AKCEPT Finance SA is a Poland-based non-banking financial services company specializing in liquidity management solutions and debt financing for small and medium-sized enterprises. Founded in 2010 and headquartered in Mysłowice, Poland, the company operates primarily across the domestic Polish market and is listed on the NewConnect alternative trading market of the Warsaw Stock Exchange under the ticker symbol GPW:AFC. AKCEPT Finance SA functions as a subsidiary within a specialized financial and legal services group led by its controlling shareholder, Biuro Informacyjno-Prawne Akcept SA.
The company operates through specialized business segments focused on commercial receivables financing, working capital lending, and third-party financial intermediation. Its core products and services comprise: receivables factoring, including recourse factoring and micro-factoring services designed to improve cash flow and shorten conversion cycles for corporate suppliers; short-term corporate loans, providing customized bridge and working capital liquidity to small and medium-sized enterprises; bill of exchange discounting, delivering rapid monetization of verified promissory notes and commercial commercial paper; financial product intermediation, distributing and brokering third-party financial and insurance products for business partners; and debt recovery and legal enforcement support, covering amicable pre-litigation collection, court debt recovery, and execution proceedings for acquired receivables portfolios.
In recent developments, AKCEPT Finance SA has implemented significant balance sheet restructuring and operational alignment initiatives. The company secured a strategic financing facility of up to 5.5 million PLN from its majority shareholder, Biuro Informacyjno-Prawne Akcept SA, using the proceeds to refinance existing debt liabilities and satisfy institutional obligations, including revolving credit agreements with banking partners such as Slaski Bank Spoldzielczy SILESIA. Strategically and operationally, the company has oriented its internal resources toward the intensive judicial recovery and enforcement of its non-performing receivables portfolios. In addition, AKCEPT Finance SA has strengthened its corporate governance and capital market compliance frameworks through supervisory board updates and the formal appointment of AUTORYZOWANI.PL Prosta Spolka Akcyjna as its Authorized Adviser on the NewConnect market.