1. Australia Stocks

  2. •

    Finance

  3. •

    Multi-line insurance
NIB Holdings Ltd

NIB Holdings Ltd

4.20
EUR
0.00
(0.00%)
0.23EPS
17.98P/E
2.05BMarket Cap
Feb 22Next Earn
NIB Holdings Ltd
MUN:3GU
(Munich Stock Exchange)

Recent

price

4.20

P/E

ratio

17.98

div

yld

3.81%

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
AUD
2.2
2.53
3.03
3.49
3.81
4.36
4.66
5.06
5.42
5.55
5.8
6
6.59
7.05
7.41
7.77
Revenue per Share
0.14
0.15
0.15
0.16
0.17
0.21
0.27
0.29
0.33
0.2
0.35
0.29
0.4
0.38
0.41
0.39
Basic EPS, GAAP
0.17
0.28
0.03
0.19
0.24
0.3
0.36
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
0.09
0.13
0.1
0.1
0.2
0.12
0.18
0.19
0.21
0.23
0.14
0.25
0.24
0.3
0.25
0.26
Dividend per Share
0.89
0.69
0.75
0.81
0.79
0.89
0.98
1.23
1.4
1.34
1.55
1.61
2.04
2.16
2.29
2.37
Book Value per Share
0.8
0.6
0.54
0.6
0.58
0.39
0.48
0.53
0.63
0.59
0.84
0.86
1.03
1.04
1.3
1.43
Tangible Book Value per Share
477
457
437
437
437
437
437
449
454
454
456
457
474
482
484
486
Basic Weighted Avg Shares
1,047
1,154
1,323
1,529
1,668
1,907
2,039
2,271
2,461
2,521
2,643
2,741
3,123
3,402
3,589
3,776
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
7
7
9
12
13
18
22
24
25
35
32
32
37
45
47
56
Depreciation Expense
65
68
67
70
76
93
120
132
149
89
161
134
191
186
200
188
Net Income, GAAP
28.78
29.29
30.52
29.64
31.33
30.66
31.08
30.58
29.91
28.64
30.52
29.87
32.62
31.3
25.04
28.52
Effective Tax Rate (%)
6.25
5.86
5.07
4.57
4.55
4.87
5.86
5.83
6.07
3.54
6.07
4.88
6.12
5.46
5.57
4.97
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
59
65
63
152
152
230
233
307
281
303
283
299
301
220
LT Debt
412
302
326
356
344
386
428
558
632
606
706
734
984
1,044
1,111
1,152
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
16.16
18.8
19.66
17.73
18.93
20.61
21.87
19.82
18.7
10.75
16.98
13.41
17.14
15.25
15.51
14.16
Return on Capital (%)
16.3
18.96
21.4
20.48
21.62
25.35
29.3
26.85
25.09
14.4
24.46
18.58
22.28
18.34
18.55
16.57
Return on Common Equity (%)

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.12%
10.84%
3.71%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
11.68%
4.96%
-6.16%
Sales/Revenue/Turnover
7.12%
7.46%
5.19%
Total Cash Common Dividend
13.85%
19.17%
7.63%

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
3,402
2025
- -
- -
3,589
2026
- -
- -
3,776

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.38
2025
- -
- -
0.41
2026
- -
- -
0.39

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.3
2025
- -
- -
0.25
2026
- -
- -
0.26
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Business
nib Holdings Limited NIB Holdings Limited (ASX: NHF) is an Australia-based private health insurer that underwrites and distributes private health, life, and travel insurance products to Australian and New Zealand residents, international students, workers, and visitors worldwide. Established in 1952 as the Newcastle Industrial Benefits Hospital Fund by workers at BHP Steelworks in Mayfield, the company is headquartered at 22 Honeysuckle Drive, Newcastle, New South Wales, and operates through six key segments: Australian Residents Health Insurance, offering single, couples, family, and single parent hospital and extras cover including no-gap dental, emergency ambulance, and Gold-level hospital benefits for accidents; International (Inbound) Health Insurance, providing Overseas Student Health Cover and Overseas Visitors Health Cover; New Zealand Residents Health Insurance; nib Travel, a top-three Australian travel insurer and global distributor offering travel, life, funeral, and income protection insurance; nib Thrive, the company's National Disability Insurance Scheme (NDIS) business delivering innovative human and digital solutions for people with disabilities; and health management services through subsidiaries like Honeysuckle Health. The company serves over 1.9 million Australian and New Zealand residents alongside 200,000 international policyholders, with geographic operations spanning Australia, New Zealand, and international markets, and generates the majority of its revenue from the health insurance industry where it ranks as Australia's fourth-largest health fund. In recent developments, nib Holdings Limited advances toward full ownership of digital healthcare startup Midnight Health through a merger with its majority-owned Honeysuckle Health following a $9 million investment that increased its stake beyond 80% after performance milestones in fiscal 2024, enhancing operational synergies in data science, online healthcare solutions including brands like Hub.health, Youly.com.au, and Stagger.com.au, and payer-to-partner strategies; pursues a strategic review of its nib Travel division launched in 2025 with Jarden appointed to explore options including a potential $200 million sale to Zurich amid efforts to refocus on core high-margin health segments and manage claims inflation; and maintains full control of Honeysuckle Health after acquiring the remaining 50% from Cigna, while reporting fiscal 2025 underlying operating profit of $239.2 million in line with guidance despite New Zealand volatility.