.54
0.51
0.1
0.97
2.19
2.71
3.35
0.48
2.07
6.27
12.49
16.36
19.59
- -
- -
19.51
Dividend per Share
- -
33.02
35.84
45.34
233.49
74.82
86.71
93.62
110.14
130.82
152.6
171.46
199.43
234.45
262.05
270.23
262.05
Book Value per Share
- -
33.02
35.7
44.76
226.78
71.23
83.18
88.91
105.25
126.47
148.78
168.11
199.43
234.45
262.05
270.23
262.05
Tangible Book Value per Share
20,962
21,585
21,585
21,587
21,600
21,600
21,500
21,500
21,500
21,500
21,500
21,500
21,917
21,500
21,500
- -
21,500
Basic Weighted Avg Shares
353,146
453,511
648,073
657,199
825,400
989,100
1,166,000
1,415,900
1,722,800
1,996,700
2,149,200
2,219,600
2,310,800
2,498,000
2,548,000
2,150,000
2,546,900
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
39.08
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
17,536
21,249
28,620
32,359
43,600
66,900
69,300
76,000
82,300
84,400
58,600
69,200
- -
- -
- -
- -
94,800
Depreciation Expense
106,489
97,746
24,396
182,131
316,200
348,800
363,800
292,200
223,300
540,500
750,400
832,900
844,900
761,100
1,250,700
275,100
1,250,700
Net Income, GAAP
23.8
24.77
18.31
21.07
20.17
22.33
20.56
22.42
32.7
20.01
20.76
20.55
19.66
20.22
19.88
26.72
19.88
Effective Tax Rate (%)
30.15
21.55
3.76
27.71
38.31
35.26
31.2
20.64
12.96
27.07
34.92
37.52
36.56
30.47
49.09
12.8
49.11
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
300,916
695,301
634,274
747,467
816,200
1,545,600
1,777,200
2,609,300
2,583,000
2,162,300
1,898,200
1,607,400
1,374,200
1,439,800
1,528,800
1,221,900
1,528,800
LT Debt
637,197
750,162
778,936
987,167
1,268,000
1,623,800
1,881,400
2,020,100
2,375,000
2,821,600
3,436,000
3,855,800
4,486,700
5,046,500
5,644,500
5,814,800
5,644,500
Total Equity
- -
- -
- -
- -
- -
- -
10.53
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
22.42
14.04
3.13
20.79
28.25
24.12
20.74
14.89
10.15
20.75
23.83
22.55
20.28
15.98
23.41
4.8
23.08
Return on Common Equity (%)

Capital Structure

RUB

•

in mil. unless spec.
Jun'21
Sep'21
Dec'21
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
21,517
21,517
21,517
Market Capitalization
6,067,261
6,827,256
6,000,127

Working Capital

RUB

•

in mil. unless spec.
Jun'21
Sep'21
Dec'21
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,303,600
4,554,000
4,215,600
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

RUB

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.73%
11.19%
3.02%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
13.08%
-2.23%
-78%
Sales/Revenue/Turnover
8.64%
0.37%
-15.62%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

RUB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
703,100
741,600
765,400
336,800
2,548,000
2022
- -
- -
- -
- -
2,150,000
2023
669,955
715,021
- -
- -
- -

Quarterly Earnings Per Share

RUB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
14.18
14.32
16.25
- -
58.17
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

RUB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
0.02
19.47
0.01
- -
- -
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
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Business
Public Joint Stock Company Sberbank (Sberbank of Russia) (SBER.ME) operates as Russia's largest majority state-owned banking and financial services provider; it offers a comprehensive range of core banking products including retail and corporate deposits, personal loans, mortgages, car loans, business loans, credit cards, payment services, and online/mobile banking; investment products such as mutual funds, stocks, bonds, and insurance policies; corporate finance services encompassing merger and acquisition advisory, debt and equity capital markets, structured finance, and project finance; and an expanding digital ecosystem featuring e-commerce via SberMegaMarket, food delivery through SberMarket, cloud services with SberCloud, telemedicine, media services including online cinema Okko and music SberSound, taxi operations via Citymobil, pharmacies under Sber Eapteka, and mapping with 2GIS. Sberbank serves over 137 million retail clients and 1.1 million corporate clients primarily in Russia across 86 branches and 79 regions, with limited international presence in countries including China, India, Belarus, and Malaysia following the divestment or closure of most European and other subsidiaries between 2022 and 2023 due to sanctions. Founded in 1841 as the imperial savings bank and reorganized as a joint-stock company in 1991, Sberbank maintains its headquarters at 19 Vavilova Street, Moscow, Russia, under the leadership of CEO Herman Gref and with the Russian government holding a majority stake via the National Wealth Fund. Recent developments include the launch of structured bonds tied to Bitcoin performance and USD/RUB exchange rates in June 2025, custody services for Russian cryptocurrency assets in July 2025, a planned AI collaboration with Chinese researchers announced in February 2025, record dividend payments of 787 billion rubles for 2024, and expectations for 6% net profit growth in 2025 alongside enhanced cybersecurity investments and ecosystem expansions such as loyalty program integrations in its banking app.