M&T Bank Corporation

M&T Bank Corporation

217.75
USD
-2.03
(-0.92%)
20.25EPS
11.27P/E
31.27BMarket Cap
Jan 19Next Earn

Total Valuation

USD

As of September 30, 2026, M&T Bank Corporation carries a market capitalization of 31.27B, placing it among publicly traded companies globally. Its enterprise value stands at 22.49B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap31.27B
Enterprise Value22.49B

Important Dates

M&T Bank Corporation's next confirmed earnings release is scheduled for January 19, 2027.

Earnings Date1/19/2027

Share Statistics

As of September 30, 2026, M&T Bank Corporation has 143.71M shares outstanding.

Shares Outstanding143.71M

Valuation Ratios

As of September 30, 2026, M&T Bank Corporation trades at a trailing price-to-earnings ratio of 11.27. The price-to-sales ratio is 3.27, and the price-to-book ratio stands at 1.24.

PE Ratio11.27
PS Ratio3.27
PB Ratio1.24
P/TBV Ratio1.88
P/FCF Ratio7.99
P/OCF Ratio7.93

Enterprise Valuation

These figures are as of September 30, 2026. The EV/Sales ratio of 2.29 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. M&T Bank Corporation trades at an EV/FCF ratio of 5.54, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 22.49B versus a market cap of 31.27B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.29
EV / FCF5.54

Financial Position

These figures are as of September 30, 2026.

Debt / Equity70.84

Financial Efficiency

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Over the twelve months ended September 30, 2026, M&T Bank Corporation posted a return on equity (ROE) of 11.10, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.40, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 6.57, useful for judging operating efficiency across full business cycles. The company generates approximately 445,425.72 in revenue per employee across its workforce of 22,080.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)11.10
Return on Assets (ROA)1.40
Return on Capital Employed (ROCE)6.57
Revenue Per Employee445,425.72
Employee Count22,080.00

Taxes

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Over the twelve months ended September 30, 2026, M&T Bank Corporation recorded 889.00M in income tax expense. That works out to an effective tax rate of 22.77, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 3.91B, leaving 3.02B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax889.00M
Effective Tax Rate22.77

Stock Price Statistics

USD

As of the close on November 6, 2026, M&T Bank Corporation's stock has gained approximately 18.79% over the past 52 weeks. The 50-day moving average sits at 224.36, while the 200-day moving average is 225.26.

52-Week Price Change18.79%
50-Day Moving Average224.36
200-Day Moving Average225.26

Income Statement

USD

Over the twelve months ended September 30, 2026, M&T Bank Corporation generated 9.84B in revenue and converted that into 3.02B in net income, yielding earnings per share of 20.25.

Revenue9.84B
Pretax Income3.91B
Net Income3.02B
Earnings Per Share (EPS)20.25

Balance Sheet

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As of September 30, 2026, M&T Bank Corporation holds 31.75B in cash and equivalents against 19.95B in total debt, resulting in a net debt position of 3.81B.

Cash & Cash Equivalents31.75B
Total Debt19.95B
Net Debt3.81B
Equity (Book Value)25.14B
Book Value Per Share174.95

Cash Flow

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M&T Bank Corporation produced 4.06B in operating cash flow over the twelve months ended September 30, 2026.

Operating Cash Flow4.06B
Free Cash Flow4.06B
FCF Per Share27.42

Margins

These figures cover the twelve months ended September 30, 2026.

Pretax Margin39.71
Profit Margin30.67

Dividends & Yields

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Over the twelve months ended September 30, 2026, M&T Bank Corporation paid dividends of 7.08 per share. The dividend payout ratio of 31.12 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 12.52, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -20.65, meaning M&T Bank Corporation raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share7.08
Payout Ratio31.12
Shareholder Yield-20.65
FCF Yield12.52

Stock Splits

M&T Bank Corporation's most recent stock split took place on October 6, 2000 with a 1:10 split ratio.

Last Split Date10/6/2000
Split Ratio1:10