1. India Stocks

  2. •

    Finance

  3. •

    Major banks
Central Bank of India

Central Bank of India

28.83
INR
-1.18
(-3.93%)
5.10EPS
6.38P/E
294.44BMarket Cap
Jan 15Next Earn
Central Bank of India
NSE:CENTRALBK
(National Stock Exchange of India)

Recent

price

28.83

P/E

ratio

6.38

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
163.71
102.34
99.61
74.26
64.56
54.08
51.88
47.4
33.04
21.97
19.71
14.4
18.24
20.38
22.64
22.83
22.9
Revenue per Share
31.28
8.45
13.75
-11.04
4.32
-8.51
-13.38
-26.33
-20.16
-2.42
-1.53
1.22
1.93
3.07
4.53
5
5.1
Basic EPS, GAAP
-163.3
-35.64
-20.97
-25.45
8.26
-0.15
337.51
-230.62
-52.83
3.01
-3.81
16.26
-10.37
-7.48
-3.36
2.59
- -
Free Cash Flow per Basic Share
3.54
3.29
3.7
0.01
0.01
0.51
0.05
0.02
0.03
0.02
- -
- -
- -
- -
- -
0.79
- -
Dividend per Share
232.29
150.05
133.27
106.58
106.95
109.53
95.74
69.55
47.92
37.72
45.1
31.74
33.66
37.29
40.75
43.09
45.25
Book Value per Share
232.15
149.97
133.22
106.52
106.89
109.48
95.69
69.52
47.9
37.7
45.08
31.73
33.65
37.28
40.74
43
45.17
Tangible Book Value per Share
404
644
746
1,138
1,422
1,658
1,827
1,938
2,795
4,666
5,794
8,681
8,681
8,681
8,681
9,051
9,054
Basic Weighted Avg Shares
66,162
65,927
74,332
84,478
91,774
89,685
94,809
91,847
92,347
102,503
114,183
125,009
158,378
176,943
196,504
206,608
207,320
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,188
1,437
1,847
2,088
2,296
2,398
2,577
2,605
2,779
2,855
2,925
2,968
3,860
4,998
5,576
5,298
- -
Depreciation Expense
12,640
5,441
10,260
-12,557
6,140
-14,110
-24,445
-51,016
-56,335
-11,310
-8,837
10,573
16,788
26,677
39,342
45,238
46,151
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
63.91
63.53
56.56
29.42
45.8
33.15
Effective Tax Rate (%)
19.11
8.25
13.8
-14.86
6.69
-15.73
-25.78
-55.54
-61
-11.03
-7.74
8.46
10.6
15.08
20.02
21.9
22.26
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
128,870
126,685
128,522
157,976
118,915
86,781
96,123
60,257
56,397
54,070
39,957
58,993
65,699
90,029
129,286
186,542
288,186
LT Debt
110,284
126,868
155,656
160,410
177,677
185,426
182,461
182,503
194,395
215,818
265,474
276,071
292,840
324,506
369,666
390,933
410,507
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
6.43
2.2
3.8
- -
1.98
- -
- -
- -
- -
- -
- -
3.28
4.81
6.88
8.59
8.39
7.7
Return on Capital (%)
14.61
5.33
8.22
-8.87
3.82
-7.79
-13.31
-28.01
-29.96
-5.53
-3.68
3.91
5.91
8.66
11.36
11.92
11.86
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9,051
9,051
9,051
Market Capitalization
338,522
284,486
294,442

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
369,626
378,347
371,056
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.95%
8.11%
5.75%
Free Cash Flow
-24,839.14%
-233.29%
-180.49%
Net Income, GAAP
5.11%
-7.9%
14.99%
Sales/Revenue/Turnover
8.96%
12.82%
5.14%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
47,319
50,777
47,907
51,386
196,504
2026
51,738
- -
54,552
51,826
206,608
2027
49,204
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.09
1.06
1.11
1.27
4.53
2026
1.42
- -
1.4
0.82
5
2027
1.46
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
0.79
2027
- -
- -
- -
- -
- -
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Banco Santander, S.A. (BME:SAN)
Business
Central Bank of India (CBI), a public sector bank headquartered in Mumbai and founded on December 21, 1911, as India's first wholly Indian-owned and managed commercial bank, provides a comprehensive range of banking and financial services across retail, corporate, MSME, agriculture, and government-sponsored segments; these include savings accounts such as Cent Premium Account, Cent Param Account, and Cent Bachat Khata; fixed and recurring deposits; housing loans via Cent Home Double Plus Scheme; vehicle, education, and personal loans including Cent Personal Loan Scheme, Cent Ratna, Cent Teacher, and Cent Suvidha; MSME products like Cent Business Gold Loan, Cent Contractor, Cent Kalyani, and Cent Warehouse Receipt Scheme; debit and credit cards such as Rupay Platinum Debit Card, Rupay Select Wellness Card, and CBI Visa Platinum Card; bancassurance services in partnership with LIC, TATA AIA, Bajaj Allianz, New India Assurance, and others; digital platforms encompassing CentPay, mobile banking, internet banking, UPI, and digital loans; as well as government schemes including PMEGP, Mudra Loans, Stand Up India, Kisan Credit Card, and Cent Agri Gold Loan; the bank operates over 4,600 branches, 3,600 ATMs, and extension counters covering all 28 states and 7 of 8 union territories in India with a focus on rural and semi-urban areas. In recent developments, the bank exited RBI's Prompt Corrective Action framework in 2022 after recapitalization efforts; advanced digital initiatives including Video KYC for account opening, online pension life certificate submission, KCC digital journey, and CKCC auto-renewal; reported a 16% year-over-year rise in advances and CASA ratio of 49% as of late 2025; saw Executive Director Shri Vivek Wahi retire in November 2025; and aligns with RBI's 2024-2025 regulatory shifts permitting banks to finance domestic acquisitions and raising lending limits against shares and IPOs.