Neffs Bancorp, Inc. PFD SER A

Neffs Bancorp, Inc. PFD SER A

NEFBP
Neffs Bancorp, Inc. PFD SER AUS flagOther OTC
325.00
USD
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- -
57.85MMarket Cap
Neffs Bancorp, Inc. PFD SER A
NEFBP
(Other OTC)

Recent

price

325.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2005
2006
2007
2008
2009
2010
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
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Revenue per Share
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Basic EPS, GAAP
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Free Cash Flow per Basic Share
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Dividend per Share
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Book Value per Share
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Tangible Book Value per Share
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- -
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Basic Weighted Avg Shares
6
6
6
7
8
9
11
10
11
13
11
10
11
9
Sales/Revenue/Turnover
58.28
54.1
52.93
55.02
49.62
49.57
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- -
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49.64
Operating Margin (%)
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- -
Depreciation Expense
3
3
3
3
3
3
5
4
4
5
3
2
3
3
Net Income, GAAP
15.81
14.74
16.58
21.44
22.94
22.17
12.25
8.79
10.35
11.16
5.29
0.4
- -
21.74
Effective Tax Rate (%)
49.07
46.13
44.16
43.22
38.24
38.58
41.79
34.33
35.37
35.48
26.7
22.1
24.62
38.85
Profit Margin (%)
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Working Capital
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10
10
8
26
10
18
36
- -
LT Debt
39
41
42
45
46
47
71
74
75
68
69
67
72
47
Total Equity
- -
7.01
6.5
7.03
7.01
7.42
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7.54
Return on Invested Capital (%)
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Return on Capital (%)
- -
6.92
6.31
6.76
6.69
6.89
7.28
4.45
4.86
5.27
3.26
2.48
3.07
6.95
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'10
Dec'10
Mar'19
ST Debt
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LT Borrowings
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LT Finance Leases
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Preferred Equity and Hybrid Capital
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Shares Outstanding
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Market Capitalization
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- -

Working Capital

FRC

in mil. unless spec.
Sep'10
Dec'10
Mar'19
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3
8
7
Accounts Receivable, Net
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Inventories
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Total Current Liabilities
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Payables & Accruals
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ST Debt
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Deferred Revenue
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Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.49%
-0.44%
6.64%
Free Cash Flow
-3.15%
-17.39%
-52.93%
Net Income, GAAP
3.03%
-1.81%
24.97%
Sales/Revenue/Turnover
7.17%
2.33%
12.15%
Total Cash Common Dividend
5.6%
-0.52%
0.58%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
11
2024
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- -
- -
- -
10
2025
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11

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
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- -
2024
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- -
- -
- -
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2025
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- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
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2024
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2025
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Business
Neffs Bancorp, Inc. operates as the bank holding company for The Neffs National Bank, a community-focused institution that provides a full range of traditional banking and financial services to individuals, small businesses, and corporate customers primarily in Lehigh County and Northampton County within the Lehigh Valley region of Pennsylvania. The bank offers deposit products including checking accounts, savings and club accounts, money market demand accounts, certificates of deposit and individual retirement accounts, and specialized young savers and young adult savers accounts; consumer credit products such as residential mortgages, home equity loans, automobile loans, personal loans and personal lines of credit, and student loans; commercial credit products comprising commercial mortgages, term loans, lines of credit; and additional services like remote deposit capture, mobile deposit, business checking, credit cards, merchant services, online and mobile banking, and ATM access. Founded in 1923 and headquartered at 5629 Route 873 in Neffs, Pennsylvania, the company maintains a single-office operation emphasizing community-oriented banking under the regulation of the Bank Holding Company Act of 1956, with total assets of approximately $467 million, net loans of $246 million, and deposits of $360 million as of mid-2025. In recent developments, Neffs Bancorp continues its semi-annual dividend payments on its Series A Preferred Stock (NEFBP), with the latest declaration payable on November 15, 2025, following consistent payouts including $4.15 per share ex-dividend dates in 2024 and 2025, alongside steady financial performance reflected in net income of $1.26 million for the first half of 2025 and a strong Tier 1 leverage ratio of 16.54%.