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  3. •

    Finance/Rental/Leasing
RCE Capital Bhd.

RCE Capital Bhd.

MMYX:RCECAP
0.94
MYR
-0.01
(-1.05%)
11.77P/E
Nov 24Next Earn
RCE Capital Bhd.
MYX:RCECAP
(Bursa Malaysia)

Recent

price

0.94

P/E

ratio

11.77

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
MYR
0.23
0.2
0.14
0.11
0.11
0.13
0.17
0.18
0.19
0.2
0.21
0.21
0.22
0.23
0.23
0.22
0.22
Revenue per Share
0.09
0.09
0.01
- -
0.02
0.03
0.06
0.07
0.07
0.08
0.09
0.09
0.09
0.09
0.07
0.09
0.09
Basic EPS, GAAP
0.06
0.14
0.03
-0.01
-0.1
-0.11
-0.08
-0.03
0.01
0.02
0.03
0.07
-0.01
0.02
0.06
0.06
0.08
Free Cash Flow per Basic Share
0.01
0.01
0.01
0.02
0.02
0.12
0.01
0.02
0.02
0.03
0.03
0.03
0.14
0.08
0.07
0.06
0.06
Dividend per Share
0.38
0.45
0.56
0.55
0.44
0.35
0.33
0.36
0.43
0.48
0.54
0.6
0.55
0.57
0.57
0.59
0.58
Book Value per Share
0.36
0.43
0.54
0.53
0.41
0.31
0.29
0.33
0.39
0.45
0.5
0.56
0.52
0.53
0.54
0.55
0.53
Tangible Book Value per Share
1,174
1,174
1,174
1,168
1,182
1,284
1,320
1,363
1,364
1,390
1,414
1,460
1,465
1,466
1,466
1,468
1,469
Basic Weighted Avg Shares
270
230
167
130
131
162
223
246
263
284
293
299
324
342
332
323
322
Sales/Revenue/Turnover
79.66
65.88
58.35
56.78
61.22
58.49
61.75
49.27
52.09
53.86
57.26
59.25
53.82
51.77
46.88
51.2
52.36
Operating Margin (%)
3
1
2
2
3
4
4
3
3
2
3
4
4
4
4
5
5
Depreciation Expense
104
101
10
13
36
40
79
89
96
111
125
133
139
139
106
127
131
Net Income, GAAP
25.58
20.92
71.59
12.03
20.83
26.97
22.21
24.44
27.12
25.73
25.47
24.86
24.55
24.94
27.98
26.44
25.94
Effective Tax Rate (%)
38.67
44.09
5.83
9.61
27.6
24.37
35.35
36.06
36.38
38.91
42.47
44.47
42.88
40.61
31.82
39.16
40.71
Profit Margin (%)
146
163
374
226
-94
-227
-282
24
73
137
287
419
344
79
152
131
179
Working Capital
738
450
504
361
336
512
635
983
1,030
1,088
1,148
1,202
1,312
1,096
1,133
1,120
1,180
LT Debt
448
529
704
685
566
457
441
519
584
673
774
872
806
830
840
871
848
Total Equity
10.37
7.91
1.98
4.89
5.14
5.14
6.8
5.27
4.96
4.95
5.16
5.18
4.7
4.52
3.82
4.18
4.2
Return on Invested Capital (%)
10.37
6.7
0.7
0.95
2.94
2.95
5.09
5.1
4.77
4.83
5.15
5.2
4.98
4.75
3.61
4.36
4.43
Return on Capital (%)
24.04
20.74
1.64
0.48
4.45
7.74
17.59
18.46
17.33
17.6
17.22
16.18
16.54
16.97
12.64
14.8
15.77
Return on Common Equity (%)

Capital Structure

MYR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
935
920
872
LT Borrowings
1,176
1,117
1,175
LT Finance Leases
1
3
5
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,468
1,468
1,468
Market Capitalization
1,644
1,541
1,541

Working Capital

MYR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
1,157
1,095
1,098
Cash, Cash Equivalents & STI
830
703
755
Accounts Receivable, Net
43
44
42
Inventories
- -
- -
- -
Total Current Liabilities
979
964
918
Payables & Accruals
- -
- -
- -
ST Debt
935
920
872
Deferred Revenue
- -
- -
- -

Growth Rates

MYR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7%
2.58%
3.71%
Free Cash Flow
17.8%
6.39%
4.05%
Net Income, GAAP
15.51%
1.41%
19.93%
Sales/Revenue/Turnover
7.61%
2.04%
-2.54%
Total Cash Common Dividend
31.88%
49.83%
0.09%

Quarterly Revenue

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
79
80
79
93
332
2026
80
83
81
80
323
2027
78
- -
- -
- -
- -

Quarterly Earnings Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.02
0.02
0.02
0.01
0.07
2026
0.02
0.02
0.02
0.02
0.09
2027
0.02
- -
- -
- -
- -

Quarterly Dividends Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.04
- -
0.03
- -
0.07
2026
0.03
- -
0.03
- -
0.06
2027
0.03
- -
- -
- -
- -
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Business
RCE Capital Berhad is a Malaysia-based investment holding company primarily engaged in the provision of financial services including consumer financing, commercial financing, and money lending. The company offers both shariah-compliant and conventional financing services, financial administrative services, confirming, factoring, and industrial hire purchase services related to trade activities and general trading. It also operates in the trading of consumer durable products on hire purchase terms through its subsidiary RCE Marketing Sdn Bhd. RCE Capital extends its financial services mainly to the Malaysian market, with focused segments including personal loans and payroll deduction financing for civil servants. Founded in 1953 and headquartered in Kuala Lumpur, Malaysia, the company operates under the umbrella of the Amcorp Group Berhad, serving a broad range of customers with diverse financing needs. Recent major company developments include acquisitions aimed at expanding its financing service capabilities, notably the acquisition of Corewealth Alliance Dynamic Sdn Bhd in 2024 to complement its financing services business, and the previous 2014 acquisition of EXP Payment Sdn Bhd which enhances its collection management services. These moves reflect RCE Capital's strategic emphasis on diversifying and strengthening its personal and commercial financing offerings. Additionally, RCE Capital has engaged in debt capital market activities, including issuing fixed rate serial bonds and commercial papers to fund business growth. The company has also undergone operational realignments, focusing on financial services by divesting non-core media-related businesses in earlier years. These strategic shifts position RCE Capital as a multifaceted financial services provider with a continued focus on innovation and service expansion within Malaysia.