- Business
- Neffs Bancorp, Inc. operates as the bank holding company for The Neffs National Bank, a community-focused institution that provides a full range of traditional banking and financial services to individuals, small businesses, and corporate customers primarily in Lehigh County and Northampton County within the Lehigh Valley region of Pennsylvania. The bank offers deposit products including checking accounts, savings and club accounts, money market demand accounts, certificates of deposit and individual retirement accounts, and specialized young savers and young adult savers accounts; consumer credit products such as residential mortgages, home equity loans, automobile loans, personal loans and personal lines of credit, and student loans; commercial credit products comprising commercial mortgages, term loans, lines of credit; and additional services like remote deposit capture, mobile deposit, business checking, credit cards, merchant services, online and mobile banking, and ATM access. Founded in 1923 and headquartered at 5629 Route 873 in Neffs, Pennsylvania, the company maintains a single-office operation emphasizing community-oriented banking under the regulation of the Bank Holding Company Act of 1956, with total assets of approximately $467 million, net loans of $246 million, and deposits of $360 million as of mid-2025. In recent developments, Neffs Bancorp continues its semi-annual dividend payments on its Series A Preferred Stock (NEFBP), with the latest declaration payable on November 15, 2025, following consistent payouts including $4.15 per share ex-dividend dates in 2024 and 2025, alongside steady financial performance reflected in net income of $1.26 million for the first half of 2025 and a strong Tier 1 leverage ratio of 16.54%.