1. United Arab Emirates Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
National General Insurance Co (P.J.S.C)

National General Insurance Co (P.J.S.C)

NGI.AE
National General Insurance Co (P.J.S.C)AE flagDubai Financial Market
5.65
AED
-0.11
- -
931.97MMarket Cap
National General Insurance Co (P.J.S.C)
NGI.AE
(Dubai Financial Market)

Recent

price

5.65

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.67
1.75
2.91
2.57
2.54
2.06
2.13
2.02
1.79
1.82
2.05
2.34
2.06
2.72
3.8
4.18
4.43
Revenue per Share
0.33
0.17
0.28
0.76
0.37
0.14
0.17
0.22
0.19
0.11
0.28
0.43
0.37
0.45
0.77
0.72
0.59
Basic EPS, GAAP
0.83
-0.33
0.25
0.4
-0.05
0.24
0.19
0.31
0.08
0.14
0.35
0.52
0.22
0.95
0.12
0.98
1.15
Free Cash Flow per Basic Share
0.1
0.23
0.14
0.18
0.18
0.23
0.09
0.11
0.14
0.14
0.09
0.14
0.27
0.23
0.23
0.45
- -
Dividend per Share
- -
- -
- -
2.57
2.75
2.64
2.72
2.82
2.81
2.77
2.97
3.25
3.27
3.48
3.91
4.21
4.12
Book Value per Share
- -
- -
- -
2.57
2.74
2.63
2.7
2.8
2.8
2.75
2.96
3.23
3.23
3.46
3.89
4.2
4.12
Tangible Book Value per Share
165
165
165
165
165
165
165
165
165
165
165
165
165
165
165
165
165
Basic Weighted Avg Shares
275
288
480
423
419
340
351
333
294
300
337
386
340
449
627
690
730
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
3
3
4
5
4
4
4
3
2
3
2
3
3
3
3
Depreciation Expense
54
28
46
125
62
24
28
37
31
17
46
71
61
75
127
119
98
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
7.69
7.84
8.31
Effective Tax Rate (%)
19.57
9.82
9.67
29.54
14.69
6.92
8.1
11.12
10.65
5.82
13.66
18.33
17.79
16.68
20.35
17.27
13.39
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
7
7
- -
- -
- -
- -
- -
LT Debt
337
319
346
424
453
435
448
465
464
457
490
536
539
573
645
694
680
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
17.01
8.63
13.95
32.48
14.03
5.29
6.44
8.1
6.75
3.79
9.73
13.8
11.27
13.47
20.93
17.81
14.61
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
165
165
165
Market Capitalization
1,038
939
957

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
156
204
188
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.86%
7.26%
7.64%
Free Cash Flow
113.97%
188.24%
708%
Net Income, GAAP
28.21%
25.3%
-6.52%
Sales/Revenue/Turnover
8.52%
16.84%
10.16%
Total Cash Common Dividend
- -
- -
98%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
145
184
157
160
627
2025
145
193
170
198
690
2026
146
216
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
0.31
0.17
- -
0.77
2025
0.22
0.3
0.12
- -
0.72
2026
0.11
0.28
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.23
2025
- -
- -
- -
- -
0.45
2026
- -
- -
- -
- -
- -
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Business
National General Insurance Co. engages in underwriting all classes of life and general insurance, as well as reinsurance business. It operates through the General Insurance and Life Assurance segments. The General Insurance segment offers liability, property, motor, and health insurance. The Life Assurance segment consists of group life and individual life insurance. The company was founded on November 19, 1980 and is headquartered in Dubai, the United Arab Emirates.