Dar Credit & Capital Limited
NNSE:DCCL35.50
INR
-0.60
(-1.66%)
ISIN
INE04Q901010
Return %
Stock
S&P 500
1Y
-34.20
14.20
3Y
- -
81.12
5Y
- -
68.34
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.Company Description
- CEO
- Jayanta Banik
- Full Time Employees
- 261
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- Kolkata India
- IPO Date
- May 28, 2025
- Website
- darcredit.com
- Similar Companies
- Business
- Dar Credit & Capital Limited is an India-based non-banking financial company engaged in providing credit solutions, microfinance, and retail lending services to underserved individuals, micro-entrepreneurs, and small enterprises. Founded in 1994 and headquartered in Jaipur, Rajasthan, India, the company operates across retail finance and commercial lending segments, primarily serving low- and middle-income borrowers across semi-urban and rural markets. The company's core product and service portfolio comprises micro, small, and medium enterprise (MSME) loans, providing secured and unsecured business credit, working capital facilities, and equipment finance for small trade and service operators; microfinance solutions, offering Joint Liability Group (JLG) credit facilities and income-generating loans tailored for women self-help groups; personal credit products, supplying unsecured consumer finance for healthcare, education, and household needs; two-wheeler and vehicle loans, offering vehicle asset financing for individual mobility and commercial use; and loans against property (LAP), extending long-term secured credit backed by residential or commercial real estate collateral. The company conducts its operations through a network of regional branches across Indian states including Rajasthan, Gujarat, Madhya Pradesh, Maharashtra, and West Bengal, complemented by mobile field collection infrastructure and digital customer onboarding channels. In recent developments, Dar Credit & Capital Limited completed its public listing on the National Stock Exchange of India under the ticker symbol DCCL, expanding its equity capital base to accelerate loan book expansion; entered into expanded funding relationships and co-lending frameworks with commercial banks and financial institutions to optimize borrowing costs; broadened its geographic reach through the rollout of new branch offices in Tier-2 and Tier-3 micro-markets; and deployed upgraded core digital lending platforms featuring paperless electronic know-your-customer (e-KYC) processing and automated credit underwriting systems to enhance portfolio risk management and loan turnaround efficiency.