Winchester Bancorp, Inc. Common Stock
WSBK
NASDAQ Global Select12.69
USD
-0.03
- -
CIK
0002047235
ISIN
US97269D1037
CUSIP
97269D103
Return %
Stock
S&P500
1Y
35.43
26.53
3Y
36.45
76.60
5Y
36.45
80.11
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- CEO
- John A. Carroll
- Full Time Employees
- 71
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- 661 Main Street Winchester MA United States of America 01890
- IPO Date
- May 2, 2025
- CIK
- 0002047235
- Website
- winchestersavings.com
- Similar Companies
- Business
- Winchester Bancorp, Inc. operates as the bank holding company for Winchester Savings Bank, providing a comprehensive range of banking products and services primarily in Massachusetts. Its core offerings include personal banking products such as non-interest-bearing checking accounts, interest-bearing checking accounts, money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. The company also provides a variety of loan products, including one- to four-family residential real estate loans, multi-family residential real estate loans, construction loans, commercial real estate loans, home equity loans and lines of credit, commercial business loans, and consumer loans. Additionally, Winchester Bancorp offers cash management services, debit and credit cards, insurance products, online and mobile banking services, and invests in securities. Founded in 1871 and headquartered in Winchester, Massachusetts, Winchester Bancorp operates primarily in the local community banking sector, targeting retail and business customers within its geographic region. The company completed a significant mutual holding company conversion in 2025, successfully raising capital through an initial public offering that enhanced its financial position. This reorganization allowed the establishment of the Winchester Savings Bank Charitable Foundation, strengthening community engagement. Recent operational highlights include a 10.2% increase in net loans driven by growth in multi-family and commercial real estate lending, and a 6.9% increase in deposits, especially in money market and certificate of deposit accounts. The company also reported an improved net interest margin of 2.05% for the fiscal year ended June 30, 2025. Winchester Bancorp focuses strategically on modestly expanding its commercial real estate and business lending programs while maintaining solid growth in residential real estate loans. The firm emphasizes digital banking enhancements and community support through both financial and charitable initiatives to sustain competitive positioning. Its recent capital raise and restructuring mark a strategic shift towards strengthening balance sheet flexibility and operational scalability to support future growth opportunities in the regional banking market. The company continues to operate with a conservative risk profile emphasizing credit quality and secure deposit growth to serve its market effectively.
Reviewing Winchester Bancorp (NASDAQ:WSBK) & F & M Bank (OTCMKTS:FMBM)
Analyzing Winchester Bancorp (NASDAQ:WSBK) and Union Bankshares (NASDAQ:UNB)
Comparing Winchester Bancorp (NASDAQ:WSBK) and Merchants Bancorp (NASDAQ:MBIN)
Financial Analysis: Winchester Bancorp (NASDAQ:WSBK) & Pioneer Bancorp (NASDAQ:PBFS)
Winchester Bancorp, Inc. Announces Results for the Quarter Ended September 30, 2025
Winchester Bancorp, Inc. Announces Closing of Initial Public Offering