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Nordea Bank Abp

Nordea Bank Abp

NDA-SE.ST
Nordea Bank AbpSE flagStockholm Stock Exchange
185.90
SEK
-2.95
- -
630.90BMarket Cap
Nordea Bank Abp
NDA-SE.ST
(Stockholm Stock Exchange)

Recent

price

185.90

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.3
2.35
2.46
2.44
2.44
2.41
2.43
2.34
2.14
2.09
2.1
2.4
2.56
3.28
3.44
3.39
3.4
Revenue per Share
0.66
0.65
0.78
0.78
0.83
0.91
0.93
0.75
0.76
0.38
0.56
0.95
0.95
1.38
1.45
1.4
1.39
Basic EPS, GAAP
-0.63
0.84
4.83
1.48
-2.82
-0.11
0.62
2.84
0.49
-0.74
-0.45
4.27
5.71
-1.96
0.1
-1.11
1.52
Free Cash Flow per Basic Share
0.25
0.29
0.26
0.34
0.43
0.62
0.64
0.65
0.68
0.69
- -
0.79
0.7
0.8
0.92
0.95
0.93
Dividend per Share
5.85
6.21
6.61
7.04
7.44
7.73
8.02
8.14
8.16
7.86
8.42
8.32
8.2
8.88
9.49
9.81
9.15
Book Value per Share
5.3
5.66
6.11
6.46
6.69
6.91
7.09
7.26
7.15
6.9
7.42
7.39
7.1
7.66
8.16
8.2
7.54
Tangible Book Value per Share
4,021
4,027
4,024
4,019
4,024
4,029
4,035
4,038
4,036
4,035
4,038
4,023
3,779
3,576
3,501
3,454
3,496
Basic Weighted Avg Shares
9,236
9,447
9,892
9,792
9,832
9,730
9,805
9,430
8,654
8,438
8,493
9,657
9,677
11,737
12,039
11,719
11,870
Sales/Revenue/Turnover
- -
- -
- -
42.03
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
166
190
240
220
237
189
221
263
307
558
553
605
586
609
562
610
584
Depreciation Expense
2,657
2,627
3,119
3,116
3,332
3,662
3,766
3,031
3,077
1,545
2,265
3,831
3,589
4,934
5,059
4,840
4,850
Net Income, GAAP
26.82
25.74
24.02
24.51
22.06
22.15
18.57
23.76
22.06
27.02
23.56
22.39
24.67
22.15
22.74
23.37
23.1
Effective Tax Rate (%)
28.77
27.81
31.53
31.82
33.89
37.64
38.41
32.14
35.56
18.31
26.67
39.67
37.09
42.04
42.02
41.3
40.86
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
171,859
201,936
191,705
192,147
202,216
211,137
202,209
188,101
199,577
204,770
182,483
183,789
190,282
191,051
197,311
206,581
200,545
LT Debt
24,538
26,120
28,005
29,209
29,837
31,032
32,410
33,316
32,901
31,528
33,740
33,503
30,844
31,225
32,436
32,419
30,367
Total Equity
- -
- -
- -
1.41
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.72
10.82
12.09
11.36
11.44
11.99
11.86
9.3
9.35
4.78
6.89
11.36
11.14
15.73
15.57
14.42
15.41
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,488
3,476
3,457
Market Capitalization
36,744
41,050
43,936

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
50,637
48,284
44,037
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.53%
-0.71%
-0.05%
Free Cash Flow
-314.33%
-490.86%
-1,204.05%
Net Income, GAAP
8.01%
19.7%
-4.33%
Sales/Revenue/Turnover
2.2%
7.02%
-2.66%
Total Cash Common Dividend
- -
3.89%
1.55%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,074
3,021
3,011
2,960
12,039
2025
2,984
2,915
2,942
- -
11,719
2026
2,922
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.39
0.37
0.36
0.32
1.45
2025
0.36
0.35
0.34
- -
1.4
2026
0.32
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.92
2025
0.95
- -
- -
- -
0.95
2026
- -
- -
- -
- -
- -
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Business
Nordea Bank Abp (NDA-SE.ST) operates as a leading Nordic universal bank, providing comprehensive financial services to personal, business, and large corporate and institutional customers across Denmark, Finland, Norway, and Sweden; its core offerings encompass personal banking products including accounts, payments, credit and payment cards, loans, mortgages, savings, investments, and insurance; business banking solutions such as digital services, accounts, payments, financing, investments, foreign trade, and industry-specific offerings; large corporates and institutions services featuring cash management, liquidity management, investment banking, Nordea Markets for equities, fixed income, FX, money markets, derivatives, structured products, trade finance, and securities services; as well as asset and wealth management with EUR 456 billion in assets under management as of Q3 2025. Founded with roots dating back to 1820 and headquartered in Helsinki, Finland, the bank serves approximately 9.3 million private customers and 530,000 active corporate clients, including 2,650 large corporates and institutions, with a credit portfolio distributed as Finland 21%, Denmark 26%, Norway 21%, and Sweden 30%. Nordea maintains a global presence through branches in key financial centers such as New York, London, Singapore, Shanghai, and Frankfurt to support Nordic corporates' international activities, alongside operational centers in Poland. In recent developments, Nordea completed the acquisition of Danske Bank's Norwegian personal customer and private banking business in November 2024, adding approximately 235,000 customers, EUR 9 billion in lending, EUR 3 billion in deposits, and EUR 1.2 billion in assets under management, boosting its Norwegian mortgage market share to around 15% from 11% and enhancing its Personal Banking scale. The bank launched a EUR 250 million share buy-back programme in March 2025, completed in May 2025, and announced another EUR 250 million programme in October 2025 to be executed by year-end, reflecting ongoing capital optimization and shareholder returns amid strong capital generation with a CET1 ratio of 15.9% in Q3 2025.