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    Banks - Regional
Nordea Bank Abp

Nordea Bank Abp

NDA-DK.CO
Nordea Bank AbpDK flagNASDAQ Copenhagen
125.70
DKK
-0.25
- -
426.59BMarket Cap
Nordea Bank Abp
NDA-DK.CO
(NASDAQ Copenhagen)

Recent

price

125.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.3
2.35
2.46
2.44
2.44
2.41
2.43
2.34
2.14
2.09
2.1
2.4
2.56
3.28
3.44
3.39
3.4
Revenue per Share
0.66
0.65
0.78
0.78
0.83
0.91
0.93
0.75
0.76
0.38
0.56
0.95
0.95
1.38
1.45
1.4
1.39
Basic EPS, GAAP
-0.63
0.84
4.83
1.48
-2.82
-0.11
0.62
2.84
0.49
-0.74
-0.45
4.27
5.71
-1.96
0.1
-1.11
1.52
Free Cash Flow per Basic Share
0.25
0.29
0.26
0.34
0.43
0.62
0.64
0.65
0.68
0.69
- -
0.79
0.7
0.8
0.92
0.95
0.93
Dividend per Share
5.85
6.21
6.61
7.04
7.44
7.73
8.02
8.14
8.16
7.86
8.42
8.32
8.2
8.88
9.49
9.81
9.15
Book Value per Share
5.3
5.66
6.11
6.46
6.69
6.91
7.09
7.26
7.15
6.9
7.42
7.39
7.1
7.66
8.16
8.2
7.54
Tangible Book Value per Share
4,021
4,027
4,024
4,019
4,024
4,029
4,035
4,038
4,036
4,035
4,038
4,023
3,779
3,576
3,501
3,454
3,496
Basic Weighted Avg Shares
9,236
9,447
9,892
9,792
9,832
9,730
9,805
9,430
8,654
8,438
8,493
9,657
9,677
11,737
12,039
11,719
11,870
Sales/Revenue/Turnover
- -
- -
- -
42.03
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
166
190
240
220
237
189
221
263
307
558
553
605
586
609
562
610
584
Depreciation Expense
2,657
2,627
3,119
3,116
3,332
3,662
3,766
3,031
3,077
1,545
2,265
3,831
3,589
4,934
5,059
4,840
4,850
Net Income, GAAP
26.82
25.74
24.02
24.51
22.06
22.15
18.57
23.76
22.06
27.02
23.56
22.39
24.67
22.15
22.74
23.37
23.1
Effective Tax Rate (%)
28.77
27.81
31.53
31.82
33.89
37.64
38.41
32.14
35.56
18.31
26.67
39.67
37.09
42.04
42.02
41.3
40.86
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
171,859
201,936
191,705
192,147
202,216
211,137
202,209
188,101
199,577
204,770
182,483
183,789
190,282
191,051
197,311
206,581
200,545
LT Debt
24,538
26,120
28,005
29,209
29,837
31,032
32,410
33,316
32,901
31,528
33,740
33,503
30,844
31,225
32,436
32,419
30,367
Total Equity
- -
- -
- -
1.41
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.72
10.82
12.09
11.36
11.44
11.99
11.86
9.3
9.35
4.78
6.89
11.36
11.14
15.73
15.57
14.42
15.41
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,488
3,476
3,457
Market Capitalization
36,746
41,132
43,876

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
50,637
48,284
44,037
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.53%
-0.71%
-0.05%
Free Cash Flow
-314.33%
-490.86%
-1,204.05%
Net Income, GAAP
8.01%
19.7%
-4.33%
Sales/Revenue/Turnover
2.2%
7.02%
-2.66%
Total Cash Common Dividend
- -
3.89%
1.55%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,074
3,021
3,011
2,960
12,039
2025
2,984
2,915
2,942
- -
11,719
2026
2,922
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.39
0.37
0.36
0.32
1.45
2025
0.36
0.35
0.34
- -
1.4
2026
0.32
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.92
2025
0.95
- -
- -
- -
0.95
2026
- -
- -
- -
- -
- -
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Business
Nordea Bank Abp is a leading Nordic universal bank providing comprehensive financial services across Sweden, Finland, Norway, Denmark, and internationally. The company offers a broad portfolio of products and services, including personal banking with mobile banking, credit and payment cards, loans and credits, savings and investments, insurance, and private banking for wealth management. In business banking, it serves small and medium-sized enterprises with financing, accounts and payments, foreign trade support, and digital services. For large corporates and institutions, Nordea provides investment banking, capital markets products, cash management, trade finance, and securities services. Asset and wealth management is a key segment, with assets under management reaching significant levels supported by strong capital markets activity. The bank operates through four main business areas: Personal Banking, Business Banking, Large Corporates & Institutions, and Asset & Wealth Management. Nordea is headquartered in Helsinki, Finland, and was founded in 1820. In recent developments, Nordea completed the acquisition of Danske Bank's Norwegian personal customer and private banking business, adding over 235,000 new customers, EUR 3 billion in deposits, EUR 9 billion in lending, mainly mortgages, and EUR 2 billion in assets under management, thereby significantly strengthening its position in Norway. The bank has also announced and advanced a share buy-back program of up to EUR 250 million, completed in December 2025. Nordea continues to invest heavily in technology, data analytics, artificial intelligence, and financial crime prevention measures to enhance its operational resilience and growth potential. It has set ambitious climate transition targets, aiming to reduce emissions across its lending portfolio by 40-50% by 2030, supporting clients' sustainable transformations. The bank maintains strong capital ratios and profitability, reflecting its robust market position and strategic growth initiatives. Nordea’s client base includes 9.3 million private customers and 530,000 active corporate customers, spanning a diverse set of markets within the Nordic region, with credit portfolio distribution across Finland, Denmark, Norway, and Sweden. The bank’s strategic focus includes organic growth complemented by bolt-on acquisitions and expanding its digital and international banking capabilities. This combination of wide-ranging financial services, geographic reach, sustainability commitments, and recent strategic acquisitions position Nordea as a dominant player in the Nordic financial services industry. This description reflects Nordea's current product offerings, strategic moves including acquisitions and share buybacks, and its operational focus on technology and sustainability initiatives as of late 2025.