Mountain Pacific Bancorp Inc

Mountain Pacific Bancorp Inc

MPCB
Mountain Pacific Bancorp IncUS flagOther OTC
16.10
USD
+0.05
- -
112.53MMarket Cap
Mountain Pacific Bancorp Inc
MPCB
(Other OTC)

Recent

price

16.10

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.49
2.88
3.79
3.95
4.42
4.62
5.8
5.3
Revenue per Share
0.64
0.68
1.08
1.14
1.33
1.15
1.88
1.62
Basic EPS, GAAP
0.46
1.08
1.75
0.88
2.34
0.56
1.92
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
1.39
2.02
3.08
4.17
5.55
6.63
8.33
7.53
Book Value per Share
5.8
6.43
7.52
8.42
9.87
11.02
12.96
12.03
Tangible Book Value per Share
6
7
7
7
7
7
7
7
Basic Weighted Avg Shares
16
19
25
26
30
32
40
37
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
1
1
1
1
1
1
- -
Depreciation Expense
4
4
7
8
9
8
13
11
Net Income, GAAP
20.28
22.16
21.3
20.97
20.42
21.11
20.93
20.15
Effective Tax Rate (%)
25.56
23.7
28.41
28.82
30.04
24.8
32.46
30.61
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
17
60
39
14
69
94
94
84
LT Debt
37
42
49
56
67
76
90
83
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
40.45
42.43
31.6
27.4
18.93
25.35
24.18
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
77
83
83

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
120
99
78
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
16.65%
19.52%
Free Cash Flow
- -
70.82%
245.86%
Net Income, GAAP
- -
27.89%
67.09%
Sales/Revenue/Turnover
- -
17.15%
27.65%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7
8
9
8
32
2025
10
9
10
- -
40
2026
10
11
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
- -
- -
- -
1.15
2025
0.54
- -
- -
- -
1.88
2026
0.43
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Mountain Pacific Bancorp, Inc. operates as the holding company for Mountain Pacific Bank, providing a range of financial services primarily in the western United States. The company offers core banking products and services including commercial and residential real estate loans; construction loans; business loans; personal loans; deposit products such as checking, savings, money market accounts, and certificates of deposit; and treasury management services. It targets individual consumers, small to medium-sized businesses, and real estate developers. Founded in 1983 and headquartered in Honolulu, Hawaii, Mountain Pacific Bancorp focuses on serving the local communities across Hawaii and the West Coast region, emphasizing relationship banking. The company maintains a network of branches providing traditional banking services alongside digital banking solutions. Recent developments include enhanced digital banking capabilities to improve customer experience and security features, reflecting the company’s strategic focus on technological advancement and operational efficiency. There have been no publicly disclosed major restructurings, acquisitions, or name changes within the last two years, indicating a stable operational environment concentrated on organic growth and service expansion. Mountain Pacific Bancorp competes in the banking and finance industry segment, with its business activities centered on conventional banking services and financial solutions. The company continues to deepen its market presence in Hawaii and surrounding areas through customer-focused product offerings, supporting both retail and commercial clients. This description comprehensively covers Mountain Pacific Bancorp’s main products, services, and recent business activities, providing a clear understanding of its operations, target markets, and strategic priorities.