1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
CCSB Financial Corp.

CCSB Financial Corp.

CCFC
CCSB Financial Corp.US flagOther OTC
12.15
USD
- -
- -
8.73MMarket Cap
2003 Y
2004 Y
2005 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
3.25
3.3
3.64
4.91
5.07
5.58
6.05
6.18
6.27
5.85
5.1
5.1
Basic EPS, GAAP
0.17
-0.01
0.13
0.41
0.5
0.89
0.84
0.5
0.44
-0.25
-0.71
-1
Free Cash Flow per Basic Share
1.38
0.48
1.06
0.4
0.3
1.74
-0.1
0.39
0.8
-0.65
-0.52
-0.46
Dividend per Share
- -
- -
- -
0.15
0.2
0.28
0.4
0.4
0.4
0.3
- -
- -
Book Value per Share
7.36
7.33
7.62
5.77
6.12
6.83
7.31
7.37
7.39
6.82
6.12
5.89
Tangible Book Value per Share
16.66
15.9
15.75
13.97
14.16
14.89
15.49
15.52
12.11
11.78
13.17
12.23
Basic Weighted Avg Shares
1
1
1
1
1
1
1
1
1
1
1
1
Sales/Revenue/Turnover
3
3
3
4
4
4
4
5
5
4
4
4
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
- -
- -
- -
- -
- -
1
1
- -
- -
- -
-1
-1
Effective Tax Rate (%)
35.99
- -
5.26
- -
- -
- -
- -
20.82
12.31
- -
- -
2,298.49
Profit Margin (%)
5.35
-0.45
3.5
8.35
9.88
15.86
13.89
8.14
7
-4.23
-13.84
-19.71
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5
6
12
4
4
2
2
1
1
27
16
16
Total Equity
15
14
14
11
11
11
11
12
9
9
10
9
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
-0.2
1.69
5.62
8.4
13.57
11.86
6.87
5.96
-3.49
-10.9
-16

Capital Structure

FRC

•

in mil. unless spec.
Jun'24
Sep'24
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
10
9
8

Working Capital

FRC

•

in mil. unless spec.
Jun'24
Sep'24
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
11
9
12
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-3.54%
-1.68%
11.71%
Free Cash Flow
-28.25%
-142.48%
-20.95%
Net Income, GAAP
-80.24%
-5.86%
184.95%
Sales/Revenue/Turnover
2.94%
-1.44%
-12.91%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
1
1
1
1
4
2024
1
1
1
1
4
2025
1
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.09
-0.05
-0.18
- -
-0.25
2024
0.06
-0.05
-0.18
- -
-0.71
2025
-0.24
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.1
0.1
0.1
- -
0.3
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Pamela L. Crow
Sector
Financial Services
Industry
Banks - Regional
Address
1178 West Kansas Street Liberty MO United States of America 64069-0277
IPO Date
Oct 15, 2003
Website
claycountysavings.com
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Business
CCSB Financial Corp. CCSB Financial Corp. (CCFC) operates as the holding company for Clay County Savings Bank, a state-chartered community bank providing a full range of retail and commercial banking services to individual and business customers primarily in the northern suburbs of Kansas City, Missouri. The bank offers personal banking products including checking accounts, statement savings accounts, health savings accounts, money market accounts, kids adventure club accounts, first-time home buyer savings accounts, individual retirement accounts and certificates of deposit; consumer loans such as home loans, home equity lines of credit, closed-end home equity loans and auto loans; business banking products comprising business checking accounts, business money market accounts and sweep accounts; commercial lending including investment property loans, small business loans and commercial real estate loans; and additional services such as electronic payment solutions, check fraud prevention, merchant services, debit and credit cards, online banking, ATMs, notary services, safe deposit boxes, wire transfers and commemorative coins. CCSB Financial Corp. maintains three branches in Liberty, Kearney and Kansas City, Missouri; was founded in 1922; and is headquartered at 1178 West Kansas Street in Liberty, Missouri. In 2025, First Missouri Bancshares Inc., the holding company for Verimore Bank, completed its acquisition of CCSB Financial Corp., with the merger finalized on July 28, 2025, enabling Clay County Savings Bank branches to reopen as Verimore Bank locations and expanding the combined entity's footprint to become the second-largest branch network in Clay County with over $600 million in assets across eight branches in northern Missouri; Verimore Bank also plans branch renovations in Liberty and Kearney East, set for completion by late 2025, to modernize customer facilities while retaining all former Clay County Savings Bank employees.