M&T Bank Corporation

M&T Bank Corporation

217.75
USD
-2.03
(-0.92%)
20.25EPS
11.27P/E
31.27BMarket Cap
Jan 19Next Earn
M&T Bank Corporation
NYSE:MTB
(New York Stock Exchange)

Recent

price

217.75

P/E

ratio

11.27

div

yld

3.25%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
USD
28.79
29.62
31.52
33.04
34.01
34.12
33.76
37
42.8
46.07
46.28
46.33
49.1
56.51
55.45
61.01
66.48
Revenue per Share
5.89
6.03
7.18
7.87
7.56
7.3
7.87
8.77
13.32
13.84
9.99
13.88
11.61
15.88
14.74
17.13
19.31
Basic EPS, GAAP
14.18
13.13
3.68
6.76
8.39
12.74
7.54
18.27
15.09
17.54
6.13
21.1
28.03
23.48
21.68
19.02
27.42
Free Cash Flow per Basic Share
3.18
2.95
3.02
3.04
3.37
3.34
3.34
3.48
4.21
4.61
4.95
5.04
5.4
5.82
6.2
6.62
7.08
Dividend per Share
63.63
67.26
72.79
79.87
83.93
93.64
97.68
100.07
102.73
110.8
116.41
125.52
137.68
150.15
160.91
173.5
174.95
Book Value per Share
33.14
37.65
44.39
52.33
57.02
63.98
67.64
68.99
69.23
75.4
80.5
89.8
86.29
98.32
109.2
117.33
115.76
Tangible Book Value per Share
118
135
136
138
131
137
157
152
139
134
129
129
163
166
166
158
148
Basic Weighted Avg Shares
3,401
3,997
4,287
4,555
4,456
4,668
5,296
5,632
5,928
6,192
5,955
5,962
8,013
9,398
9,231
9,632
9,835
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
182
198
205
204
199
175
201
197
179
301
320
324
435
497
508
498
409
Depreciation Expense
736
859
1,029
1,138
1,066
1,080
1,315
1,408
1,918
1,929
1,353
1,859
1,992
2,741
2,588
2,851
3,016
Net Income, GAAP
32.63
29.82
33.69
35.52
35.07
35.53
36.11
39.4
23.53
24.27
23.53
24.28
23.74
24.26
21.81
22.78
22.77
Effective Tax Rate (%)
21.64
21.5
24.01
25
23.93
23.13
24.83
25
32.35
31.16
22.72
31.18
24.86
29.17
28.04
29.6
30.67
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
6,215
5,286
3,208
3,709
7,607
8,755
8,409
7,720
8,036
6,885
4,382
3,485
3,965
8,201
12,605
10,911
13,648
LT Debt
8,358
9,271
10,203
11,306
12,336
16,173
16,487
16,251
15,460
15,717
16,187
17,903
25,318
26,957
29,027
29,177
28,159
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
4.71
5.87
7.35
8.01
6.1
4.61
5.06
5.72
7.4
7.67
6.27
8.86
7.4
7.55
6.25
6.72
6.57
Return on Capital (%)
9.51
10.16
11.01
10.98
9.2
7.67
8.17
8.82
12.62
12.96
8.74
11.49
9.6
10.95
9.52
10.21
11.1
Return on Common Equity (%)

Capital Structure

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
ST Debt
7,800
4,550
6,300
LT Borrowings
11,175
13,568
13,648
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
2,434
2,434
3,017
Shares Outstanding
147
145
144
Market Capitalization
30,370
34,495
31,271

Working Capital

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
39,497
41,346
31,748
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
7,800
4,550
6,300
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.7%
13.34%
0.52%
Free Cash Flow
29.79%
54.7%
-16.81%
Net Income, GAAP
12.25%
17.34%
10.16%
Sales/Revenue/Turnover
8%
10.87%
4.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,235
2,302
2,332
2,362
9,231
2025
2,306
2,386
2,513
2,437
9,632
2026
2,408
2,485
2,505
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.05
3.76
4.04
3.89
14.74
2025
3.34
4.28
4.86
4.72
17.13
2026
4.16
5.37
5.08
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.54
1.49
1.64
1.54
6.2
2025
1.62
1.53
1.76
1.72
6.62
2026
1.84
1.75
1.77
- -
- -
Business
M&T Bank Corporation engages primarily in commercial banking services and financial solutions, operating extensively across the United States. The company offers a comprehensive range of financial products and services including consumer and business banking; commercial lending and leasing; cash management and treasury services; wealth management and trust services; mortgage banking; and insurance products. Its offerings encompass deposit products, credit cards, treasury management, and investment services tailored to individual, small business, and corporate clients. M&T Bank Corporation operates through a network of branches and digital platforms, serving regional, national, and select international markets. Founded in 1856 and headquartered in Buffalo, New York, M&T Bank Corporation is a regional bank holding company with subsidiaries that include M&T Bank and other financial service entities. The company focuses on the Mid-Atlantic and Northeastern United States while also expanding its presence in other key U.S. markets. In the past 1-2 years, M&T Bank Corporation has pursued significant business expansion through strategic acquisitions and partnerships to enhance its digital banking capabilities and broaden its customer base. Notably, it has invested in fintech collaborations to accelerate technology integration and improve customer experiences. The bank has also expanded its commercial banking footprint through acquisitions of regional banks and financial firms. Additionally, M&T has enhanced its digital product offerings, launching new platforms for online lending, mobile banking, and wealth management solutions. These changes underscore a strategic focus on technology-driven growth and regional market expansion within the financial services industry.

Company News

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  • 27,840 M&T Bank Corporation $MTB Shares Bought by International Assets Investment Management LLC

  • This M&T Bank Analyst Turns Bearish; Here Are Top 5 Downgrades For Tuesday

  • M&T Bank and Wilmington Trust Name Brian Green New Chief Investment Officer

  • M&T Bank Corporation to Participate in the BancAnalysts Association of Boston Conference

  • M&T Bank Strengthens Commitment to Connecticut with Expanded UConn Partnership and Gampel Pavilion Naming Rights

  • M&T Bank Strengthens Commitment to Connecticut with Expanded UConn Partnership and Gampel Pavilion Naming Rights

  • These Analysts Cut Their Forecasts On M&T Bank Following Upbeat Q3 Results

  • M&T Bank: 3 Key Takeaways for Long-Term Investors

  • M&T Bank: Upside Case Remains Intact After Q3

  • M&T Bank Q3 Earnings Beat on Higher NII, Stock Dips on Cost Woes

  • M&T Bank Corporation (MTB) Q3 2026 Earnings Call Transcript

  • First Week of Q3 Earnings in the Books

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  • What M&T Bank (MTB) Said on Its Q3 Earnings Call

  • M&T Bank (MTB) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates