NIB Holdings Ltd

NIB Holdings Ltd

4.20
EUR
0.00
(0.00%)
0.23EPS
17.98P/E
2.05BMarket Cap
Feb 22Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
Revenue per Share
3.49
3.81
4.36
4.66
5.06
5.42
5.55
5.8
6
6.59
7.05
7.41
7.77
Basic EPS, GAAP
0.16
0.17
0.21
0.27
0.29
0.33
0.2
0.35
0.29
0.4
0.38
0.41
0.39
Free Cash Flow per Basic Share
0.19
0.24
0.3
0.36
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.1
0.2
0.12
0.18
0.19
0.21
0.23
0.14
0.25
0.24
0.3
0.25
0.26
Book Value per Share
0.81
0.79
0.89
0.98
1.23
1.4
1.34
1.55
1.61
2.04
2.16
2.29
2.37
Tangible Book Value per Share
0.6
0.58
0.39
0.48
0.53
0.63
0.59
0.84
0.86
1.03
1.04
1.3
1.43
Basic Weighted Avg Shares
437
437
437
437
449
454
454
456
457
474
482
484
486
Sales/Revenue/Turnover
1,529
1,668
1,907
2,039
2,271
2,461
2,521
2,643
2,741
3,123
3,402
3,589
3,776
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
12
13
18
22
24
25
35
32
32
37
45
47
56
Net Income, GAAP
70
76
93
120
132
149
89
161
134
191
186
200
188
Effective Tax Rate (%)
29.64
31.33
30.66
31.08
30.58
29.91
28.64
30.52
29.87
32.62
31.3
25.04
28.52
Profit Margin (%)
4.57
4.55
4.87
5.86
5.83
6.07
3.54
6.07
4.88
6.12
5.46
5.57
4.97
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
65
63
152
152
230
233
307
281
303
283
299
301
220
Total Equity
356
344
386
428
558
632
606
706
734
984
1,044
1,111
1,152
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
17.73
18.93
20.61
21.87
19.82
18.7
10.75
16.98
13.41
17.14
15.25
15.51
14.16
Return on Common Equity (%)
20.48
21.62
25.35
29.3
26.85
25.09
14.4
24.46
18.58
22.28
18.34
18.55
16.57

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.12%
10.84%
3.71%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
11.68%
4.96%
-6.16%
Sales/Revenue/Turnover
7.12%
7.46%
5.19%
Total Cash Common Dividend
13.85%
19.17%
7.63%

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
3,402
2025
- -
- -
3,589
2026
- -
- -
3,776

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.38
2025
- -
- -
0.41
2026
- -
- -
0.39

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.3
2025
- -
- -
0.25
2026
- -
- -
0.26

Company Description

CEO
Edward Close
Full Time Employees
2,019
Sector
Finance
Industry
Multi-line insurance
Address
22 Honeysuckle Drive Newcastle NSW Australia 2300
IPO Date
Oct 25, 2007
Website
nib.com.au
Business
nib Holdings Limited NIB Holdings Limited (ASX: NHF) is an Australia-based private health insurer that underwrites and distributes private health, life, and travel insurance products to Australian and New Zealand residents, international students, workers, and visitors worldwide. Established in 1952 as the Newcastle Industrial Benefits Hospital Fund by workers at BHP Steelworks in Mayfield, the company is headquartered at 22 Honeysuckle Drive, Newcastle, New South Wales, and operates through six key segments: Australian Residents Health Insurance, offering single, couples, family, and single parent hospital and extras cover including no-gap dental, emergency ambulance, and Gold-level hospital benefits for accidents; International (Inbound) Health Insurance, providing Overseas Student Health Cover and Overseas Visitors Health Cover; New Zealand Residents Health Insurance; nib Travel, a top-three Australian travel insurer and global distributor offering travel, life, funeral, and income protection insurance; nib Thrive, the company's National Disability Insurance Scheme (NDIS) business delivering innovative human and digital solutions for people with disabilities; and health management services through subsidiaries like Honeysuckle Health. The company serves over 1.9 million Australian and New Zealand residents alongside 200,000 international policyholders, with geographic operations spanning Australia, New Zealand, and international markets, and generates the majority of its revenue from the health insurance industry where it ranks as Australia's fourth-largest health fund. In recent developments, nib Holdings Limited advances toward full ownership of digital healthcare startup Midnight Health through a merger with its majority-owned Honeysuckle Health following a $9 million investment that increased its stake beyond 80% after performance milestones in fiscal 2024, enhancing operational synergies in data science, online healthcare solutions including brands like Hub.health, Youly.com.au, and Stagger.com.au, and payer-to-partner strategies; pursues a strategic review of its nib Travel division launched in 2025 with Jarden appointed to explore options including a potential $200 million sale to Zurich amid efforts to refocus on core high-margin health segments and manage claims inflation; and maintains full control of Honeysuckle Health after acquiring the remaining 50% from Cigna, while reporting fiscal 2025 underlying operating profit of $239.2 million in line with guidance despite New Zealand volatility.