1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Neffs Bancorp, Inc.

Neffs Bancorp, Inc.

NEFB
Neffs Bancorp, Inc.US flagOther OTC
380.00
USD
- -
- -
55.53MMarket Cap

Income Statement (USD)

APIChatGPT
2005 Y
2006 Y
2007 Y
2008 Y
2009 Y
2010 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2005
12/31/2006
12/31/2007
12/31/2008
12/31/2009
12/31/2010
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Sales/Revenue/Turnover
6
6
6
7
8
9
11
10
11
13
11
10
11
+ Sales & Services Revenue
6
6
6
7
8
9
11
10
11
13
11
10
11
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
-4
-3
-3
-4
-4
-4
-6
-6
-7
-8
-8
-8
-9
- Operating Expenses
- -
- -
- -
- -
- -
- -
6
6
7
8
8
8
9
+ Selling, General & Admin
1
1
1
1
1
2
- -
- -
- -
- -
- -
- -
- -
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-1
-1
-1
-1
-1
-2
6
6
7
8
8
8
9
Operating Income (Loss)
4
3
3
4
4
4
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
- -
- -
- -
- -
- -
- -
-5
-4
-5
-5
-3
-2
-3
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
- -
- -
- -
- -
- -
- -
-5
-4
-5
-5
-3
-2
-3
Pretax Income
4
3
3
4
4
4
5
4
5
5
3
2
3
- Income Tax Expense (Benefit)
1
- -
1
1
1
1
1
- -
- -
1
- -
- -
- -
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
3
3
3
3
3
3
5
4
4
5
3
2
3
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
3
3
3
3
3
3
5
4
4
5
3
2
3
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
3
3
3
3
3
3
5
4
4
5
3
2
3
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
3
3
3
3
3
3
5
4
4
4
3
2
3
EBIT
4
3
3
4
4
4
- -
- -
- -
- -
- -
- -
- -
EBITDA
4
4
3
4
4
5
- -
- -
- -
- -
- -
- -
- -
EBITDA Margin (%)
61
57.6
56.29
57.76
52.43
52.23
- -
- -
- -
- -
- -
- -
- -
EBITA
4
3
3
4
4
4
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
100
100
100
100
100
100
Operating Margin (%)
58.28
54.1
52.93
55.02
49.62
49.57
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
49.07
46.13
44.16
43.22
38.24
38.58
41.79
34.33
35.37
35.48
26.7
22.1
24.62
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
4
4
3.97
4
3.98
4.75
8.31
8.31
8.41
8.54
9.65
8.62
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
15.58
14.26
13.79
16
16.96
18.86
29.74
22.35
25.16
28.56
18.48
15.11
- -
Basic EPS from Cont Ops
15.58
14.26
13.79
16
16.96
18.86
30.05
22.66
25.47
28.88
18.83
15.45
- -
Diluted Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Diluted EPS, GAAP
15.58
14.26
13.79
16
16.96
18.86
29.74
22.35
25.16
28.56
18.48
15.11
18.88
Diluted EPS from Cont Ops
15.58
14.26
13.79
16
16.96
18.86
30.05
22.66
25.47
28.88
18.83
15.45
19.21

Balance Sheet (USD)

APIChatGPT
2005 Y
2006 Y
2007 Y
2008 Y
2009 Y
2010 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2005
12/31/2006
12/31/2007
12/31/2008
12/31/2009
12/31/2010
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
3
2
4
3
2
8
3
15
31
9
4
3
5
+ Cash & Cash Equivalents
3
2
4
3
2
8
3
15
31
9
4
3
5
+ ST Investments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Accounts & Notes Receiv
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Accounts Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
82
87
94
100
112
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
-82
-87
-94
-100
-112
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-3
-2
-4
-3
-2
-8
-3
-15
-31
-9
-4
-3
-5
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
3
3
2
2
2
2
2
4
4
4
4
4
6
+ Property, Plant & Equip
5
5
5
5
6
6
8
10
11
11
11
11
13
- Accumulated Depreciation
2
2
3
3
3
3
6
6
6
7
7
7
8
+ LT Investments & Receivables
121
121
122
130
136
144
183
184
219
213
211
207
202
+ LT Investments
121
121
122
130
136
144
183
184
219
213
211
207
202
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-123
-124
-125
-132
-138
-146
-185
-188
-223
-217
-215
-211
-207
+ Total Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Goodwill
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-123
-124
-125
-132
-138
-146
-185
-188
-223
-217
-215
-211
-207
Total Assets
214
216
226
239
258
278
376
409
463
468
456
457
471
+ Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Accounts Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
- -
- -
- -
- -
- -
- -
10
10
8
26
10
18
36
+ LT Borrowings
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
- -
- -
- -
- -
- -
- -
-10
-10
-8
-26
-10
-18
-36
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
- -
- -
- -
- -
- -
- -
-10
-10
-8
-26
-10
-18
-36
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
174
175
184
194
213
232
306
335
388
401
387
390
399
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
1
1
1
1
1
1
- -
- -
1
1
1
1
1
+ Common Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Additional Paid in Capital
1
1
1
1
1
1
- -
- -
- -
- -
- -
- -
- -
- Treasury Stock
- -
- -
2
3
4
5
8
8
9
10
11
13
13
+ Retained Earnings
40
42
44
46
48
51
78
81
83
86
88
89
90
+ Other Equity
-1
-1
- -
- -
1
- -
- -
- -
- -
- -
- -
- -
- -
Equity Before Minority Interest
39
41
42
45
46
47
71
74
75
68
69
67
72
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
39
41
42
45
46
47
71
74
75
68
69
67
72
Total Liabilities & Equity
214
216
226
239
258
278
376
409
463
468
456
457
471
Shares Outstanding
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Debt
-3
-2
-4
-3
-2
-8
-3
-15
-31
-9
-4
-3
-5
Net Debt to Equity
-7.94
-5.69
-9.58
-5.83
-5.01
-16.25
-3.81
-20.07
-40.87
-14
-6.43
-3.89
-7.15
Tangible Common Equity Ratio
18.4
19.1
18.53
18.65
17.67
16.77
18.78
18.05
16.14
14.44
15.16
14.7
15.24
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChatGPT
2005 Y
2006 Y
2007 Y
2008 Y
2009 Y
2010 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2005
12/31/2006
12/31/2007
12/31/2008
12/31/2009
12/31/2010
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
+ Net Income
3
3
3
3
3
3
5
4
4
5
3
2
3
+ Depreciation & Amortization
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Non-Cash Items
- -
- -
- -
- -
- -
1
- -
1
2
1
1
1
1
+ Stock-Based Compensation
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Income Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Asset Impairment Charge
- -
- -
- -
- -
1
1
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
- -
- -
- -
- -
-1
- -
- -
1
2
1
1
1
1
+ Chg in Non-Cash Work Cap
- -
- -
- -
- -
-1
-1
- -
- -
- -
- -
1
- -
- -
+ (Inc) Dec in Accts Receiv
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
-1
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Other
- -
- -
- -
- -
- -
-1
- -
- -
- -
- -
1
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
4
3
3
3
3
4
5
5
6
5
4
3
3
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
-1
- -
-1
- -
- -
-2
+ Acq of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
-1
- -
-1
- -
- -
-2
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
-2
- -
-1
-1
- -
- -
- -
- -
-1
-2
- -
+ Increase in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
-2
- -
-1
-1
- -
- -
- -
- -
-1
-2
- -
+ Net Change in LT Investment
2
- -
-1
-5
-6
-9
-3
-1
-38
-7
3
2
9
+ Dec in LT Investment
14
12
17
42
54
70
40
93
42
17
7
8
9
+ Inc in LT Investment
-13
-12
-18
-47
-60
-79
-43
-94
-80
-23
-4
-7
- -
+ Net Cash From Acq & Div
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-7
-3
-7
-8
-13
-7
-3
-25
-17
-10
7
-7
-15
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-6
-3
-8
-13
-19
-16
-6
-26
-56
-17
10
-5
-8
+ Dividends Paid
-1
-1
-1
-1
-1
-1
-1
-1
-1
-1
-1
-1
-1
+ Net Cash From Debt
- -
- -
- -
- -
- -
- -
2
- -
-2
21
-16
8
18
+ Cash From Debt
- -
- -
- -
- -
- -
- -
5
- -
- -
21
2
8
18
+ Repayments of Debt
- -
- -
- -
- -
- -
- -
-3
- -
-2
- -
-19
- -
- -
+ Other Financing Activities
2
- -
9
10
18
19
-1
28
56
-10
2
-5
-9
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
1
-1
7
9
16
17
-1
26
52
10
-17
- -
8
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
-1
-1
2
-1
- -
5
-2
5
1
-2
-3
-2
3
EBITDA
4
4
3
4
4
5
- -
- -
- -
- -
- -
- -
- -
EBITDA Margin (%)
61
57.6
56.29
57.76
52.43
52.23
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow
3
3
3
3
2
4
4
4
5
5
4
3
1
Net Cash Paid for Acquisitions
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
3
3
3
3
2
4
4
4
5
5
4
3
- -
Free Cash Flow to Equity
- -
3
3
3
2
4
6
4
3
26
-12
11
19
Free Cash Flow per Basic Share
15.74
14.52
15.05
13.33
12.72
21.31
28.29
27.4
34.02
31.21
26.91
18.93
- -
Price/Free Cash Flow
12.48
15.7
15.12
13.5
13.45
9.67
14.25
12.88
13.53
9.32
9.06
9.09
10.44
Cash Flow to Net Income
1.14
1.08
1.11
0.89
0.86
1.17
1.01
1.37
1.4
1.21
1.49
1.36
1.22
Capital Expenditures
- -
- -
- -
- -
- -
- -
- -
-1
- -
-1
- -
- -
-2