M&T Bank Corporation

M&T Bank Corporation

MTB-PH
M&T Bank CorporationUS flagNew York Stock Exchange
24.99
USD
+0.05
- -
3.66BMarket Cap
M&T Bank Corporation
MTB-PH
(New York Stock Exchange)

Recent

price

24.99

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
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Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
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Dividend per Share
- -
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- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
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Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
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Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
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Basic Weighted Avg Shares
3,401
3,997
4,287
4,555
4,456
4,668
5,296
5,632
5,928
6,192
5,955
5,962
8,013
9,398
9,231
9,632
9,724
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
182
198
205
204
199
175
201
197
179
301
320
324
435
497
508
498
465
Depreciation Expense
736
859
1,029
1,138
1,066
1,080
1,315
1,408
1,918
1,929
1,353
1,859
1,992
2,741
2,588
2,851
2,931
Net Income, GAAP
32.63
29.82
33.69
35.52
35.07
35.53
36.11
39.4
23.53
24.27
23.53
24.28
23.74
24.26
21.81
22.78
22.75
Effective Tax Rate (%)
21.64
21.5
24.01
25
23.93
23.13
24.83
25
32.35
31.16
22.72
31.18
24.86
29.17
28.04
29.6
30.14
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
6,215
5,286
3,208
3,709
7,607
8,755
8,409
7,720
8,036
6,885
4,382
3,485
3,965
8,201
12,605
10,911
11,175
LT Debt
8,358
9,271
10,203
11,306
12,336
16,173
16,487
16,251
15,460
15,717
16,187
17,903
25,318
26,957
29,027
29,177
27,972
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
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Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.09
14.24
15.64
15.71
13.09
12.18
13.85
13.66
16.9
15.18
9.72
12.64
12.4
15.79
13.34
13.48
13.53
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2,000
2,100
7,800
LT Borrowings
12,928
10,911
11,175
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
2,394
2,834
2,434
Shares Outstanding
155
152
147
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
37,952
39,120
39,497
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
2,000
2,100
7,800
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.7%
13.34%
0.52%
Free Cash Flow
29.79%
54.7%
-16.81%
Net Income, GAAP
12.25%
17.34%
10.16%
Sales/Revenue/Turnover
8%
10.87%
4.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,235
2,302
2,332
2,362
9,231
2025
2,306
2,386
2,493
2,437
9,632
2026
2,408
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
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Business
M&T Bank Corporation operates as a financial holding entity, delivering a broad spectrum of commercial and individual banking solutions. Its Business Banking segment caters to small enterprises and professionals, offering a suite of services including deposit accounts, financing options, and sophisticated cash management tools. The Commercial Banking segment extends these services to larger, mid-market and major corporate clients, providing commercial loans, equipment leasing, letters of credit, and treasury services. Within its Commercial Real Estate division, the company originates, distributes, and manages commercial property loans, alongside related deposit offerings. The Discretionary Portfolio segment manages diverse assets such as investment securities and residential property loans, funded by various short and long-term liabilities, and handles foreign currency transactions. The Residential Mortgage Banking segment originates home loans for consumers, subsequently selling these into the secondary market, and also acquires servicing rights for loans from other providers. The Retail Banking segment provides essential consumer services like checking, savings, and certificate accounts, in addition to installment loans for automobiles and recreation, home equity lines, and credit cards. Further, it offers mutual funds, annuities, and various other financial instruments. The corporation also provides specialized trust and wealth management, comprehensive fiduciary and custodial services, insurance agency solutions, institutional brokerage activities, and expert investment management. These services are accessible through its extensive network of banking offices, dedicated business centers, digital and telephone banking platforms, and automated teller machines. As of late 2025, the company maintains a substantial branch and ATM presence across the Eastern United States, from Maine to Virginia and including Washington, D.C., operating over 900 locations in 12 states. M&T Bank Corporation was established in 1856 and continues to be headquartered in Buffalo, New York.