Renasant Corporation

Renasant Corporation

RNST
Renasant CorporationUS flagNew York Stock Exchange
40.42
USD
+0.74
- -
3.73BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8.4
8.98
9.72
10.5
10.01
10.3
10.28
11.73
11.6
11.28
11.25
11.16
11.34
11.54
Basic EPS, GAAP
1.23
1.89
1.89
2.18
1.97
2.8
2.89
1.49
3.13
2.97
2.58
3.29
2.09
2.42
Free Cash Flow per Basic Share
5.33
3.25
6.32
3.6
4.14
1.14
2.22
0.96
2.18
10
2.26
1.56
2.73
3.03
Dividend per Share
0.71
0.68
0.68
0.71
0.73
0.83
0.88
0.89
0.89
0.89
0.9
0.91
0.9
0.91
Book Value per Share
13.13
12.58
13.42
13.49
13.81
15.19
15.74
16.21
18.5
20.65
22.24
24.03
19.38
18.57
Tangible Book Value per Share
13.25
13.15
14.8
17.06
17.92
19.39
18.87
19.55
20.62
18.53
21.29
27
26.08
23.92
Basic Weighted Avg Shares
27
31
36
42
47
52
58
56
56
56
56
59
87
94
Sales/Revenue/Turnover
229
283
350
438
469
540
597
660
651
631
632
662
986
1,089
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
9
8
9
3
5
3
8
35
47
43
35
32
16
8
Net Income, GAAP
33
60
68
91
92
147
168
84
176
166
145
195
181
228
Effective Tax Rate (%)
26.8
30.63
31.83
33.03
42.34
22.12
22.3
19.17
21.06
21.41
18.35
20.21
20.05
20.06
Profit Margin (%)
14.62
21.05
19.45
20.74
19.65
27.18
28.08
12.67
27.02
26.34
22.9
29.51
18.39
20.93
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
170
156
148
202
208
264
377
475
471
428
429
431
500
500
Total Equity
666
712
1,037
1,233
1,515
2,044
2,126
2,133
2,210
2,136
2,297
2,678
3,885
3,867
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
9.96
15.8
15.48
17.39
15.23
20.34
19.59
9.16
18.04
15.15
12.04
14.61
11.65
14.23

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
600
550
300
LT Borrowings
559
500
500
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
95
95
93
Market Capitalization
2,918
3,058
3,409

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,094
3,319
3,710
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
600
550
300
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.05%
13.89%
45.05%
Free Cash Flow
51.95%
107.24%
156.28%
Net Income, GAAP
17.81%
23.93%
-7.26%
Sales/Revenue/Turnover
11.8%
9.86%
48.82%
Total Cash Common Dividend
13.22%
10.69%
46.3%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
165
164
167
167
662
2025
171
267
270
279
986
2026
274
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.7
0.69
1.18
0.7
3.29
2025
0.65
0.01
0.63
0.84
2.09
2026
0.94
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.23
0.22
0.23
0.22
0.91
2025
0.22
0.22
0.22
0.23
0.9
2026
0.23
- -
- -
- -
- -

Company Description

APIChat
CEO
Kevin D. Chapman
Full Time Employees
2,200
Sector
Financial Services
Industry
Banks - Regional
Address
209 Troy Street Tupelo MS United States of America 38804-4827
IPO Date
Apr 24, 1992
Business
Renasant Corporation (NYSE: RNST) operates as the bank holding company for Renasant Bank, a regional financial institution that provides a broad range of banking, wealth management, fiduciary, and insurance services to retail and commercial customers through its Community Banks, Insurance, and Wealth Management segments. Renasant Bank offers deposit products including checking and savings accounts; lending services such as business loans, personal loans, mortgages, asset-based lending, factoring, and equipment leasing; wealth management solutions encompassing trust account administration, investment services, money management, and retirement planning; and insurance products covering commercial, personal, life, health, disability, and long-term care policies through third-party carriers and its subsidiary Renasant Insurance, Inc. The company maintains approximately 250 banking, lending, mortgage, and wealth management offices across Mississippi, Tennessee, Alabama, Florida, Georgia, North Carolina, South Carolina, and Louisiana, serving small businesses, individuals, and communities primarily in the Southeastern United States. Founded in 1904 and headquartered in Tupelo, Mississippi, Renasant Corporation employs around 2,200 people and manages total assets of approximately $26 billion following its transformative merger. In April 2025, Renasant completed its $1.2 billion all-stock acquisition of The First Bancshares, Inc. after receiving regulatory approvals from the Federal Reserve and shareholder consents, significantly expanding its footprint with an additional 116 locations, $7.9 billion in assets, and enhanced nationwide capabilities in factoring and asset-based lending. Concurrently, the company raised $230 million through a common stock offering to bolster capital flexibility and introduced a five-year $10.3 billion community benefit plan focused on economic growth and financial inclusion; in April 2025, Kevin D. Chapman assumed the role of CEO and President, succeeding C. Mitchell Waycaster who transitioned to Executive Vice Chairman.

Company News

APIChat
  • Renasant Corporation Announces Pricing of Subordinated Notes

  • Renasant Corporation (RNST) Q1 2026 Earnings Call Transcript

  • Renasant (RNST) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

  • Renasant (RNST) Tops Q1 Earnings and Revenue Estimates

  • Renasant Corporation Announces Earnings for the First Quarter of 2026 and an Increase in Its Quarterly Dividend

  • Renasant Corp $RNST Shares Sold by Deprince Race & Zollo Inc.

  • Robert Meyers Named Chief Executive Officer of Republic Business Credit

  • Renasant Announces 2026 First Quarter Webcast and Conference Call Information

  • Renasant (NYSE:RNST) vs. Central Bancompany (NASDAQ:CBC) Critical Review

  • Financial Comparison: Equity Bancshares (NASDAQ:EQBK) and Renasant (NASDAQ:RNST)

  • 1,648,550 Shares in Renasant Co. $RNST Bought by Channing Capital Management LLC

  • Renasant Corporation Declares Quarterly Dividend

  • All You Need to Know About Renasant (RNST) Rating Upgrade to Buy

  • Renasant Corporation (RNST) Q4 2025 Earnings Call Transcript

  • Here's What Key Metrics Tell Us About Renasant (RNST) Q4 Earnings

  • Renasant (RNST) Tops Q4 Earnings and Revenue Estimates

  • Renasant Corporation Announces Earnings for the Fourth Quarter of 2025

  • Head to Head Contrast: Triumph Financial (NYSE:TFIN) vs. Renasant (NYSE:RNST)

  • Analyzing Renasant (NYSE:RNST) & Triumph Financial (NYSE:TFIN)

  • Renasant Announces 2025 Fourth Quarter Webcast and Conference Call Information