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Capital Trust Ltd. (India)

Capital Trust Ltd. (India)

20.93
INR
-0.42
(-1.97%)
-12.85EPS
421.07MMarket Cap
Capital Trust Ltd. (India)
NSE:CAPTRUST
(National Stock Exchange of India)

Recent

price

20.93

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
9.3
7.09
11.65
22.89
51.78
24.75
76.34
69.17
66.72
77.32
56.53
51.04
38.8
34.94
42.18
12.54
11.71
Revenue per Share
0.64
0.23
2
2.36
12.5
9.2
24.06
0.53
3.59
2.56
-14.15
-6.48
-27.34
1.29
0.55
-18.4
-12.85
Basic EPS, GAAP
-0.28
5.9
-12.18
-36.81
19.82
-9.38
-212.73
-72.34
28.8
150.3
10.57
9.3
44.4
11.74
-10.01
10.55
- -
Free Cash Flow per Basic Share
- -
- -
- -
0.4
2.01
1.32
1.63
1.15
0.39
0.59
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
9.92
10.15
12.15
18
28.46
106.58
130.88
84.91
89.73
91.72
77.62
71.91
44.66
45.95
49.5
18.15
- -
Book Value per Share
9.92
10.15
12.15
18
28.43
106.58
130.87
84.9
89.6
91.66
77.53
71.8
44.54
45.84
49.39
17.86
- -
Tangible Book Value per Share
8
8
8
8
8
22
16
26
25
17
17
17
17
17
20
25
30
Basic Weighted Avg Shares
72
55
90
177
400
545
1,201
1,779
1,701
1,291
944
852
648
583
844
319
349
Sales/Revenue/Turnover
32.03
31.12
52.94
54.64
73.07
45.59
45.22
25.84
36.43
30.88
26.34
8.03
-14.13
-19.75
-0.64
-80.67
-49.48
Operating Margin (%)
1
1
1
1
1
2
4
4
9
9
6
5
5
4
5
3
4
Depreciation Expense
5
2
15
18
96
202
379
14
92
43
-236
-108
-456
21
11
-468
-383
Net Income, GAAP
18
19.06
- -
38.09
33.9
34.74
33.43
81.78
29.33
68.64
- -
- -
- -
25.51
31.46
- -
- -
Effective Tax Rate (%)
6.84
3.27
17.17
10.33
24.13
37.17
31.52
0.77
5.39
3.31
-25.04
-12.7
-70.46
3.68
1.32
-146.73
-109.72
Profit Margin (%)
87
78
93
97
46
1,138
2,412
4,404
4,114
1,707
1,350
1,219
50
204
275
206
- -
Working Capital
13
3
1
2
58
316
2,249
3,321
2,918
1,270
1,569
905
74
149
210
172
- -
LT Debt
77
78
94
139
220
1,609
2,204
1,430
1,511
1,545
1,307
1,200
745
767
859
615
- -
Total Equity
2.96
1.07
7.23
3.86
11.69
12.36
8.64
0.12
2.44
1.6
- -
- -
- -
1.32
1.12
- -
- -
Return on Invested Capital (%)
11.72
8.88
22.45
11.36
21.74
16.57
9.69
0.3
2.92
1.95
- -
- -
- -
2.02
1.8
- -
- -
Return on Capital (%)
6.62
2.31
17.94
15.68
53.79
22.14
19.86
0.76
6.23
2.8
-16.57
-8.63
-46.91
2.84
1.37
-63.53
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
229
- -
LT Borrowings
- -
172
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
34
34
34
Market Capitalization
445
373
421

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
520
- -
Cash, Cash Equivalents & STI
- -
309
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
314
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
229
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-6.52%
-11.91%
-28.44%
Free Cash Flow
134.1%
-28.91%
-234%
Net Income, GAAP
-434.82%
-840.07%
-4,315.02%
Sales/Revenue/Turnover
5.22%
-12.21%
-62.21%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
241
248
248
185
844
2026
116
81
97
50
319
2027
120
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.29
0.09
0.03
0.03
0.55
2026
-3.14
-6.88
-0.95
-5.35
-18.4
2027
0.06
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
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Business
Capital Trust Limited (CAPTRUST.NS) is a non-banking financial company (NBFC) registered with the Reserve Bank of India that provides secured and unsecured loans to micro, small, and medium enterprises (MSMEs), shopkeepers, and traders primarily in semi-urban and rural India. The company offers a range of lending products including microfinance loans, micro-enterprise loans, secured enterprise loans, Capital Magic loans, micro business loans, digital loans, and gold loans; it serves sectors such as farming, agriculture, dairy and livestock, food processing, manufacturing, retail, services, trading, and small commercial vehicles. Capital Trust operates across states including Punjab, Rajasthan, Madhya Pradesh, Bihar, Odisha, Jharkhand, and Chhattisgarh, with approximately 1,650-1,800 employees. Founded in 1985 and headquartered at 205 Centrum Mall, Sultanpur, MG Road, New Delhi, India, the company is listed on the National Stock Exchange of India. In recent developments, Capital Trust successfully completed a rights issue in November 2025, raising ₹23.81 crore (oversubscribed 1.33 times) to bolster its capital base for growth. It launched a Business Correspondent partnership with Suryoday Small Finance Bank across 47 branches (Phase 1) and entered the gold loan business with dedicated branches, offering up to 85% loan-to-value on small-ticket loans up to ₹2.5 lakh, 20-minute disbursals, and digital/physical pledges. Additionally, the company wrote off its existing unsecured loan portfolio to shift focus toward low-risk secured lending like gold loans while continuing MSME support via co-lending and partnerships.