Neffs Bancorp, Inc.
Other OTCTotal Valuation
Neffs Bancorp, Inc. carries a market capitalization of 55.53M, placing it among publicly traded companies globally. Its enterprise value stands at 43.74M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 55.53M |
| Enterprise Value | 43.74M |
Share Statistics
Neffs Bancorp, Inc. currently has 178,430.00 shares outstanding.
| Shares Outstanding | 178,430.00 |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Neffs Bancorp, Inc. trades at a trailing price-to-earnings ratio of 14.58. The price-to-sales ratio is 5.67, and the price-to-book ratio stands at 0.99.
| PE Ratio | 14.58 |
| PS Ratio | 5.67 |
| PB Ratio | 0.99 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 10.96 |
| P/OCF Ratio | 11.33 |
Enterprise Valuation
On an enterprise value basis, Neffs Bancorp, Inc. trades at an EV/EBITDA multiple of 9.31 and an EV/FCF ratio of 9.42. The EV/Sales ratio of 4.87 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 9.81 provides insight into valuation relative to core operating earnings.
| EV / Sales | 4.87 |
| EV / EBITDA | 9.31 |
| EV / EBIT | 9.81 |
| EV / FCF | 9.42 |
Financial Efficiency
Neffs Bancorp, Inc. posts a return on equity of 6.95 and a return on invested capital of 7.54.
| Return on Equity (ROE) | 6.95 |
| Return on Assets (ROA) | 1.28 |
| Return on Invested Capital (ROIC) | 7.54 |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Neffs Bancorp, Inc. has paid 969,000.00 in income taxes, reflecting an effective tax rate of 21.74.
| Income Tax | 969,000.00 |
| Effective Tax Rate | 21.74 |
Stock Price Statistics
Neffs Bancorp, Inc.'s stock has gained approximately 16.92308% over the past 52 weeks. The 50-day moving average sits at 391.72, while the 200-day moving average is 396.31.
| Beta (5Y) | N/A |
| 52-Week Price Change | 16.92308% |
| 50-Day Moving Average | 391.72 |
| 200-Day Moving Average | 396.31 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Neffs Bancorp, Inc. generated 8.98M in revenue and converted that into 3.49M in net income, yielding earnings per share of 19.30. EBITDA reached 4.70M, while operating income came in at 4.46M.
| Revenue | 8.98M |
| Gross Profit | N/A |
| Operating Income | 4.46M |
| Pretax Income | 4.46M |
| Net Income | 3.49M |
| EBITDA | 4.70M |
| EBIT | 4.46M |
| Earnings Per Share (EPS) | 19.30 |
Balance Sheet
| Cash & Cash Equivalents | 7.14M |
| Total Debt | N/A |
| Net Debt | -7.14M |
| Equity (Book Value) | 51.49M |
| Book Value Per Share | 284.85 |
| Working Capital | N/A |
Cash Flow
Neffs Bancorp, Inc. produced 4.49M in operating cash flow over the past twelve months. After subtracting -153,000.00 in capital expenditures, free cash flow totaled 4.34M - equivalent to 24.00 per share.
| Operating Cash Flow | 4.49M |
| Capital Expenditures | -153,000.00 |
| Free Cash Flow | 4.34M |
| FCF Per Share | 24.00 |
Margins
Neffs Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of 49.64 and net profit margin of 38.85 provide insight into operational efficiency.
| Gross Margin | 100.00 |
| Operating Margin | 49.64 |
| Pretax Margin | 49.64 |
| Profit Margin | 38.85 |
| EBITDA Margin | 52.33 |
Dividends & Yields
The company's payout ratio of 14.24 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 2.75 |
| Dividend Yield | N/A |
| Payout Ratio | 14.24 |
| Shareholder Yield | -26.81 |
| FCF Yield | 9.13 |
Scores
Neffs Bancorp, Inc. posts an Altman Z-Score of 0.47, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.47 |